Our highest level of car insurance

NRMA Comprehensive Plus Car Insurance gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover.

What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $95 per day until your vehicle is repaired after an incident or your claim is settled.


What level of cover do I get for my money?

  • Accidental damage
  • Automatic cover for modifications, options and accessories 
  • Storm
  • Car hire up to $95 per day until your car is repaired or your claim is settled
  • Collision or crash 
  • Damage to someone else's car or property (up to $20 million) 
  • Earthquake
  • Emergency repairs (up to $800)
  • Explosion
  • Fire
  • Flood
  • Hire car excess and bonds up to $3,000
  • New for new replacement if your car is written off in its first 2 years
  • Taxi fares up to $250 to get you home from an accident or to and from your repairer
  • Theft or attempted theft
  • Tools of trade (up to $1,500 business use vehicles)
  • Towing
  • Tsunami
  • Vandalism or a malicious act
  • Vehicle pick and return
  • Windscreen, sunroof and glass replacement


Important documents

Download the Product Disclosure Statement (PDS) and policy booklet 

Download the Premium Excess and Discount Guide (PED)


*Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.

**On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable.