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Comprehensive Plus Car Insurance
NRMA Comprehensive Plus Car Insurance gives you all the protection of our Comprehensive Car Insurance product with additional services such as windscreen, sunroof and glass cover.
What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of unlimited car hire up to $88 per day until your vehicle is repaired after an incident or your claim is settled.
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Is Comprehensive Plus right for me?Watch our video to find out why Comprehensive Plus is different and what it can do for you |
- Comprehensive Plus Car Insurance cover
- Car insurance comparison
- Discounts and savings
- Why choose NRMA Insurance?
Comprehensive Plus Car Insurance cover
For full cover details please read the Comprehensive Car Insurance Policy Booklet.
- Unlimited car hire up to $88 per day until your car is repaired or your claim is settled
- Taxi fares up to $250 while your vehicle is being repaired after an incident
- Hire car excess and bond up to $3,000
- Towing, plus vehicle pick-up and return
- Windscreen, sunroof and glass replacement
- Accidental damage to my car
- Damage to someone else's car or property
- Fire and theft
- Flood, storm or malicious damage
- Emergency repairs
- Liability cover
- New for new replacement if your car is written off its first 2 years
View a comparison of our Car Insurance products
| FEATURES | ![]() BASIC COVER
Third party property damage
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![]() INTERMEDIATE COVER
Third party fire & theft
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![]() COMPREHENSIVE COVER
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![]() COMPREHENSIVE PLUS COVER
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![]() VETERAN, VINTAGE & CLASSIC VEHICLE COVER
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| Damage to someone else’s property | |||||
| Damage to someone else’s property (such as a vehicle, fence or building) | |||||
| Damage to your car | |||||
| Damage to your car if you are not at fault in an accident or collision and the other vehicle is uninsured | Up to a market value of $5,000 | Up to a market value of $5,000 | |||
| Damage to your car if you are not at fault in an accident or collision and the other vehicle is insured | Up to a market value of $5,000 | ||||
| Damage to your car caused by fire | Up to a market value of $10,000 | ||||
| Damage to your car caused by thieves | Up to a market value of $10,000 | ||||
| Damage to your car if you are at fault in an accident or collision | |||||
| Damage to your car caused by malicious acts or vandals | |||||
| Damage to your car caused by storms | |||||
| Damage to your car caused by floods | |||||
| Replacement of your car’s keys, locks & barrels | |||||
| Glass protection | |||||
| Damage to your car’s windscreen, sunroof and window glass damage | No excess to pay | ||||
| Eliminate your windscreen excess | optional extra $55 annually | ||||
| Your brand new car | |||||
| New replacement car if your new car is written off in its first 2 years. | |||||
| Car Value | |||||
| Agreed value of your car | |||||
| Your Discounts | |||||
| Eligibility for life time No Claim Discount | |||||
| Protect your No Claim Discount | Optional extra | Optional extra | |||
| Multi policy discount | |||||
| Years of insurance discount | |||||
| Fuel efficient vehicle savings | |||||
| Keeping you mobile whilst your car is repaired | |||||
| We provide you with a hire car for all claims | "Optional extra $55 annually Up to 14 days" | Unlimited * | |||
| We can pick your car up to be fixed | |||||
| We can deliver your car to you when it’s fixed | |||||
| Taxi transport to keep you mobile** | |||||
| Hire car after theft or attempted theft | Up to 21 days | Up to 21 days | Unlimited * | ||
| Expand All | |||||
Comprehensive Plus Car Insurance discounts and savings
- Multi-Policy discount - Pay a lower premium when you hold certain products with us.
- Loyalty discount - Save up to 20% on your premium as a loyal customer.
- No Claim discount - Save up to 65% on your car insurance if you have a good claims history.
- Fuel efficient vehicle discount - Enjoy a reduced premium if you have an NRMA Insurance recognised fuel efficient car.
- Flexible excess levels - Choose a higher excess for your policy & benefit from a lower premium.
- Annual payment - Pay less when you pay annually.
Why choose NRMA Comprehensive Plus Car Insurance?
- You're never without a car
- We cover anyone that drives your car*
- Unlimited car hire up to $88 per day until your car is repaired or your claim is settled
- Taxi fares up to $250 while your vehicle is being repaired after an incident
- Automatic cover for accessories and modifications**
- Save when you hold multiple qualifying products with NRMA Insurance
- Discounts for loyal customers
- Lifetime guarantee on the workmanship of authorised repairs
- Flexible excess levels to help reduce your premium
- 24/7 Helpline assistance
- Experience – we've been insuring Australians for over 85 years
*Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.
**On agreed value policies, cover is limited to the agreed value. Cars must be road worthy and registrable. Excludes portable contents








