Third Party Property Damage Car Insurance

At NRMA Insurance, we offer two levels of Third Party Car Insurance:

Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an at fault driver for up to $5,000.

Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000. View this cover

What's covered?

  • Damage you cause to someone else's car or property up to $20 million
  • Cover up to $5,000 if your vehicle is damaged in a crash with an uninsured at fault driver

Important documents

Download the Product Discloure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Lifetime guarantee on repairs we authorise
  • 24/7 Helpline assistance
  • Experience – we’ve been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

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CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.235619469026549 out of 5 by 904.
Rated 5 out of 5 by from Excellent service Everything regarding my claim was handle efficiently and friendly . Nrma was with me every step throughout the process and always kept me informed and i never had to chase up anything. Fantastic..nrma all the way for me and no other insurer comes close. Much thanx
Date published: 2016-08-25
Rated 5 out of 5 by from I insure with no one else Exactly what I expected from the NRMA. Amazing service, very quick repair, great, great, great. Love my NRMA!
Date published: 2016-08-24
Rated 5 out of 5 by from Excellent Service I didn't need to do a thing. NRMA took over when my car was hit by a car.
Date published: 2016-08-23
Rated 5 out of 5 by from excellant service Repairs completed the time quoted and we were very satisfied with job
Date published: 2016-08-22
Rated 5 out of 5 by from Great service by NRMA Seamless transaction with NRMA staff. Nothing was a problem. Loved the way they assisted with our claim lodgement. As a bonus the car came back from panel beaters a week sooner than originally advised. Thank you NRMA from a 30 year long standing customer. We have always valued the customer care in all the claims we have made in the time we have been insured with the NRMA
Date published: 2016-08-22
Rated 5 out of 5 by from car repairs suggested a preferred smash repairer close by. they were excellent. Once claim was processed, all taxis, hire car and paperwork was taken care of.
Date published: 2016-07-11
Rated 5 out of 5 by from I asked to have all policies grouped this was done with a minimum of fuss
Date published: 2016-07-11
Rated 5 out of 5 by from written off vehcile vehicle was written off, processing was quite fast and appreciated.
Date published: 2016-07-11
  • 2016-08-28T07:00CST
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