Classic, veteran and vintage motorcycles have special definitions.

Classic motorcycles are at least 15 years old (and need to be recognised by us to be covered).

A veteran motorcycle was made before 1919.

Vintage motorcycles were made between 1919 and 1930.

We can cover your motorcycle for wedding hire, special occasions, hobbies or recreation if it’s for personal use.

You’re covered if you use your motorcycle up to three times a week, or ride it less than 9,000km a year (unless we agree).

What's included?

  • Accidental damage
  • Theft
  • Fire, storm and flood1
  • Emergency repairs (up to $1,000)
  • Liability cover for damage to others’ property (up to $20 million)
  • Keys, locks and barrels
  • Personal items (up to $1,000)2
  • Helmet cover
  • Towing
  • Trailer or caravan damage
  • Windscreen, sunroof and window glass damage
  • Your uninsured loss recovery
  • Traveller Care
  • Helpline benefits
  • Choice of repairer
  • 24/7 helpline
  • Breakdown help within 100km of home
  • Keep your damaged bike if it’s over 35 years old

See our Product Disclosure Statement for more details.

Policy Booklets

Product Disclosure Statement (PDS)

Download the Target Market Determination (TMD)

Premium Excess and Discounts Guide (PED)

Need help?

Call us and we’ll help you get a quote

Making a claim

You can make a claim 24/7 by giving us a call

Loyalty Discount

If you have other eligible policies with us, see how much you could save2

Things you should know

1 We may not cover you for some severe weather events during an embargo period (which is usually when we know a severe weather event is about to occur). We’ll tell you if there’s an embargo when you purchase your policy.

2 Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.