50% Off Third Party Fire and Theft Insurance Offer – Terms and Conditions

  1. These terms and conditions apply to the NRMA Insurance ‘50% Off Third Party Fire and Theft Insurance’ offer (Offer). By taking out an Eligible Policy during the Offer Period, you agree to be bound by these terms and conditions.

  2. This Offer is available on any new NRMA Third Party Fire and Theft Car Insurance policy that is taken out online at www.nrma.com.au/car-insurance/third-party-fire-theft-car-insurance, in-store or over the phone by calling 132 132, with a Queensland, New South Wales, Tasmanian or ACT risk address, during the Offer Period (Eligible Policy).

  3. This Offer is available between 12:00am on 22 October 2021 and 11:59pm on 19 December 2021 (Offer Period).

  4. Under this Offer, NRMA Insurance will provide a discount of 50% off the premium on Eligible Policies. This Offer will not apply to any additional premium payable for any amendments made to an Eligible Policy (including amendments made on the same day as taking out your policy) or to any renewal of an Eligible Policy.

  5. This Offer cannot be used in conjunction with any other promotional offer or other specials. However, for the avoidance of doubt, the NRMA Insurance Loyalty Discount, No Claim Bonus and staff discount and discount amounts referred to in the relevant Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide will still apply to Eligible Policies and the Offer will be applied to the remaining premium after all such eligible discounts have been applied.

  6. This Offer does not apply to existing NRMA Insurance policies (including any amendments or renewals). Such customers may take advantage of this Offer by taking out a new Eligible Policy under this Offer. However, the premium for a new Eligible Policy may be more expensive than the premium for an existing or renewal policy.

  7. This Offer is available on new NRMA Third Party Fire and Theft Car Insurance policies only.

  8. This Offer is not available on any other NRMA Insurance policy including:

    1. Comprehensive Car Insurance,
    2. Comprehensive Plus Car Insurance,
    3. Third Party Property Damage Car Insurance;
    4. Business Insurance,
    5. Farm Insurance,
    6. Motor Trades Insurance,
    7. Veteran, Vintage and Classic Vehicle Insurance, and
    8. Motorcycle and Scooter Insurance.
  9. Any quotes for Eligible Policies under this Offer will be valid for seven (7) days or until the end of the Offer Period, whichever is earlier.

  10. The discount under this Offer may be subject to minimum premiums. The discount under this Offer will only apply until the minimum premium is reached (where a minimum premium applies).

  11. Whether we issue a policy and on what terms is subject to our normal underwriting criteria and practices.

  12. If we are prepared to renew the Eligible Policy, the Offer will not apply to the renewal and the renewal policy and premium will be based on our normal underwriting criteria and practices and pricing arrangements. When we calculate your premium on renewal, we may limit any increases or decreases by considering factors like your previous year’s premium.

  13. Except for any liability that cannot be excluded by law (in which case that liability is limited to the minimum allowable by law), NRMA Insurance (including its officers, employees and agents) excludes all liability (including negligence), for any personal injury, or any loss or damage (including loss of opportunity), whether direct, indirect, special or consequential, arising in any way in connection with this Offer, including but not limited to any technical difficulties or equipment malfunction (whether or not under NRMA Insurance’s control). Nothing in these terms and conditions restricts, excludes, modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law, including the Competition and Consumer Act 2010 (Cth).

  14. NRMA Insurance reserves the right to withdraw or substitute all or part of this Offer with another offer of equal or greater value at NRMA Insurance’s sole discretion. You will not be entitled to any additional compensation in the event that the Offer has been substituted at equal or greater value.

  15. NRMA Insurance reserves the right to disqualify any person that provides false information or who seeks to gain an unfair advantage or to manipulate this Offer.

  16. NRMA Insurance (subject to State and Territory legislation) reserves the right to amend, cancel or suspend this Offer, including in circumstances where an event beyond the control of NRMA Insurance corrupts or affects the administration, security, fairness, integrity or proper conduct of this Offer.

  17. Personal information is being collected by NRMA Insurance for the purpose of conducting and promoting this Offer, and to assist NRMA Insurance to improve its services. By accepting these terms and conditions, you consent to the storage, use and disclosure of your personal information by NRMA Insurance in accordance with its privacy policy (at https://www.nrma.com.au/privacy). If the personal information is not provided, you may not be able to participate in this Offer. NRMA Insurance’s privacy policy contains information about how individuals may access, update or correct their information, how individuals may complain about the treatment of their personal information, and how NRMA Insurance will deal with such a complaint.

  18. NRMA Third Party Fire and Theft Car Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. To see if a product is right for you, always consider the Product Disclosure Statement and Target Market Determinations available from nrma.com.au.