Policy Booklets

Product Disclosure Statement and Policy Booklets (PDS)

Our Product Disclosure Statement and Policy Booklets (PDS) contain detailed information about your insurance policy including cover, terms and conditions.

Premium, Excess, Discount and Benefits Guides (PED)

Our PED guides provide further information about the cost of insurance, including:

  • how we calculate premiums,
  • which excess levels can apply, and
  • discounts and savings.

Helpline Benefits Guide

The Helpline Benefits Guide contains information on our Helpline telephone service which provides assistance and advice 24/7 based on the type of insurance cover.

Key Facts Sheet (KFS)

The KFS sets out some of the events covered and not covered by our Home Insurance Policy (excluding Landlord and Strata Insurance) and other information you should consider. This Sheet does not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policy. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

This information is state specific

CTP / Green Slip Insurance

Product Disclosure Statements (PDS)

Current

NRMA Transport Accident Insurance

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014, that covers:

  • Transport Accident Insurance

NRMA CTP / Greenslip At-fault Driver Policy Booklet

With a commencement date on or after 1 Feb 2013, that covers:

  •     CTP Greenslip At-fault Driver Policy Booklet

NRMA CTP ACT At-fault Driver Policy Booklet

With a commencement date on or after 12 June 2014 covers:

  • CTP Greenslip At-fault Driver Policy Booklet

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Car Insurance

Product Disclosure Statements (PDS)

Current

SGIO Commercial Motor Vehicle Car Insurance

  • Commercial Motor Vehicle Insurance PDS

SGIO Motor Fleet Car Insurance

  • Motor Fleet Car Insurance Policy Booklet

SGIO Veteran, Vintage & Classic Vehicle Car Insurance

  • Veteran, Vintage & Classic Vehicle Car Insurance Policy Booklet

SGIO Car Insurance Policy Booklet

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014 that covers:

  • Comprehensive Plus Car Insurance
  • Comprehensive Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

Premium Excess and Discount Guides (PED)

Current

SGIO Car Insurance Premium Excess & Discount Guide July 2014

These documents cover:

  • Comprehensive Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

Key Facts Sheet

Car Insurance

Product Disclosure Statements (PDS)

Current

NRMA Veteran, Vintage & Classic Vehicle Insurance PDS QLD

  • Veteran, Vintage & Classic Vehicle Insurance PDS - QLD

NRMA Commercial Motor Vehicle Insurance

  • Commercial Vehicle Insurance policy booklet

NRMA Motor Fleet Insurance

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014, that covers:

  • Motor Fleet Insurance PDS

NRMA Veteran, Vintage & Classic Vehicle

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014, that covers:

  • Veteran, Vintage & Classic Vehicle Insurance policy booklet

NRMA Car Insurance Policy Booklet

Commencing on or after 16 March 2014, or with a renewal date on or after 28 April 2014, that covers:

  • Comprehensive Car Insurance
  • Comprehensive Plus Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

Our Product Disclosure Statement and Policy Booklet (PDS) contain detailed information about your policy including limits, exclusions and conditions.You should consider the PDS before making decisions about a product.

Premium Excess and Discount Guides (PED)

Current

NRMA Comprehensive Plus Car Insurance PED ACT

  • Comprehensive Plus Motor policies commencing 1/10/2012 to 31/01/2013

NRMA Car Insurance PED October 2014

Car Insurance PED Guide

With a commencement date or renewal date after 19 October 2014

Key Facts Sheet

Car Insurance

Product Disclosure Statements (PDS)

Current

SGIC Commercial Motor Vehicle Insurance

  • Commercial Motor Vehicle Insurance PDS

SGIC Motor Fleet Insurance

  • Motor Fleet Insurance PDS

SGIC Veteran, Vintage & Classic Vehicle Insurance Policy Booklet November 2013

  • Veteran, Vintage & Classic Vehicle Insurance Policy Booklet

SGIC Car Insurance

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014 that covers:

  • Comprehensive Plus Car Insurance
  • Comprehensive Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance
     

Premium Excess and Discount Guides (PED)

Current

SGIC Car Insurance PED August 2014

Car Insurance Premium Excess & Discount Guides

These documents cover:

  •     Comprehensive Plus Car Insurance
  •     Compehensive Car Insurance
  •     Third Party Fire & Theft Insurance
  •     Third Party Property Damage Insurance

Car Insurance PED Guide - policies with a commencement date of 10 August 2014 or renewal date on or after 22 September 2014.

