The Product Disclosure Statement and Policy Booklet (PDS) contains the terms and conditions of our Motor Insurance policy. Download the policy booklet (PDF).
With our Third Party Property Damage Insurance you’ll be covered for damage you cause to someone else's vehicle or property, such as a car, building or fence, but not damage to your own car. It’s the affordable way to make sure you’re always looking forward to what’s around the corner.
Paperless 24/7 car insurance claims
When you need to make a Third Party Property Damage Insurance claim, we’re available – 24 hours a day, 7 days a week. And with no paperwork to fill in, all you have to do is pick up the phone.
Flexible payment options
You can choose to pay your Third Party Property Damage Insurance premium annually, with cash, cheque or credit card, or monthly by direct debit. Whatever suits you.
Uninsured motorist damage
If you’re in a collision with someone without insurance, but they’re at fault and you have their details, we’ll pay for the damage to your car up to $5000.
24/7 Helpline
We’re always only a phone call away. Our 24/7 Helpline is a free service you can contact anytime you’re in a jam – just dial 132 900.
Liability cover
If you cause an accident that damages someone else’s property, such as their car, building or fence, we’ll pay up to $20 million (including GST) for the damage caused by your car, and we’ll cover the legal costs too.
Legal representation
We’re by your side when you need us most. And so if the driver of your car has to go before a coroner or magistrate, we’ll arrange and pay for legal representation up to $10,000.
Towing
If you’re claiming for uninsured motorist damage, we’ll pay to tow your vehicle from the scene of the incident – either to the nearest repairer recommended by us, to a repairer nominated by you, a repair management centre (NSW/ACT only), or a place of safety.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. When making decisions about the product you should consider the Product Disclosure Statement available from NRMA Insurance.
