Skip to content

Washing machine, couch, fridge, computer, TV… have you thought about how much it would cost to replace all of these items and more if they were lost in a fire?

Renter’s Contents Insurance from SGIC Insurance has got South Australian renters covered from as little as $5 per week with new for old replacement on insured contents. So if the unthinkable should happen, our renter’s insurance will get up and running again with a minimum of fuss. 

Home contents value calculator

Calculate the current value of your home contents with our easy to understand calculator.

Home Contents value calculator


Additional Content: 

Why choose SGIC Renter's Contents Insurance?

  •  With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you save
  •  New for old replacement on contents insured
  •  Flexible excess levels to help reduce your premium
  •  Fast, paperless claims and 24/7 Helpline
  •  Experience - we’ve been insuring South Australians since 1971

Contents Home Plus, our highest level of cover

SGIC Home Plus Insurance is our highest level of cover for your contents.It provides all the features and benefits of our standard Home Contents Insurance cover, with additional extras to give you peace of mind.

Home Plus offers the following cover:

  •  Up to 25% safety net on top of the general contents sum insured for extra costs to replace your contents if required
  •  Automatic cover for accidental damage and burn out of electric motors (fusion)
  •  Portable contents option to cover things like jewellery, watches and laptops
  •  The option to add Pet Cover - cover up to $2,000 for vet costs if your cat or dog gets hurt in an accident
  •  Identity theft up to $5,000 to cover legal fees and costs
  •  Credit card theft up to $5,000
  •  Temporary accommodation for up to 2 years

What level of cover do I get for my money?

For full cover details please read the Home Insurance Policy Booklet.

What are you covered for?
  Storm   Flood ^   Water and oil leaks
  Lightning   Fire   Earthquake
  Animal damage   Liability cover   Broken glass
  •  Riots or civil commotion
  •  Theft or attempted theft
  •  Vandalism or a malicious act
  Impact damage   Explosion  

^ Flood cover is included as standard with SGIC home insurance products which commenced on or after 9th January 2012. Damage caused by the sea is not covered (except tsunamis).

Optional covers Standard Contents Contents Home Plus
Accidental damage - mishaps around your home Optional  
Burn out of electric motors (fusion) Optional  
Pet lover's pack Optional Optional
Valuable Contents Optional Optional
Portable Contents Optional Optional
Other covers Standard Contents Contents Home Plus
Safety net   Up to 25% of the General Contents sum insured *
Identity theft   Up to $5,000
Accidental damage while taking your contents to your new home   Up to $5,000
Fire, theft or collision while taking your contents to your new home    
Moving into your new home **    
Food spoilage Up to $500 Up to $2,000
Fixtures for owners and landlords – strata scheme    
Temporary accommodation for tenants or strata scheme owners Up to 12 months Up to 24 months
Keys and locks      
Credit card theft Up to $1,000 Up to $5,000
Visitors' belongings Up to $500 Up to $2,000
Funeral expenses Up to $10,000 Up to $10,000

* Safety net applies to the extra costs to replace your general contents above the sum insured, if required.
** You must provide us with your new home details within 14 days from when you start moving.

 Want the highest level of cover for your home and contents?
Choose Home Plus Insurance

Renter's Contents Insurance discounts and savings

  Loyalty Discount - save up to 25% on your premium as a loyal SGIC customer 

  No Claim Bonus - save up to 25% on your renter's contents insurance if you have a good claims history 

  Flexible excess levels - choose a higher excess for your policy and benefit from a lower premium. 

Find out more about Loyalty Discount

Feedback Form Got Feedback?

Need more help? CLOSE X

Web Chat Unavailable CLOSE X

Get instant support from one of our local experts
We ’re sorry, web chat is currently unavailable
To get in touch simply:
- call us on 132 132
- or email us