Our highest level of car insurance

NRMA Comprehensive Plus Car Insurance gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover.

What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $95 per day until your vehicle is repaired after an incident or your claim is settled.


Do you drive for a ridesharing service like UberX?

We're making ridesharing insurance easy by including it in our car insurance products.

  • Simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing
  • Existing customers, please call us on 132 132 so we can update your policy


What's covered?

  • Collision or crash 
  • Accidental damage
  • Theft or attempted theft

  • Vandalism or a malicious act

  • Vehicle pick and return

  • Storm

  • Fire

  • Flood

  • Earthquake

  • Explosion

  • Tsunami

  • Towing

  • Automatic cover for modifications, options and accessories 

  • Windscreen, sunroof and glass replacement

  • Emergency repairs up to $800

  • Car hire up to $95 per day until your car is repaired or your claim is settled

  • Hire car excess and bonds up to $3,000

  • New for new replacement if your car is written off in its first 2 years

  • Taxi fares up to $250 to get you home from an accident or to and from your repairer

  • Damage to someone else's car or property up to $20 million

  • Tools of trade up to $1,500 (business use vehicles)

See more in the comparison table


Important documents

Download the Product Disclosure Statement (PDS) and policy booklet 

Download the Premium Excess and Discount Guide (PED)


*Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.

**On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable.