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Bicycle Insurance

Whether you ride to the café with family, commute to work, race with your local club or carve up the trails on your mountain bike, NRMA Insurance has bicycle insurance cover to suit your lifestyle and budget.
 
Offering protection for accidental damage, fire and theft, plus up to $1 million Third Party liability cover, Bicycle Insurance provides great peace of mind. Get a bicycle insurance quote today.

 

Additional Content: 

Whats covered?

NRMA Insurance offers two types of bicycle cover – Bike Plus and Bike Essentials. The comparison table below outlines what’s covered under each policy. For full cover details please read the Bicycle Insurance PDS.

  Bike Essentials Bike Plus
Cover for your bike whilst ridden by you, your family or friends 
 
   
Accidental damage    
Fire    
Theft    
Maximum bicycle cover per claim $1,000 $20,000
Third Party liability cover $1,000,000 $1,000,000
Racing and Carbon Fibre cover    
Basic excess* $200 $200

*Additional excesses that may apply - Racing excess $300 and Carbon Fibre excess $500

Bicycle Insurance is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFS Licence No. 238292. Three levels of excess may apply to Bicycle Insurance policy holders at time of making a claim. Please consider the relevant Product Disclosure Statement available on our website before making a decision about an insurance product featured on the website.    

Why choose NRMA insurance?

 Cover for road riding and mountain biking
 Cover for your bicycle while you, friends or family are riding it
 Cover for organised races and community participation rides
 Up to $1 million legal liability cover
 Get a quote and purchase online within minutes
 Pay by the month options
 Fast, paperless online claims lodgement 
 
Bicycle Insurance is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFS Licence No. 238292. Three levels of excess may apply to Bicycle Insurance policy holders at time of making a claim. Please consider the relevant Product Disclosure Statement available on our website before making a decision about an insurance product featured on the website.  

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