Key Facts Sheet

Home Insurance

Product Disclosure Statements (PDS)

Current

SGIO Landlord Insurance Policy Booklet

  • Landlord Insurance Policy Booklet

SGIO Home Insurance Policy Booklet

Home Insurance Policy Booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Premium Excess and Discount Guides (PED)

Current

SGIO Landlord Insurance PED November 2013

  • Landlord Insurance policies commencing on or after 24 Nov 2013

SGIO Home Insurance PED November 2013

  • Home Insurance policies commencing on or after 24 Nov 2013

SGIO Home Insurance PED October 2014

  • Home Insurance policies commencing on or after 19 Oct 2014

Key Facts Sheet

Current

SGIO Home Buildings KFS

SGIO Home Plus Buildings KFS

SGIO Home Contents KFS

SGIO Home Plus Contents KFS

Home Insurance

Product Disclosure Statements (PDS)

Current

SGIC Landlord Insurance Policy Booklet April 2014

  • Landlord Insurance Policy Booklet

SGIC Home Insurance Policy Booklet April 2014


Home insurance Policy Booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Premium Excess and Discount Guides (PED)

Current

SGIC Landlord Insurance PED August 2014

  • Landlord Insurance policies with a commencement date of 10 August 2014 or renewal date on or after 22 September 2014.

SGIC Home Insurance PED August 2014

  • Home Insurance policies with a commencement date of 10 August 2014 or renewal date on or after 22 September 2014.

Key Facts Sheet

Current

SGIC Home Buildings KFS

SGIC Home Plus Buildings KFS

SGIC Home Contents KFS

SGIC Home Plus Contents KFS

Home Insurance

Product Disclosure Statements (PDS)

Current

NRMA Landlord Policy Booklet

 

  • Landlord Insurance Policy Booklet

NRMA Home Insurance Policy Booklet

Home Insurance Policy Booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

NRMA Strata Title Insurance NSW Policy Booklet

  • Strata Title Insurance NSW Policy Booklet

NRMA Landlord Insurance Policy Booklet

  • Landlord Insurance Policy Booklet

NRMA Home Insurance Policy Booklet

Home insurance Policy Booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Premium Excess and Discount Guides (PED)

Current

NRMA Landlord Insurance PED July 2014

  • Landlord Insurance policies with a commencement or renewal date on or after 1 July 2014

NRMA Home Insurance PED July 2014

  • Home Insurance policies with a commencement or renewal date on or after 1 July 2014

Key Facts Sheet

Current

NRMA Home Buildings KFS

NRMA Home Plus Buildings KFS

NRMA Home Contents KFS

NRMA Home Plus Contents KFS

NRMA QLD Home Buildings KFS

NRMA QLD Home Plus Buildings KFS

NRMA QLD Home Contents KFS

NRMA QLD Home Plus Contents KFS

Travel Insurance

Product Disclosure Statements (PDS)

Current

SGIO Travel Insurance Policy Booklet

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Travel Insurance

Product Disclosure Statements (PDS)

Current

NRMA Travel Insurance Policy Booklet

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Travel Insurance

Product Disclosure Statements (PDS)

Current

SGIC Travel Insurance Policy Booklet

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Motorcycle & Scooter Insurance

Product Disclosure Statements (PDS)

Current

NRMA Veteran, Vintage & Classic Vehicle Insurance

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Veteran, Vintage & Classic Vehicle Insurance policy booklet for QLD

NRMA Veteran, Vintage & Classic Vehicle Insurance

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Veteran, Vintage & Classic Vehicle Insurance policy booklet for NSW, ACT & TAS

NRMA Motorcycle & Scooter Insurance

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Comprehensive Motorcycle & Scooter Insurance
  • Third Party Property Damage Motorcycle & Scooter Insurance

Premium Excess and Discount Guides (PED)

Current

NRMA Motorcycle & Scooter PED October 2014

With a commencement date or renewal date after 19 October 2014

Key Facts Sheet

Motorcycle & Scooter Insurance

Product Disclosure Statements (PDS)

Current

SGIC Motorcycle & Scooter Insurance Policy Booklet March 2014

Motor Insurance Policy Booklets

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Comprehensive Motorcycle & Scooter Insurance
  • Third Party Property Damage Motorcycle & Scooter Insurance

Veteran, Vintage & Classic Vehicle Insurance Policy Booklet November 2013

  • Veteran, Vintage & Classic Vehicle Insurance Policy Booklet

Premium Excess and Discount Guides (PED)

Current

SGIC Motorcycle & Scooter PED

  • Motorcycle & Scooter Insurance PED Guide for policies commencing on or after 10 August 2014

Key Facts Sheet

Motorcycle & Scooter Insurance

Product Disclosure Statements (PDS)

