Skip to content

Flood cover in Queensland - Home and Landlord Insurance

Regardless of where you live, flooding can cause major damage to your home and contents. Whether damage is the result of an overflowing river or a burst water pipe, it’s important to understand the different types of floods and other water-related events and how they’re covered under your insurance policy.

Learn about cover for floods, storms and other water events
 

Additional Content: 
  1. Flood is a listed event
  2. Already a Home or Landlord insurance customer?
  3. What is a flood?
  4. Like to know more?

Flood is a listed event

From 9 January 2012 all new NRMA QLD Home and Landlord Insurance policies include cover for loss or damage caused by flood, in addition to storm and water leaks. This gives you peace of mind knowing that you’re covered for different types of water damage.

Already a Home or Landlord insurance customer?

If you have an existing Home or Landlord policy in Queensland with NRMA Insurance and it’s not due for renewal yet, you can choose to add flood cover to your current policy.

Add flood cover to my policy
(Please have your policy number handy)

What is a flood?

NRMA Insurance defines a flood as:

  • Rain which results in water pooling on, flowing from or failing to drain away from:
    • a body of water
    • land
    • roads and streets
  • Water that escapes or is released from a body of water.
A body of water can include a river, lake, dam, stormwater channel or canal, but not the sea.

Like to know more?

  • Read our Frequently Asked Questions about flood cover
  • Give us a call on 132 132 or visit your nearest NRMA Insurance office
  • For full details of our flood cover please refer to the Product Disclosure Statement and Policy Booklet found in our Home Insurance policy booklets section.