Policy booklets

Policy booklets and Product Disclosure Statements (PDS)

Our Product disclosure statement (PDS) and policy booklets contain detailed information about your insurance policy including cover, terms and conditions.

Premium, Excess, Discount and Benefits Guides (PED)

Our PED guides provide further information about the cost of insurance, including:

• how we calculate premiums,
• which excess levels can apply, and
• discounts and savings.

Helpline Benefits Guide

The Helpline Benefits Guide contains information on our Helpline telephone service which provides assistance and advice 24/7 based on the type of insurance cover.

Please note:

• You should consider the relevant PDS before making decisions about our products.
• Some policy booklets cover more than one product.