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Third Party Property Damage Car Insurance

At NRMA Insurance, we offer two levels of Third Party Car Insurance:

  • Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an uninsured driver up to $5,000.
  • Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000. View this cover


In NSW what’s the difference between:

  • Compulsory Third Party Insurance (CTP)

  • & Third Party Property Damage Insurance?

Watch our video to find out 

 

Additional Content: 

What level of cover do I get for my money?

  •  Damage you cause to another car
  •  Damage you cause to someone else's property
  •  Damage to your car caused by an uninsured motorist up to $5,000 if you are not at-fault
  •  Liability cover

Please read our Car Insurance Product Disclosure Statement for more details.

 

View a comparison of our Car Insurance products

FEATURES
BASIC COVER
Third party property damage

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INTERMEDIATE COVER
Third party fire & theft

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COMPREHENSIVE COVER

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COMPREHENSIVE PLUS COVER

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VETERAN, VINTAGE & CLASSIC VEHICLE COVER

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 Damage to someone else’s property
Damage to someone else’s property (such as a vehicle, fence or building)          
 Damage to your car
Damage to your car if you are not at fault in an accident or collision and the other vehicle is uninsured Up to a market value of $5,000 Up to a market value of $5,000      
Damage to your car if you are not at fault in an accident or collision and the other vehicle is insured   Up to a market value of $5,000      
Damage to your car caused by fire   Up to a market value of $10,000      
Damage to your car caused by thieves   Up to a market value of $10,000      
Damage to your car if you are at fault in an accident or collision          
Damage to your car caused by malicious acts or vandals          
Damage to your car caused by storms          
Damage to your car caused by floods          
Replacement of your car’s keys, locks & barrels          
 Glass protection
Damage to your car’s windscreen, sunroof and window glass damage       No excess to pay  
Eliminate your windscreen excess     optional extra $55 annually    
 Your brand new car
New replacement car if your new car is written off in its first 2 years.          
 Car Value
Agreed value of your car          
 Your Discounts
Eligibility for life time No Claim Discount          
Protect your No Claim Discount     Optional extra Optional extra  
Multi policy discount          
Years of insurance discount          
Fuel efficient vehicle savings          
 Keeping you mobile whilst your car is repaired
We provide you with a hire car for all claims     "Optional extra $55 annually Up to 14 days" Unlimited *  
We can pick your car up to be fixed          
We can deliver your car to you when it’s fixed          
Taxi transport to keep you mobile**          
Hire car after theft or attempted theft   Up to 21 days Up to 21 days Unlimited *  
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* Unlimited car hire up to $88 per day until your car is repaired or your claim is settled
** Up to $250 in taxi fares if you need a taxi home from an accident, as well as to and from the repairer or hire car centre.

Why choose NRMA Third Party Property Damage Car Insurance?

  •  Save when you hold multiple qualifying products with NRMA Insurance
  •  Lifetime guarantee on the workmanship of authorised repairs
  •  24/7 Helpline assistance
  •  Experience – we’ve been insuring Australians for over 85 years

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