Third Party Fire & Theft Car Insurance

As with our Third Party Property Damage cover, NRMA Insurance Third Party Fire and Theft Car Insurance covers you for damage you cause to someone else's car or property up to $20 million.

However, with additional fire and theft protection for your own car up to a market value of $10,000, NRMA Insurance Third Party Fire and Theft is designed to give you extra peace of mind.

Do you drive for a ridesharing service like UberX?

We're making ridesharing insurance easy by including it in our car insurance products.

  • Simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing
  • Existing customers, please call us on 132 132 so we can update your policy

What's covered?

  • Fire damage to your car up to a market value of $10,000
  • Theft or attempted theft up to a market value of $10,000
  • Damage you cause to someone else’s car or property up to $20 million
  • Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
  • Hire car after theft or attempted theft up to $65 a day for up to 21 days
  • Hire car excess and bonds up to $2,000

Important documents

Download the Product Discloure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
  • Lifetime guarantee on repairs we authorise
  • 24/7 Helpline assistance
  • Experience – we’ve been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

Buying a second hand car?
	Getting the legal and safety aspects right. Learn more on The Hub

Buying a second hand car?
Getting the legal and safety aspects right. Learn more on The Hub

How good a driver are you really?Take our road rule quiz on The Hub and find out!

How good a driver are you really?
Take our road rule quiz on The Hub and find out!

First time drivers

First time drivers

CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.238289205702648 out of 5 by 982.
Rated 5 out of 5 by from EXCELLENT AND CARING CUSTOMER SERVICE From the time I first rang to lodge my claim to the time I picked up my repaired vehicle I was treated with respect and consideration. All aspects of the claim were handled extremely well.
Date published: 2016-09-22
Rated 5 out of 5 by from Great service My car was written off and the service was fast and supportive
Date published: 2016-09-22
Rated 5 out of 5 by from Hassle free repairs My vehicle was repaired to the best standard of repair and I was extremely satisfied with both claim staff and the repairer Carlingford Prestige Smash Repairs.
Date published: 2016-09-22
Rated 5 out of 5 by from all good car all good no problems a little late but understandable
Date published: 2016-09-22
Rated 5 out of 5 by from Great service NRMA acted so quickly and proficiently. Been with NRMA for the last 15 years and i will be with them till the end.
Date published: 2016-09-21
Rated 5 out of 5 by from Great service My claim and repair went very smoothly and quickly. My special needs (about my young daughter traveling with me between car repairer and the car rental company) were met nicely.
Date published: 2016-09-21
Rated 5 out of 5 by from Great service with hire car Repairs were done to our satisfaction and on time.
Date published: 2016-09-20
Rated 5 out of 5 by from My query regarding windscreen claim. Still waiting for Obrien to contact me for the repair date.
Date published: 2016-09-19
  • 2016-09-25T07:28CST
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