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SGIC Comprehensive Motorcycle and Scooter Insurance provides you with cover for your bike or scooter against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft or attempted theft, tsunami, vandalism or malicious act.Starting from $3.40 a week for Scooter coverage and $9.75 a week for Motorcycle coverage.

What's more, our Comprehensive Insurance covers any licensed rider who rides your motorbike or scooter, even if they're not listed on your policy^

^Additional excess applies to riders under 25 or with less than 2 years’ riding experience. Cover is subject to standard underwriting guidelines and policy terms.

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Why choose SGIC Motorcycle and Scooter Insurance?

  •  We cover any licensed rider who rides your motorcycle or scooter*
  •  Automatic cover for modifications, options and accessories**
  •  With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you save
  •  Lifetime guarantee for repairs we authorise
  •  24/7 Helpline assistance
  •  Experience – we've been insuring South Australians since 1971 

*Additional excess applies to riders under 25 or with less than 2 years riding experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products..

**On agreed value policies, cover is limited to the agreed value. Motorcycles/scooters must be roadworthy and registrable. 

Compare covers for Motorcycle or Scooter Insurance

Discounts and savings

  •  Loyalty Discount – save up to 25% on your premium as a loyal SGIC customer
  •  No Claim Bonus - Save up to 65% on your Motorcycle cover if you have a good claims history.

Find out more about Loyalty Discounts

What level of cover do I get for my money?

For full cover details please read the Comprehensive Motorcycle and Scooter Insurance Policy Booklet.

  •  Accidental damage
  •  Collision or crash 
  •  Earthquake
  •  Emergency repairs up to $800
  •  Explosion
  •  Hire car after theft or attempted theft up to $65 a day up to 21 days
  •  Fire
  •  Flood
  •  Liability cover (up to $20 million)
  •  New for new replacement on bikes written off in their first 2 years 
  •  Storm 
  •  Theft or attempted theft  
  •  Tools of trade up to $1,500 (business use vehicles)
  •  Tsunami

  Vandalism or a malicious act

 


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