Insurance (except Travel Insurance) issued by Insurance Australia Limited ABN 11 000 016 722 trading as SGIC. Travel Insurance issued by CGU Insurance Limited ABN 27 004 478 371. When making decisions about our insurance policies you should consider the applicable Product Disclosure Statement available from SGIC.
The Loyalty Discount and No Claim Bonus replaces our previous discount structure, and applies to new eligible policies which commence on or after 8 September 2013, and renewing eligible policies which commence on or after 21 October 2013. For more details, please refer to the Premium, Excess & Discounts Guide.