The Product Disclosure Statement and Policy Booklet (PDS) contains the terms and conditions of our Motor Insurance policy. Download the policy booklet (PDF).
CHOOSE A GREENER CAR
Use our Greensafe Car Profiler to compare a range of cars on emissions, running costs and safety.
You’ll steer well clear of worries with our Comprehensive Car Insurance. With a great range of features at the best possible price, our Comprehensive Car Insurance is the affordable way to stay on easy street.
Paperless 24/7 car insurance claims
When you need to make a Comprehensive Car Insurance claim, we’re available – 24 hours a day, 7 days a week. And with no paperwork to fill in, all you have to do is pick up the phone.
Car insurance discounts and rewards
We offer great car insurance discounts and rewards that not only allow you to save on your Comprehensive Car Insurance policy, but on others too. You’ll receive rewards for simply staying with us or get a discount for taking out certain other insurance policies with us.
Hire car
When your car is stolen, or damaged as a result of theft or attempted theft, you just can’t afford to have your life come to a standstill. So we’ll keep you moving, paying you back the cost of a hire car up to $50 per day for up to 21 days.
After accident care
Leave all the after-accident stuff to us. We’ll look after the entire process – from organising a tow truck if needed, to helping choose a quality repairer for your car. You can even choose your own repairer at no extra cost.
Lifetime guarantee on repairs
When you make a car insurance claim, we’ll give you a guarantee for the life of the car on all repairs we authorise and pay for. So you never have to worry about them again.
Flexible payment options
You can choose to pay your Comprehensive Car Insurance premium annually, with cash, cheque or credit card, or monthly by direct debit. Whatever suits you.
24/7 Helpline
We’re always only a phone call away. Our 24/7 Helpline is a free service you can contact anytime you’re in a jam – just dial 132 900.
Rewards for fuel efficient cars
If you have one of our recognised fuel-efficient cars, your Comprehensive Car Insurance premium will be reduced. It’s our way of saying thanks for thinking of the environment.
New for new car replacement
If your car is written off in its first two years, we’ll replace it with the same make and model, as long as it’s available locally. So things can go straight back to how they were.
Insurance cover for modifications to your car
You’ll be covered for modifications to your car if they’re lost or damaged. So your great additions aren’t ever great losses.
Options that can be added to your Comprehensive Car Insurance cover:
Hire car option
If you’ve got this option, your hire car cover* includes incidents other than theft, such as being unable to drive your car due to an accident or damage caused by fire, flood or storm.
*Hire car cover under this option pays you back the cost of a hire car up to $50 per day for up to 14 days.
Windscreen option
If you select our windscreen option, if only the windscreen, sunroof, or window glass is damaged, you can repair or replace it without having to pay the basic excess.
Our Comprehensive Car Insurance policy
also covers you for:
Accidental damage
Fire, flood and storm
Keys, locks and barrels
Liability cover
Theft or attempted theft
Vandalism or malicious act
Windscreen, sunroof and window glass damage.
There is also additional cover provided when we pay a claim:
Baby capsules and child seats
Legal representation
Personal items
Storage costs
Towing
Trailer or caravan damage while attached to your vehicle
For detailed information on this cover, please read the Product Disclosure Statement.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. When making decisions about the product you should consider the Product Disclosure Statement available from NRMA Insurance.