Third Party Fire & Theft Car Insurance

As with our Third Party Property Damage cover, NRMA Insurance Third Party Fire and Theft Car Insurance covers you for damage you cause to someone else's car or property up to $20 million.

However, with additional fire and theft protection for your own car up to a market value of $10,000, NRMA Insurance Third Party Fire and Theft is designed to give you extra peace of mind.

Do you drive for a ridesharing service like UberX?

We're making ridesharing insurance easy by including it in our car insurance products.

  • Simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing
  • Existing customers, please call us on 132 132 so we can update your policy

What's covered?

  • Fire damage to your car up to a market value of $10,000
  • Theft or attempted theft up to a market value of $10,000
  • Damage you cause to someone else’s car or property up to $20 million
  • Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
  • Hire car after theft or attempted theft up to $65 a day for up to 21 days
  • Hire car excess and bonds up to $2,000

Important documents

Download the Product Discloure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
  • Lifetime guarantee on repairs we authorise
  • 24/7 Helpline assistance
  • Experience – we’ve been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

Buying a second hand car?
	Getting the legal and safety aspects right. Learn more on The Hub

Buying a second hand car?
Getting the legal and safety aspects right. Learn more on The Hub

How good a driver are you really?Take our road rule quiz on The Hub and find out!

How good a driver are you really?
Take our road rule quiz on The Hub and find out!

First time drivers

First time drivers

CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.241340782122905 out of 5 by 895.
Rated 5 out of 5 by from Excellent Service I didn't need to do a thing. NRMA took over when my car was hit by a car.
Date published: 2016-08-23
Rated 5 out of 5 by from excellant service Repairs completed the time quoted and we were very satisfied with job
Date published: 2016-08-22
Rated 5 out of 5 by from Great service by NRMA Seamless transaction with NRMA staff. Nothing was a problem. Loved the way they assisted with our claim lodgement. As a bonus the car came back from panel beaters a week sooner than originally advised. Thank you NRMA from a 30 year long standing customer. We have always valued the customer care in all the claims we have made in the time we have been insured with the NRMA
Date published: 2016-08-22
Rated 5 out of 5 by from car repairs suggested a preferred smash repairer close by. they were excellent. Once claim was processed, all taxis, hire car and paperwork was taken care of.
Date published: 2016-07-11
Rated 5 out of 5 by from I asked to have all policies grouped this was done with a minimum of fuss
Date published: 2016-07-11
Rated 5 out of 5 by from written off vehcile vehicle was written off, processing was quite fast and appreciated.
Date published: 2016-07-11
Rated 5 out of 5 by from Very good Always look after customer good service good reputation
Date published: 2016-07-10
Rated 5 out of 5 by from excellent service excellent service from BF Panels . They were very accommodating with our needs.
Date published: 2016-07-08
  • 2016-08-25T07:17CST
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