The Product Disclosure Statement and Policy Booklet (PDS) contains the terms and conditions of our Business Insurance policy. Download the policy booklet.
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We understand farming, and it shows in our policies. Different farms have different needs and one policy does not fit all. We help you tailor your own policy by allowing you to choose the cover options that suit you best. You get the insurance you need at a competitive price.
Read about some of our cover options and see how they can benefit you.
Insurance for different kinds of farms
We cover all sorts of properties, from stations to hobby farms, large residential properties, livestock, buildings, farm machinery, crops and more.
Unspecified mobile machinery cover up to $25,000
You don’t have to specify individual mobile machinery up to $25,000 in value.
Crops
We cover crops against hailstones, fire, lightning, spontaneous combustion or damage due to explosion and other specified events.
Fire and other defined events
We cover you for loss, destruction or damage to your farm or property on the farm, due to a wide range of defined events.
Burglary
We cover you for loss, destruction or damage to property on your farm caused by thieves.
Personal injury and property damage
We cover you against someone suing you for personal injury or property damage that occurs due to an incident connected to your farm.
Domestic home building or contents cover
We cover you for loss, destruction or damage to the home building or contents caused by a wide range of defined events.
Motor vehicle cover
We cover you for loss, destruction or damage to your vehicle.
Additional working costs cover
We cover you for additional working costs incurred as a result of loss, damage or destruction of your pastures by fire or a wide range of defined events.
Personal accident or illness cover
We insure you against loss of income as a result of a defined accident or illness. This cover is particularly important for farmers to ensure they receive benefits until they are able to return to their farming duties.
Machinery breakdown cover
We pay for, replace or repair the machine, boiler or pressure vessel that breaks down.
Electronic equipment cover
We cover you for the sudden loss, destruction or damage of the equipment at your farm.
Call us on 132 818 to request a quote or to discuss your needs with a Business Insurance Specialist.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. When making decisions about the product you should consider the Product Disclosure Statement available from NRMA Insurance.