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NRMA Comprehensive Plus Car Insurance gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover.

What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $95 per day until your vehicle is repaired after an incident or your claim is settled.

 Is Comprehensive Plus right for me?

Watch our video to find out why Comprehensive Plus is different and what it can do for you.

Additional Content: 

Why choose NRMA Comprehensive Plus Insurance?

  •  You're never without a car
  •  We cover anyone who drives your car*
  •  Car hire up to $95 per day until your car is repaired or your claim is settled
  •  Taxi fares up to $250 to get you home from an accident or to and from your repairer 
  •  Automatic cover for modifications, options and accessories**     
  •  With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save.
  •  Lifetime guarantee on repairs we authorise
  •  Flexible excess levels to help reduce your premium
  •  24/7 Helpline assistance
  •  Experience – we've been insuring Australians for over 85 years
  •   Online Claims

 

*Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.

**On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable. 

View a comparison of our Car Insurance products

 

FEATURES
BASIC COVER
Third party property damage

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INTERMEDIATE COVER
Third party fire & theft

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COMPREHENSIVE COVER

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COMPREHENSIVE PLUS COVER

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VETERAN, VINTAGE & CLASSIC VEHICLE COVER

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 Damage to someone else’s property
Damage to someone else’s property (such as a vehicle, fence or building)          
 Damage to your car
Damage to your car if you are not at fault in a collision or crash and the other vehicle is uninsured Up to a market value of $5,000 Up to a market value of $5,000      
Damage to your car if you are not at fault in a collision or crash and the other vehicle is insured   Up to a market value of $5,000      
Damage to your car caused by fire   Up to a market value of $10,000      
Damage to your car caused by thieves   Up to a market value of $10,000      
Damage to your car if you are at fault in a collision or crash           
Damage to your car caused by vandals or malicious acts          
Damage to your car caused by storms          
Damage to your car caused by floods          
Replacement of your car’s keys, locks & barrels          

 Other benefits

Loss or damage to your personal items       
 (up to $500)
 
(up to $500)
 
(up to $500)
 
Loss or damage to your tools of trade      
up to $1,500 (business use vehicles)

 

up to $1,500 (business use vehicles)

   
Automatic cover for modifications, options and accessories           
Loss or damage to baby capsules or child seats    

 

up to $500

(for each baby capsule)

 

up to $500

(for each baby capsule)

   
Emergency repairs   

 

 

(up to $800)

 

(up to $800)

 

(up to $500)

 
Lifetime guarantee on repairs we authorise             
Towing            
Loss or damage caused to a trailer or caravan you are towing     

 

(up to $1,000) 

 

(up to $1,000) 

 

Trailer only
(up to $500)

 
Your uninsured loss recovery             
 Glass protection
Damage to your car’s windscreen, sunroof and window glass        No excess to pay  
Eliminate your windscreen excess     Optional     
 Your brand new car
New replacement car if your car is written off in its first 2 years.          
 Car value
Agreed value of your car          
Market value          
 Your Discounts
No Claim Bonus for a good claims history          
Eligibility for life time No Claim Bonus          
Loyalty Discount          
Fuel efficient vehicle savings          
 Keeping you mobile whilst your car is being repaired
Hire car after theft or attempted theft   Up to $65 a day
up to 21 days
Up to $65 a day
up to 21 days
  *  

We can provide you with a hire car after an incident

   

Optional up to $65 a day 

up to 14 days

  *  
We can pick your car up to be fixed          
We can deliver your car to you when it’s fixed          
Taxi transport to keep you mobile**          
 Expand All

* Unlimited car hire up to $95 per day until your car is repaired or your claim is settled
** Up to $250 in taxi fares if you need a taxi home from an accident, as well as to and from the repairer or hire car centre.

Discounts and savings

  •  Loyalty Discount - Save up to 25% on your premium as a loyal NRMA Insurance customer
  •  No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history
  •  Fuel efficient vehicle discount - Enjoy a reduced premium if you have an NRMA Insurance recognised fuel efficient car
  •  Flexible excess levels - Choose a higher excess for your policy & benefit from a lower premium
  •  Annual payment - Pay less when you pay annually

Discover more about Loyalty Discount

Comprehensive Plus Car Insurance cover

For full cover details please read the Comprehensive Car Insurance Policy Booklet

 Accidental damage  New for new replacement if your car is written off in its first 2 years
 Automatic cover for modifications, options and accessories   Storm
 Car hire up to $95 per day until your car is repaired or your claim is settled  Taxi fares up to $250 to get you home from an accident or to and from your repairer
 Collision or crash   Theft or attempted theft
  Damage to someone else's car or property (up to $20 million)   Tools of trade (up to $1,500 business use vehicles)
 Earthquake  Towing
 Emergency repairs (up to $800)  Tsunami
 Explosion  Vandalism or a malicious act
 Fire  Vehicle pick and return
 Flood

 Windscreen, sunroof and glass replacement

 Hire car excess and bonds up to $3,000  

 

 Have you lookd at our CTP Green Slip Insurance

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