Bicycle Insurance

Whether you ride to the café with family, commute to work, race with your local club or carve up the trails on your mountain bike, NRMA Insurance has bicycle insurance cover to suit your lifestyle and budget.

Offering protection for accidental damage, fire and theft, plus up to $1 million Third Party liability cover, Bicycle Insurance provides great peace of mind. Get a bicycle insurance quote today.

Common Questions. Here you can find answers to the most common questions we get asked about Bicycle Insurance.

Whats covered?

NRMA Insurance offers two types of bicycle cover – Bike Plus and Bike Essentials. The comparison table below outlines what’s covered under each policy. For full cover details please read the Bicycle Insurance PDS.

Bike Essentials

  • Cover for your bike whilst ridden by you, your family or friends 
  • Accidental damage
  • Fire
  • Theft
  • Maximum bicycle cover per claim : $1000
  • Third Party liability cover : $1,000,000
  • Basic excess : $200*

Bike Plus

  • Cover for your bike whilst ridden by you, your family or friends 
  • Accidental damage 
  • Fire 
  • Theft 
  • Maximum bicycle cover per claim : $20,000
  • Third Party liability cover : $1,000,000
  • Racing and Carbon Fibre cover 
  • Basic excess : $200

 

Download the Bicycle Insurance policy booklet (PDF)

 

*Additional excesses that may apply - Racing excess $300 and Carbon Fibre excess $500

Bicycle Insurance is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFS Licence No. 238292. Three levels of excess may apply to Bicycle Insurance policy holders at time of making a claim. Please consider the relevant Product Disclosure Statement available on our website before making a decision about an insurance product featured on the website.