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Home Insurance
Which state will the home be insured in?
Home Insurance NSW, ACT & TAS
Whether you're a homeowner, renter or landlord, NRMA Insurance offers you a range of home insurance products that can protect your most valuable assets.
With flexible payment options, combined buildings and contents cover and a 24/7 Helpline, safeguarding your home or investment has never been easier.
Additional Content:
Home Insurance products
Contents InsuranceBenefit from new for old replacement of your household contents and personal belongings with NRMA Contents Insurance. |
Buildings InsuranceNRMA Buildings Insurance covers your home if it is damaged or destroyed, we repair or rebuild up to the sum insured. |
Buildings and Contents Combined InsuranceCombine your Home Buildings and Contents Insurance to enjoy the convenience of one policy with one premium. |
Home Plus InsuranceEnjoy ultimate peace of mind with NRMA Home Plus Insurance – our highest level of cover for your home and contents. |
Renter’s contents insuranceCover your furniture, whitegoods, computer equipment, clothing and more from as little as $5 a week with NRMA Renter’s Insurance. |
Landlord InsuranceProtect your rental income, plus your investment property and its contents against loss or damage with NRMA Landlord Insurance. |
Strata Title Insurance (NSW only)Protect against loss or damage to your strata title building, including common property and contents. |
Discounts and Savings
More ways to save on your home insurance
At NRMA Insurance, we reward loyalty. That’s why if you hold multiple qualifying policies with us or you’ve been a loyal Home Insurance customer for a continuous period of time, we offer you special discounts on your Home Insurance cover.
Plus, you can enjoy further savings by paying your premiums annually, choosing a higher excess or installing a home security alarm.
NRMA Home Insurance discounts
- Multi-Policy discount – enjoy a discounted home insurance and landlord insurance premium when you hold multiple qualifying products with NRMA Insurance.
- Linked Policy discount – save 8% on each Home Buildings and Home Contents Insurance policy you hold for the same address*.
- Loyalty discount – save up to 10% on your home insurance premium as a loyal NRMA Insurance customer.
- No Claim Bonus discount – if you have a good claims history, you can save up to 25% on your Home Insurance and Landlord Insurance.
*Linked Policy discount does not apply if you qualify for the Multi-Policy discount. Both policies must be held under the same name. Linked Policy discount is not applicable to the Landlord Insurance product
NRMA Home Insurance savings
- Home@50 – enjoy lower premiums and additional benefits if you are 50 or older, even if you’re still working full-time. See Home@50 Insurance
- Flexible excess levels – choose a higher excess for your Home or Landlord Insurance policy and benefit from a lower premium.
- Pay annually – reduce your premium when you choose to pay annually rather than monthly.
- Home security – save on your Home Contents Insurance when you install a home security alarm.
Discover discounts and savings you may qualify for
On existing policies, discounts apply from the date of next renewal. The No Claim Bonus is applied after all other discounts have been applied. For full details on how we apply discounts in calculating your premium, please refer to our Premium, Excess and Discounts Guide.
Home Insurance QLD
When it comes to protecting your home and valuable assets, NRMA Insurance understands there is no room for compromise. Our selection of home insurance products are designed to meet the needs of homeowners, landlords and renters across Queensland.
What’s more, we offer you flexible payment options, combined home and contents insurance and a convenient 24/7 Helpline, for peace of mind.
Additional Content:
Home Insurance products
Contents InsuranceBenefit from new for old replacement of your household contents and personal belongings with NRMA Contents Insurance. |
Buildings InsuranceNRMA Buildings Insurance covers your home if it is damaged or destroyed, we repair or rebuild up to the sum insured. |
Buildings and Contents Combined InsuranceCombine your Home Buildings and Contents Insurance to enjoy the convenience of one policy with one premium. |
Home Plus InsuranceEnjoy ultimate peace of mind with NRMA Home Plus Insurance – our highest level of cover for your home and contents. |
Renter’s contents insuranceCover your furniture, whitegoods, computer equipment, clothing and more from as little as $5 a week with NRMA Renter’s Insurance. |
Landlord InsuranceProtect your rental income, plus your investment property and its contents against loss or damage with NRMA Landlord Insurance. |
Discounts and Savings
More ways to save on your home insurance
At NRMA Insurance, we reward loyalty. That’s why if you hold multiple qualifying policies with us or you’ve been a loyal customer for a continuous period of time, we offer you special discounts on your Home Insurance cover.
Plus, you can enjoy further savings by paying your premiums annually, choosing a higher excess or installing a home security alarm.
NRMA Home Insurance discounts
- Multi-Policy discount – enjoy a discounted Home Insurance and Landlord Insurance premium when you hold certain products with NRMA Insurance up to 10%
- Loyalty discount – save up to 15% on your Home Insurance and Landlord Insurance premium as a loyal NRMA Insurance customer.
- No Claim Bonus discount – if you have a good claims history, you can save up to 25% on your Home Insurance and Landlord Insurance.
*Linked Policy discount does not apply if you qualify for the Multi-Policy discount. Both policies must be held under the same name. Linked Policy discount is not applicable to the Landlord Insurance product.
NRMA Home Insurance savings
- Home@50 – enjoy lower premiums and additional benefits if you are 50 or older, even if you’re still working full-time. See Home@50 Insurance
- Flexible excess levels – choose a higher excess for your Home or Landlord Insurance policy and benefit from a lower premium.
- Pay annually – reduce your premium when you choose to pay annually rather than monthly.
- Home security – save on your Home Contents Insurance when you install a home security alarm.
Discover discounts and savings you may qualify for
On existing policies, discounts apply from the date of next renewal. The No Claim Bonus is applied after all other discounts have been applied. For full details on how we apply discounts in calculating your premium, please refer to our Premium, Excess and Discounts Guide.