Current

SGIO Veteran, Vintage & Classic - Motorcycle Insurance

  • Veteran, Vintage & Classic Vehicle Insurance Policy Booklet

SGIO Motorcycle & Scooter Insurance Policy Booklet

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Comprehensive Motorcycle & Scooter Insurance
  • Third Party Property Damage Motorcycle & Scooter Insurance

Premium Excess and Discount Guides (PED)

Current

SGIO Motorcycle & Scooter PED

  • Motorcycle & Scooter Insurance PED Guide

Key Facts Sheet

Business Insurance / Public Liability

Product Disclosure Statements (PDS)

Current

NRMA Business Insurance

  • Business Insurance Policy Booklet

 

NRMA Business Insurance Supplementary PDS

NRMA Commercial Motor Vehicle Supplementary PDS

NRMA Business EasyFarm Insurance

Business Insurance
 

  • EasyFarm Insurance Policy Booklet

NRMA Easy Farm Supplementary PDS

NRMA Business Insurance EasyBiz

Business Insurance

  • EasyBiz Policy Booklet

NRMA EasyBiz Supplementary PDS

NRMA Business Insurance EasyBiz Tradesperson

Business Insurance

  • EasyBiz Tradesperson Policy Booklet

NRMA EasyBiz Tradesperson Supplementary PDS

NRMA Business Insurance EasyBiz@Home

Business Insurance

  • EasyBiz@Home policy booklet

NRMA Easybiz@Home Supplementary PDS

NRMA Business Farm Insurance

Business Insurance

  • Farm Insurance Policy Booklet

NRMA Farm Insurance Supplementary PDS

NRMA Business Motor Fleet Insurance

Business Insurance

  • Motor Trade Insurance Policy Booklet

NRMA Motor Fleet Supplementary PDS

NRMA Business Motor Trade Insurance

Business Insurance

  • Motor Trade Insurance policy booklet

NRMA Motor Trade Supplementary PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Current

NRMA Domestic Home in Business Insurance - Home Buildings KFS

NRMA Domestic Home in Business Insurance - Home Contents KFS

NRMA Domestic Home in Motor Trade Insurance - Home Building KFS

NRMA Domestic Home in Motor Trade Insurance - Home Contents KFS

NRMA Domestic Home in Easybiz@home - Home Building KFS

NRMA Domestic Home in Easybiz@home - Home Contents KFS

NRMA Domestic Home In Farm Insurance - Home Building KFS

NRMA Domestic Home In Farm Insurance - Home Contents KFS

NRMA Domestic Home in Easy Farm - Home Buildings KFS

NRMA Domestic Home in Easy Farm - Home Contents KFS

Business Insurance / Public Liability

Product Disclosure Statements (PDS)

Current

SGIC Business Insurance

  • Business Insurance

SGIC Business Insurance Supplementary PDS

SGIC Commercial Motor Vehicle Supplementary PDS

SGIC Commercial Property Owners Supplementary PDS

SGIC EasyFarm Insurance

  • EasyFarm Insurance

SGIC Easy Farm Supplementary PDS

SGIC EasyBiz Insurance

  • EasyBiz Insurance

SGIC EasyBiz Supplementary PDS

SGIC EasyBiz Tradesperson Insurance

  • EasyBiz Tradesperson Insurance

SGIC EasyBiz Tradesperson Supplementary PDS

SGIC EasyBiz@Home Insurance

  • EasyBiz@Home Insurance

SGIC Easybiz@home Supplementary PDS

SGIC Farm Insurance

  • Farm Insurance

SGIC Farm Insurance Supplementary PDS

SGIC Motor Fleet Insurance

  • Motor Fleet Insurance

SGIC Motor Fleet Supplementary PDS

SGIC Motor Trade Insurance

  • Motor Trade Insurance

SGIC Motor Trade Supplementary PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Current

SGIC Domestic Home in Business Insurance - Home Buildings KFS

SGIC Domestic Home in Business Insurance - Home Contents KFS

SGIC Domestic Home in Motor Trade Insurance - Home Building KFS

SGIC Domestic Home in Motor Trade Insurance - Home Contents KFS

SGIC Domestic Home in Easybiz@home - Home Building KFS

SGIC Domestic Home in Easybiz@home - Home Contents KFS

SGIC Domestic Home in Easy Farm - Home Buildings KFS

SGIC Domestic Home in Easy Farm - Home Contents KFS

Business Insurance / Public Liability

Product Disclosure Statements (PDS)

