You can choose which type of policy you want to protect your home with SGIC Insurance, including:

Home Buildings Insurance – protects against loss or damage caused by things such as storm or fire, and includes a lifetime guarantee on the workmanship of all authorised repairs and/or rebuilding.

Home Buildings and Contents Combined Insurance – one policy that covers both home and contents means you only have one premium.

Home Plus Insurance – all the protection of our Home Buildings Insurance, with extra protection for things like automatic cover for accidental damage and burn out of electric motors (fusion) plus our safety net for additional rebuilding costs.

Buildings value calculator

Calculate the current cost to rebuild your home with our easy to use

Home Buildings Calculator

Highest level of cover 

Buildings Home Plus, our highest level of cover

SGIC Home Plus Insurance is our highest level of cover for your home.

It provides all the features and benefits of our standard Home Buildings Insurance, with additional cover to give you peace of mind.

Home Plus offers the following cover:

  • Up to 25% safety net on top of the buildings sum insured for extra costs to rebuild your home if you need it
  • Automatic cover for accidental damage and burn out of electric motors (fusion)
  • Cover for Plants, trees and shrubs – up to $2,000
  • Temporary accommodation for up to 2 years

To choose Home Plus simply complete a standard Home Insurance quote and then select the 'Upgrade to Plus cover' option


Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)


Please read our Home Key Facts Sheets (KFSs) which set out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.