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About Business Insurance

We understand every business has unique needs. For that reason, SGIC Insurance offers businesses in Western Australia tailored Business Insurance solutions specifically designed to suit your situation.

We make protecting your business simple, with a wide range of flexible products designed to suit the specific needs of South Australian businesses, including cover for property damage, burglary, personal accident and illness, public liability and more.

Reasons to choose SGIC Insurance

When you choose SGIC Insurance to provide your Business Insurance solutions you are choosing: 

  Specialised products

  Assistance from our team of business insurance experts

  Immediate coverage over the phone with no paperwork to complete

 Get a quote for your specific Business Insurance needs
Call us on 132 818 or use our online quote request form
Additional Content: 
  1. Business Insurance products
  2. Business types we do not cover

Business Insurance products

Tradespeople

Essential public liability, personal accident and property damage cover for plumbers, carpenters, electricians, landscapers and more.
See Business Insurance – Tradespeople

Retailers

Designed to protect your retail business against public liability claims, personal accident & illness, burglary, property damage and more.
See Business Insurance – Retailers

Hospitality

Convenient and flexible cover for people who run cafés, restaurants, Bed & Breakfasts and other hospitality businesses.
See Business Insurance – Hospitality

Professionals & Financial Services

Provides cover to white collar professionals for things such as public liability and personal accident & illness.
See Business Insurance – Professionals

Home businesses

Tailored cover to protect home-based professionals against personal accident & illness, public liability, burglary, fire and more.
See Business Insurance – Home Businesses

Farmers

Tailored business insurance to suit a variety of small hobby farms, large residential properties and livestock stations.
See Business Insurance – Farmers

Motor Trades

Ideal for mechanics, auto electricians, car dealers and car detailers who need cover for their premises, equipment and themselves.
See Business Insurance – Motor Trades

Motor Fleets

Choose Third Party Property or Comprehensive insurance cover for all the vehicles in your business fleet.
See Business Insurance – Motor Fleets

 

Business types we do not cover

Due to the nature of some businesses, SGIC Insurance do not specialise or offer insurance cover for the business types listed below.

If you're unsure as to whether your business can be covered, please call us on 132 818 to discuss your business insurance options. 

Agricultural/rural sector

  •  Aerial agricultural contractors
  •  Aquaculture
  •  Arborist
  •  Contract harvesting
  •  Crop spraying contractor
  •  Logging
  •  Mining
  •  Tree lopping

Retail sector

  •  Adult shops
  •  Amusement arcades
  •  Army surplus stores
  •  Body piercing shops
  •  Charcoal chicken shops
  •  Convenience store (24 hour)
  •  Dive shop (retail)
  •  Pawnbrokers
  •  Tattoo parlours

Hospitality sector

  •  Backpacker hostels
  •  Boarding houses
  •  Hotels
  •  Mobile home parks
  •  Nightclubs
  •  Pizza restaurants with wood-fired ovens

Trades sector

  •  Boat building
  •  Commercial builder
  •  Commercial concreter
  •  Concrete cutters
  •  Labourers
  •  Tree surgeons
  •  Air-conditioning and refrigeration installation/repairs (commercial)

See further listing of occupations that we do not cover here