Is my No Claim Bonus linked to my Loyalty Discount?

The No Claim Bonus is separate from the Loyalty Discount. If you are eligible for a No Claim Bonus this will also be applied to your policy1.

Policies for property in SA, WA or the NT aren't eligible for the No Claim Bonus or the Loyalty Discount, and they dont count towards your Loyalty Discount. Check the Loyalty Discount page to learn more.

1Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year's premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.

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