Home Contents Insurance Features

Enjoy your possessions – don’t worry about them. With our Home Contents Insurance policy you’ll get a great range of home insurance features and benefits that mean you’ll never have to think twice about leaving home. For added convenience you can combine your Home Contents Insurance with Home Buildings Insurance.

Home insurance discounts and rewards
We offer great home insurance discounts and rewards that not only allow you to save on your Home Contents Insurance policy, but on others too. You’ll receive rewards for simply staying with us or get a discount for taking out certain other insurance policies with us. Plus, if you’re 50 years or older, you qualify for the additional Home@50 benefits.

New for old replacement
We can replace your old belongings with new ones, up to the sum insured, no matter how old your things are. For example, if your two-year-old TV is stolen, we’ll replace it with a new one.

Flood cover
We cover you for water damage, storms and other causes of flooding, including damage caused by major flooding and when rainfall outside your local area causes nearby creeks and rivers to overflow. Find out about flood cover.
What’s in it for you? Insurance cover for flood has been a concern for some time because of the extensive damage floods can cause. Our flood cover is just another way we can help you unworry.

Paperless 24/7 home insurance claims
When you need to make a home contents insurance claim, we’re available - 24 hours a day, 7 days a week. And with no paperwork to fill in, all you have to do is pick up the phone.

Flexible payment and insurance policy excess options
You can choose to pay annually, with cash, cheque, BPAY or credit card, or monthly by direct debit. Whatever suits you. You can also reduce your insurance premium by choosing a higher basic excess.

Optional home insurance covers available
You can also choose to pay more and increase your Home Contents Insurance policy to include cover for accidental damage, portable valuables outside your home and fusion (burn out) of electric motors.

Home Contents Insurance Calculator
All too often, people underestimate the value of their home contents – and it can be a very costly mistake. So why not use our Home Contents Insurance Calculator to help you work out how much it would cost to replace all your contents?

Home office/business – equipment and furniture
If the furniture, computer or office equipment of your home office or business is damaged or destroyed, we’ll replace or repair them. So you’re back in business in no time.

Our Home Contents Insurance also covers you for:

Liability cover

Fire and storm damage

Impact damage

Theft or attempted theft

Vandalism or malicious act.

There is also additional cover provided when we pay a claim:

Credit card theft from your home

Reconnection of electrical components

Food spoilage

Funeral expenses

Guests' or visitors' belongings

Lock barrels and key replacement

Renovating or altering your home

For detailed information on this cover, please read the Product Disclosure Statement.