Current

SGIO Business Insurance

  • Business Insurance

SGIO Business Insurance Supplementary PDS

SGIO Commercial Motor Vehicle Supplementary PDS

SGIO Business EasyFarm Insurance

Business Insurance

  • EasyFarm Insurance

SGIO Easy Farm Supplementary PDS

SGIO Business Insurance EasyBiz

Business Insurance

  • EasyBiz Insurance

SGIO EasyBiz Supplementary PDS

SGIO Business Insurance EasyBiz Tradesperson

Business Insurance

  • Business Insurance EasyBiz Tradesperson

SGIO EasyBiz Tradesperson Supplementary PDS

SGIO Business Insurance EasyBiz@Home

Business Insurance

  • EasyBiz@Home Insurance

SGIO EasyBiz@home Supplementary PDS

SGIO Business Farm Insurance

Business Insurance

  • Farm Insurance

SGIO Farm Insurance Supplementary PDS

SGIO Business Motor Fleet Insurance

Business Insurance

  • Motor Fleet Business Insurance

SGIO Motor Fleet Supplementary PDS

SGIO Business Motor Trade Insurance

  • Business Insurance
  • Motor Trade Insurance

SGIO Motor Trade Supplementary PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Current

SGIO Domestic Home in Farm Insurance - Home Contents KFS

SGIO Domestic Home in Business Insurance - Home Buildings KFS

SGIO Domestic Home in Business Insurance - Home Contents KFS

SGIO Domestic Home in Motor Trade Insurance - Home Building KFS

SGIO Domestic Home in Motor Trade Insurance - Home Contents KFS

SGIO Domestic Home in Easybiz@home - Home Building KFS

SGIO Domestic Home in Farm Insurance - Home Buildings KFS

SGIO Domestic Home in Easybiz@home - Home Contents KFS

SGIO Domestic Home in Easy Farm - Home Buildings KFS

SGIO Domestic Home in Easy Farm - Home Contents KFS

Life Insurance

Product Disclosure Statements (PDS)

Current

NRMA Life Insurance Policy Booklet

  • Life Insurance Policy Booklet

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Income Protection Insurance

Product Disclosure Statements (PDS)

Current

NRMA Income Protection

  • Income Protection policy booklet

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Funeral Insurance

Product Disclosure Statements (PDS)

Current

Funeral Insurance Policy Booklet

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Boat Insurance

Product Disclosure Statements (PDS)

Current

SGIO Boat Insurance PDS September 2014

Boat Insurance Policy Booklet

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Premium Excess and Discount Guides (PED)

Current

SGIO Boat Insurance PED September 2014

SGIO Boat Insurance PED

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Key Facts Sheet

Boat Insurance

Product Disclosure Statements (PDS)

Current

NRMA Boat Insurance PDS September 2014

Boat Insurance Policy Booklet

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Premium Excess and Discount Guides (PED)

Current

NRMA Boat Insurance PED September 2014

NRMA Boat Insurance PED

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Key Facts Sheet

Boat Insurance

Product Disclosure Statements (PDS)

Current

SGIC Boat Insurance PDS September 2014

Boat Insurance Policy Booklet

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Premium Excess and Discount Guides (PED)

Current

SGIC Boat Insurance PED September 2014

SGIC Boat Insurance PED

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Key Facts Sheet

Security & Monitoring

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Caravan Insurance

Product Disclosure Statements (PDS)

Current

NRMA Caravan & Trailer Insurance September 2014

Caravan & Trailer Insurance Policy Booklet

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Premium Excess and Discount Guides (PED)

Current

NRMA Caravan & Trailer Insurance PED September 2014

Caravan & Trailer Insurance PED

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Key Facts Sheet

Security & Monitoring

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Caravan Insurance

Product Disclosure Statements (PDS)

Current

SGIC Caravan & Trailer Insurance Policy Booklet September 2014

Caravan & Trailer Insurance September 2014

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Premium Excess and Discount Guides (PED)

Current

SGIC Caravan & Trailer Insurance PED September 2014

SGIC Caravan and Trailer PED

With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Key Facts Sheet

Caravan Insurance

Product Disclosure Statements (PDS)

Current

SGIO Caravan & Trailer Insurance Piolicy Booklet September 2014

Caravan & Trailer Insurance Policy Booklet

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Premium Excess and Discount Guides (PED)

Current

SGIO Caravan & Trailer Insurance PED September 2014

SGIO Caravan & Trailer Insurance PED

  • With a commencement date on or after 21/09/2014 or a renewal effective date on or after 3/11/2014

Key Facts Sheet

Security & Monitoring

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Bicycle Insurance

Product Disclosure Statements (PDS)

Current

NRMA Bicycle Insurance

  • Bicycle Insurance policy booklet

Premium Excess and Discount Guides (PED)

Key Facts Sheet