Comprehensive Plus Car Insurance

Our highest level of car insurance

NRMA Comprehensive Plus Car Insurance gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover.

What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $95 per day until your vehicle is repaired after an incident or your claim is settled.

Do you drive for a ridesharing service like UberX?

We're making ridesharing insurance easy by including it in our car insurance products.

  • Simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing
  • Existing customers, please call us on 132 132 so we can update your policy

What's covered?

  • Collision or crash
  • Accidental damage
  • Theft or attempted theft
  • Vandalism or a malicious act
  • Vehicle pick and return
  • Storm
  • Fire
  • Flood
  • Earthquake
  • Explosion
  • Tsunami
  • Automatic cover for modifications, options and accessories
  • Windscreen, sunroof and glass replacement
  • Emergency repairs up to $800
  • Car hire up to $95 per day until your car is repaired or your claim is settled
  • Hire car excess and bonds up to $3,000
  • New for new replacement if your car is written off in its first 2 years
  • Taxi fares up to $250 to get you home from an accident or to and from your repairer
  • Damage to someone else's car or property up to $20 million
  • Tools of trade up to $1,500 (business use vehicles)
  • Towing

Important documents

Download the Product Discloure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

*Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.

**On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable.

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • You're never without a car
  • We cover anyone who drives your car*
  • Car hire up to $95 per day until your car is repaired or your claim is settled
  • Taxi fares up to $250 to get you home from an accident or to and from your repairer
  • Automatic cover for modifications, options and accessories**     
  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save.
  • Lifetime guarantee on repairs we authorise
  • Flexible excess levels to help reduce your premium
  • 24/7 Helpline assistance
  • Experience – we've been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

Teaching your teen to drive

Teaching your teen to drive

Great road trips for driver experience
	Help get your teen driver’s hours up and enjoy the ride! Learn more on The Hub

Great road trips for driver experience
Help get your teen driver’s hours up and enjoy the ride! Learn more on The Hub

Help your learner driver prepare for and pass their driving test
	Tips from an expert. Find out more on The Hub

Help your learner driver prepare for and pass their driving test
Tips from an expert. Find out more on The Hub

CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.23658269441402 out of 5 by 913.
Rated 5 out of 5 by from Excellent service. All aspects of my repairs were taken care of professionally, quickly and satisfactorily.
Date published: 2016-08-29
Rated 5 out of 5 by from Very helpful From the time I called immediately after my accident to picking up the car the NMRA where really helpful and understanding.
Date published: 2016-08-29
Rated 5 out of 5 by from Efficient claim management and repair Very efficient management of the claim and repair. Excellent repairer
Date published: 2016-08-29
Rated 5 out of 5 by from Great Overal Exprience The vehicle was well repaired, on time as promised. I had a taxi organised to & from the car rental company.
Date published: 2016-08-28
Rated 5 out of 5 by from Great Service My accident occurred on a Saturday evening, my car was a write off and the claim was settled and our pay out in our account by Friday. Wonderful service.
Date published: 2016-08-26
Rated 5 out of 5 by from Excellent service Everything regarding my claim was handle efficiently and friendly . Nrma was with me every step throughout the process and always kept me informed and i never had to chase up anything. Fantastic..nrma all the way for me and no other insurer comes close. Much thanx
Date published: 2016-08-25
Rated 5 out of 5 by from I insure with no one else Exactly what I expected from the NRMA. Amazing service, very quick repair, great, great, great. Love my NRMA!
Date published: 2016-08-24
Rated 5 out of 5 by from Excellent Service I didn't need to do a thing. NRMA took over when my car was hit by a car.
Date published: 2016-08-23
  • 2016-08-30T07:11CST
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