Third Party Fire & Theft Car Insurance

As with our Third Party Property Damage cover, NRMA Insurance Third Party Fire and Theft Car Insurance covers you for damage you cause to someone else's car or property up to $20 million.

However, with additional fire and theft protection for your own car up to a market value of $10,000, NRMA Insurance Third Party Fire and Theft is designed to give you extra peace of mind.

Do you drive for a ridesharing service like UberX?

We're making ridesharing insurance easy by including it in our car insurance products.

  • Simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing
  • Existing customers, please call us on 132 132 so we can update your policy

What's covered?

  • Fire damage to your car up to a market value of $10,000
  • Theft or attempted theft up to a market value of $10,000
  • Damage you cause to someone else’s car or property up to $20 million
  • Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
  • Hire car after theft or attempted theft up to $65 a day for up to 21 days
  • Hire car excess and bonds up to $2,000

Important documents

Download the Product Discloure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Get quote

Retrieve quote

Why choose NRMA Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
  • Lifetime guarantee on repairs we authorise
  • 24/7 Helpline assistance
  • Experience – we’ve been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

Buying a second hand car?	Getting the legal and safety aspects right. Learn more on The Hub

Buying a second hand car?
Getting the legal and safety aspects right. Learn more on The Hub

How good a driver are you really?Take our road rule quiz on The Hub and find out!

How good a driver are you really?
Take our road rule quiz on The Hub and find out!

First time drivers

First time drivers

CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated4.245753114382786 out of 5 by 883.
Rated 5 out of 5 by fromcar repairssuggested a preferred smash repairer close by. they were excellent. Once claim was processed, all taxis, hire car and paperwork was taken care of.
Date published: 2016-07-11
Rated 5 out of 5 by fromI asked to have all policies grouped this was done with a minimum of fuss
Date published: 2016-07-11
Rated 5 out of 5 by fromwritten off vehcilevehicle was written off, processing was quite fast and appreciated.
Date published: 2016-07-11
Rated 5 out of 5 by fromVery goodAlways look after customer good service good reputation
Date published: 2016-07-10
Rated 5 out of 5 by fromexcellent serviceexcellent service from BF Panels . They were very accommodating with our needs.
Date published: 2016-07-08
Rated 5 out of 5 by fromExcellent ServiceThe whole process from start to end went very smooth. Also the additional service provided from Compass to lend us a car for the period made it that extra special. Thank you NRMA.
Date published: 2016-07-07
Rated 5 out of 5 by fromEfficient and ProfessionalOur car was flooded and written off as a result of flash-floods in Brisbane. Our situation was understood and assessed straight away. Once NRMA deemed the car to be written off we received payment in full for the value of the car plus the contents within 10 days. At a distressing time we cannot thank you enough for your excellent service and understanding throughout.
Date published: 2016-07-07
Rated 5 out of 5 by fromProblem FreeExcellent repairs and customer service form both the NRMA and Silverwater Smash.
Date published: 2016-07-06
  • 2016-07-28T07:19CST
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