Boat Insurance Features

We’ve made NRMA Boat Insurance just for boaties like you. With a great range of features and benefits, matched with 30 years experience insuring boats, we can ensure you never hit rough waters.

Note: Boat Insurance is not available in Tasmania.

Boat insurance discounts and rewards
We offer great insurance discounts and rewards. that not only allow you to save on your Boat Insurance policy, but also on other policies you have with NRMA Insurance. You might be eligible for a no claim bonus – even if you’ve never had boat insurance before. And if you hold other insurance policies with us, you might be in line for a multi-policy discount.

Competitive prices
NRMA Boat Insurance offers some of the best prices around. So you get comprehensive Boat Insurance cover on and off the water.

Boat insurance excess waived
If you’ve had an accident that causes damage to both your boat and car, as long as they’re both insured with us, we’ll waive the boat excess.

Flexible payment and policy excess options
You can choose to pay your Boat Insurance premium annually, with cash, cheque or credit card, or monthly by direct debit. Whatever suits you.

24/7 Helpline
We’re always only a phone call away. Our 24/7 Helpline is a free service you can contact anytime you’re in a jam – just dial 132 900.

Paperless 24/7 claims
When you need to make a boat insurance claim, we’re available – 24 hours a day, 7 days a week. With no paperwork to fill in, all you have to do is pick up the phone.

Agreed value
The value of your Boat Insurance cover is agreed in advance. So you’ll get no nasty surprises at claim time.

Reduced Boat Insurance premiums with Lay up Cover
If you don’t use your boat for a nominated part of the year and store it on a trailer, you can reduce your premiums by taking optional Lay up Cover. We also offer variable excesses – just ask us.

Options that can be added to your Boat Insurance cover:

Racing Boat Insurance cover for sailboats
Pay a little extra and you can increase your Boat Insurance cover to include loss or damage that occurs while you’re racing.

Liability for waterskiing and flotation devices
Pay a little extra and you can increase your liability cover to include waterskiing or flotation devices.

Boat Contents Insurance cover
If your boat has a lockable cabin you can pay a little extra to cover the cabin’s contents.