The Product Disclosure Statement and Policy Booklet (PDS) contains the terms and conditions of our Motor Insurance policy. Download the policy booklet (PDF).
Our Third Party Fire & Theft Insurance covers your car for fire, theft and damage you might cause to someone else's property. So if you don’t want to take out comprehensive car insurance, this is an affordable way to leave worry in your dust.
Paperless 24/7 car insurance claims
When you need to make a Third Party Fire & Theft Insurance claim, we’re available – 24 hours a day, 7 days a week. And with no paperwork to fill in, all you have to do is pick up the phone.
Flexible payment options
You can choose to pay your Third Party Fire & Theft Insurance premium annually, with cash, cheque or credit card, or monthly by direct debit. Whatever suits you.
Fire, theft or attempted theft
We’ll take care of things when your car suffers loss or damage due to fire. We’ll also cover you for any damage done by thieves.* So, while some things are out of your control, they can still be quickly put back in order.
*Theft and fire cover is limited to a maximum of $10,000 or the market value of your motor vehicle (whichever is less).
Uninsured motorist damage
If you’re in a collision with someone without insurance, but they’re at fault and you have their details, we’ll pay for the damage to your car up to $5000.
24/7 Helpline
We’re always only a phone call away. Our 24/7 Helpline is a free service you can contact anytime you’re in a jam – just dial 132 900.
Liability cover
If you cause an accident that damages someone else’s property, such as their car, building or fence, we’ll pay up to $20 million (including GST) for the damage caused by your car, and we’ll cover the legal costs too.
Insurance cover for modifications to your car
You’ll be covered for modifications to your car if they’re lost or damaged. So your great additions aren’t ever great losses.
Legal representation
We’re by your side when you need us most. And so if the driver of your car has to go before a coroner or magistrate, we’ll arrange and pay for legal representation up to $10,000.
Storage costs
We’ll pay for any reasonable costs to store your vehicle after an accident or incident and we have agreed to pay the claim.
Towing
If we agree to pay your claim and your vehicle is unsafe to drive, we’ll pay to tow your vehicle from the scene of the incident – either to the nearest repairer recommended by us, to a repairer nominated by you, a repair management centre (NSW/ACT only), or a place of safety.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. When making decisions about the product you should consider the Product Disclosure Statement available from NRMA Insurance.