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Transport Accident Insurance
NRMA Insurance Transport Accident Insurance (TAI) covers you for loss of income and certain living expenses if you have been injured while travelling on public transport or as a pedestrian struck by a vehicle, motorcycle, scooter, bicycle, train or ferry and are unable to work.
Available in NSW, QLD and the ACT, it also covers your death or the death of your spouse and/or dependents under 18 up to a maximum amount.
What level of cover do I get for my money?
- Loss of income as a result of your injuries
- Certain living expenses while you're injured and unable to work
- Compensation for specified injuries
- Your death or the death of your spouse and/or dependents under 18
Cover options
- Choose from two death benefit amounts - $100,000 or $200,000.
Download the Transport Accident Insurance PDS here.
Transport Accident Insurance rates
The current rates for Transport Accident Insurance in NSW and ACT are listed below.
| NSW Death Benefit Cover | Premium | GST | Stamp Duty | Total Annual Premium |
|---|---|---|---|---|
| $100,000 | $74.60 | $7.46 | $7.39 | $89.45 |
| $200,000 | $115.28 | $11.53 | $11.41 | $138.22 |
| ACT Death Benefit Cover | Premium | GST | Stamp Duty | Total Annual Premium |
|---|---|---|---|---|
| $100,000 | $74.60 | $7.46 | $8.21 | $90.27 |
| $200,000 | $115.28 | $11.53 | $12.68 | $139.49 |
| QLD Death Benefit Cover | Premium | GST | Stamp Duty | Total Annual Premium |
|---|---|---|---|---|
| $100,000 | $74.60 | $7.46 | $6.15 | $88.21 |
| $200,000 | $115.28 | $11.53 | $9.51 | $136.32 |
To buy this policy, please call 132 132.
Why choose NRMA Insurance?
- Pay as a little as $90 per year
- No medicals required
- 24/7 Helpline assistance
- Experience – we’ve been insuring Australians for over 85 years

