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Home Insurance policy booklets

Our policy booklets and Product Disclosure Statements (PDS) contain detailed information about your policy including cover, terms and conditions.

Please note:

  • You should consider the relevant PDS before making decisions about our products.
  • Some policy booklets cover more than one product.

Our Premium, Excess, Discounts & Benefits Guide (PED) - provides information about the cost of insurance, including how we calculate premiums, what excess levels can apply, as well as more detail about our discounts and benefits. The PED should be read with the PDS.

Additional Content: 

Home Insurance policy booklets

 

Home insurance policy booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance
Download PDF
Landlord Insurance policy booklet Download PDF
Strata Title Insurance NSW policy booklet Download PDF

Note: These policy booklets are in PDF format you will need Adobe Acrobat PDF reader, which is already installed on most computers.

Home Insurance Premium Excess & Discount Guides

Our Premium, Excess, Discounts & Benefits Guide (PED) provides information about the cost of insurance, including how we calculate premiums, what excess levels can apply, as well as more detail about our discounts and benefits. The PED should be read with the PDS.

NSW Premium, Excess and Discount Guides
Home Insurance policies with a commencement or renewal date on or after 1 July 2014  Download PDF
Landlord Insurance policies with a commencement or renewal date on or after 1 July 2014  Download PDF

 

ACT Premium, Excess and Discount Guides
Home Insurance policies with a commencement or renewal date on or after 1 July 2014  Download PDF
Landlord Insurance policies with a commencement or renewal date on or after 1 July 2014  Download PDF

 

TAS Premium, Excess and Discount Guides
Home Insurance policies with a commencement or renewal date on or after 1 July 2014  Download PDF
Landlord Insurance policies with a commencement or renewal date on or after 1 July 2014  Download PDF

Note: These policy booklets are in PDF format you will need Adobe Acrobat PDF reader, which is already installed on most computers.

Previous Premium, Excess and Discount Guides

View previous Home Insurance and Landlord Insurance guides for: NSW, ACT or TAS

NSW previous Premium, Excess and Discount Guides
Home Insurance policies commencing 06/04/14 - 30/06/14 Download PDF
Home Insurance policies commencing 16/03/14 - 05/04/14 Download PDF
Home Insurance policies commencing 14/01/13 - 15/03/14 Download PDF
Home Insurance policies commencing 21/05/12 - 13/01/13 Download PDF
Home Insurance policies commencing 21/05/12 - 13/01/13 Download PDF
Landlord Insurance policies commencing 06/04/14 - 30/06/14 Download PDF
Landlord Insurance policies commencing 16/03/14 - 05/04/14 Download PDF
Landlord Insurance policies commencing 21/05/12 - 15/03/14 Download PDF

 

ACT Premium, Excess and Discount Guides
Home Insurance policies commencing 06/04/14 - 30/06/14 Download PDF
Home Insurance policies commencing on 16/03/2014 - 05/04/14 Download PDF
Home Insurance policies commencing on 14/01/13 - 15/03/14 Download PDF
Home Insurance policies commencing 01/10/12 - 13/01/13 Download PDF
Landlord Insurance policies commencing 06/04/14 - 30/06/14 Download PDF
Landlord Insurance policies commencing 16/03/14 - 05/04/14 Download PDF
Landlord Insurance policies commencing 01/10/12 - 15/03/2013 Download PDF

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TAS previous Premium, Excess and Discount Guides
Home Insurance policies commencing 06/04/14 - 30/06/14 Download PDF
Home Insurance policies commencing 16/03/14 - 05/04/14 Download PDF
Home Insurance policies commencing  14/01/13 - 15/03/14 Download PDF
Home Insurance policies commencing  14/01/13 - 15/03/14 Download PDF
Home Insurance policies commencing  01/10/12 - 13/01/13 Download PDF
Landlord Insurance policies commencing 06/04/14 - 30/06/14 Download PDF
Landlord Insurance policies commencing 16/03/14 - 05/04/14 Download PDF
Landlord Insurance policies commencing 01/10/12 - 15/03/14 Download PDF

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Home Insurance policy booklets QLD

Our policy booklets and Product Disclosure Statements (PDS) contain detailed information about your policy including cover, terms and conditions.

Please note:

  • You should consider the relevant PDS before making decisions about our products.
  • Some policy booklets cover more than one product.

Our Premium, Excess, Discounts & Benefits Guide (PED) provides information about the cost of insurance, including how we calculate premiums, what excess levels can apply, as well as more detail about our discounts and benefits. The PED should be read with the PDS.

Additional Content: 

Home Insurance policy booklets

 

Home insurance policy booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance
Download PDF
Landlord Insurance policy booklet Download PDF

 

Note: These policy booklets are in PDF format you will need Adobe Acrobat PDF reader, which is already installed on most computers.

 

Home Insurance Premium Excess & Discount Guides

Our Premium, Excess, Discounts & Benefits Guide (PED) provides information about the cost of insurance, including how we calculate premiums, what excess levels can apply, as well as more detail about our discounts and benefits.  The PED should be read with the PDS.

Premium, Excess and Discount Guides
Home Insurance policies with a commencement date or renewal date on or after 1 July 2014 Download PDF
Landlord Insurance policies with a commencement date or renewal date on or after 1 July 2014 Download PDF

 

Note: These policy booklets are in PDF format you will need Adobe Acrobat PDF reader, which is already installed on most computers.

 

Previous Premium, Excess and Discount Guides

 

Home Insurance - Previous Premium, Excess and Discount Guides
Home Insurance policies commencing 6/04/14 - 30/06/2014 Download PDF
Home Insurance policies commencing 16/03/14 - 5/04/14 Download PDF
Home Insurance policies commencing 14/01/13 - 15/03/14 Download PDF
Home Insurance policies commencing 21/05/12 - 13/01/13 Download PDF
Landlord Insurance - Previous Premium, Excess and Discount Guides
Landlord Insurance policies commencing 6/04/14 - 30/06/2014 Download PDF
Landlord Insurance policies commencing 16/03/14 - 05/04/14 Download PDF
Landlord Insurance policies commencing 14/01/13 - 15/03/14 Download PDF
Landlord Insurance policies commencing 21/05/12 - 13/01/13 Download PDF

 

Note: These policy booklets are in PDF format you will need Adobe Acrobat PDF reader, which is already installed on most computers.
 


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