Boat Insurance

Protect your boat for its agreed value both on and off the water with NRMA Boat Insurance for residents of NSW, QLD, ACT and Tasmania. We offer cover for your boat anywhere in Australia against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft or attempted theft, tsunami, vandalism or a malicious act.

Like a quote? Call 132 132 and talk to one of our friendly staff.

What's covered?

  • Accidental damage
  • Clean up costs up to $250,000
  • Collision or crash
  • Earthquake, Tsunami, Fire, Flood, Storm
  • Emergency expenses up to $5000
  • Explosion
  • Funeral expenses up to $10,000
  • Hull inspection up to $1,000
  • Liability cover up to $10 million
  • Rescue services up to $5,000
  • Salvage costs
  • Storage costs
  • Theft or attempted theft
  • Towing on land up to $750
  • Vandalism or a malicious act

Optional cover

  • Contents cover – If your boat has a lockable cabin or compartment, you can cover your contents for a sum insured you nominate up to $10,000
  • Lay up cover – Reduced premiums when your boat is kept on a trailer or dry stored for a nominated period
  • Liability cover for waterskiing and flotation devices – Extends your liability cover to include when your boat is towing a waterskier or person riding a flotation device
  • Sailboat racing cover – Extends your cover to include when you are racing your sailboat in certain events

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Call 132 132

Renew online

Why choose NRMA Boat Insurance?

  • Cover for your boat's agreed value anywhere in Australia
  • Clean up costs (up to $250,000)
  • Emergency expenses (up to 5,000)
  • Hull inspection (up to $1,000)
  • Lay up cover for your boat on a trailer or dry stored for a nominated period (optional)
  • Sailboat racing cover (optional)
  • Cover for contents for a sum insured you nominate up to $10,000 (optional)
  • Liability cover for waterskiing and flotation devices (optional)
  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • 24/7 helpline assistance
  • Fast, paperless claims
  • Experience – we've been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 25% No Claim Bonus if you have a good claims history