- NSW
- QLD
- TAS
- ACT
Home Building Insurance
Which state will the home be insured in?
Home Buildings Insurance NSW, ACT & TAS
At NRMA Insurance, we offer three cover options to protect NSW, ACT and TAS properties against loss or damage:
- Home Buildings Insurance covers damage or total loss caused by events such as fire and storm, with a lifetime workmanship guarantee for authorised repairs or rebuilding.
- Home Buildings and Contents Combined Insurance offers a single policy for your home and contents cover, meaning you benefit from having one policy with one premium.
- Home Plus Insurance provides all the protection of our Home Buildings Insurance, with extra benefits such as our safety net for additional rebuilding costs and automatic cover for accidental damage and burn out of electric motors (fusion).
Additional Content:
- What cover do I get for my money?
- I want the highest level of cover
- Why choose NRMA Insurance?
- Buildings calculator
What level of cover do I get for my money?
| What are you covered for? | ||
|---|---|---|
|
Storm |
Flood ^ |
|
| Lightning | Fire | Earthquake |
|
|
Broken glass |
| Impact damage | Animal damage | Explosion |
|
Liability cover | |
| Optional covers | Standard Buildings | Buildings Home Plus |
|---|---|---|
| Accidental damage - mishaps around your home | Optional | |
| Burn out of electric motors (fusion) | Optional | |
| Pet lover's pack | Optional | Optional |
| Other covers | Standard Buildings | Buildings Home Plus |
|---|---|---|
| Safety net | Up to 25% of the Buildings sum insured |
|
| Plants, trees and shrubs | Up to $2,000 | |
| Temporary accommodation for home owners | Up to 12 months | Up to 24 months |
| Loss of rent for landlords | ||
| Building materials | Up to $1,000 | Up to $5,000 |
| Demolishing and removing debris | ||
| Locating the cause of damage | ||
| Rebuilding fees | ||
| Meeting building regulations | ||
| Mortgagee discharge costs | ||
| Buying a new home | ||
| Keys and locks | ||
| Funeral expenses | Up to $10,000 | Up to $10,000 |
^ Damage caused by the sea is not covered (except tsunamis).
Want the highest level of cover for your home and contents?
Choose Home Plus Insurance
Choose Home Plus Insurance
Buildings Home Plus, our highest level of cover
NRMA Home Plus Insurance is our highest level of cover for your home.
It provides all the features and benefits of our standard Home Buildings Insurance, with additional cover to give you peace of mind.
Home Plus offers the following cover:
- Up to 25% safety net on top of the buildings sum insured for extra costs to rebuild your home if you need it
- Automatic cover for accidental damage and burn out of electric motors (fusion)
- Plants, trees and shrubs
- Temporary accommodation for up to 2 years
To choose Home Plus simply complete a standard Home Insurance quote and then select the 'Upgrade to Plus cover' option.
Why choose NRMA Insurance?
- More savings when you hold multiple qualifying products with NRMA Insurance
- Discounts for loyal customers
- Lifetime guarantee for authorised repairs
- Flexible excess levels to help reduce your premium
- Fast, paperless claims and 24/7 Helpline
- Experience – we’ve been insuring Australians for over 85 years
Calculate the current cost to rebuild your home
Calculate the current cost to rebuild your home with our easy to use calculator.
Home Buildings Insurance QLD
NRMA Home Buildings Insurance is available in the following three options:
- Protect against loss or damage from events like a fire and storm, with the workmanship of authorised repairs or rebuilding guaranteed for life, with Home Buildings Insurance.
- Benefit from a single policy for both your home and contents.
- Receive all the benefits of our Home Buildings Insurance plus additional cover, like our safety net for additional rebuilding costs, automatic cover for burn out of electric motors (fusion) and accidental damage, with Home Plus Insurance.
Additional Content:
- What cover do I get for my money?
- I want the highest level of cover
- Why choose NRMA Insurance?
- Buildings calculator
What level of cover do I get for my money?
| What are you covered for? | ||
|---|---|---|
|
Storm |
Flood * ^ |
|
| Lightning | Fire | Earthquake |
|
|
Broken glass |
| Impact damage | Animal damage | Explosion |
|
Liability cover | |
| Optional covers | Standard Buildings | Buildings Home Plus |
|---|---|---|
| Accidental damage - mishaps around your home | Optional | |
| Burn out of electric motors (fusion) | Optional | |
| Pet lover's pack | Optional | Optional |
| Other covers | Standard Buildings | Buildings Home Plus |
|---|---|---|
| Safety net | Up to 25% of the Buildings sum insured |
|
| Plants, trees and shrubs up to $2,000 | Up to $2,000 | |
| Temporary accommodation for home owners | Up to 12 months | Up to 24 months |
| Loss of rent for landlords | ||
| Building materials | Up to $1,000 | Up to $5,000 |
| Demolishing and removing debris | ||
| Locating the cause of damage | ||
| Rebuilding fees | ||
| Meeting building regulations | ||
| Mortgagee discharge costs | ||
| Buying a new home | ||
| Keys and locks | ||
| Funeral expenses | Up to $10,000 | Up to $10,000 |
* Flood cover is included as standard with NRMA home insurance products which commenced on or after 9th January 2012.
^ Damage caused by the sea is not covered (except tsunamis).
Want the highest level of cover for your home and contents?
Choose Home Plus Insurance
Choose Home Plus Insurance
Buildings Home Plus, our highest level of cover
NRMA Home Plus Insurance is our highest level of cover for your home.
It provides all the features and benefits of our standard Home Buildings Insurance, with additional cover to give you peace of mind.
Home Plus offers the following cover:
- Up to 25% safety net on top of the buildings sum insured for extra costs to rebuild your home if you need it
- Automatic cover for accidental damage and burn out of electric motors (fusion)
- Plants, trees and shrubs
- Temporary accommodation for up to 2 years
To choose Home Plus simply complete a standard Home Insurance quote and then select the 'Upgrade to Plus cover' option.
Why choose NRMA Insurance?
- More savings when you hold multiple qualifying products with NRMA Insurance
- Discounts for loyal customers
- Lifetime guarantee on the workmanship of authorised repairs
- Flexible excess levels to help reduce your premium
- Fast, paperless claims and 24/7 Helpline
- Experience – we’ve been insuring Australians for over 85 years
Calculate the current cost to rebuild your home
Calculate the current cost to rebuild your home with our easy to use calculator.
