Protect your boat for its agreed value both on and off the water with NRMA Boat Insurance for residents of NSW, QLD and ACT. We offer cover for your boat anywhere in Australia against accidental damage, theft, fire, flood or storm, malicious damage and more
Boat Insurance cover
Vandalism or malicious damage
Fire, flood or storm
Theft or attempted theft
- Lay up – Reduced Premiums when your boat is stored on a trailer for a nominated period.
- Racing (sailboat) - Protect your sailboat against loss or damage during racing.
- Cover for waterskiing or flotation devices - Liability cover for when you’re using waterskiing and flotation devices.
- Contents - Cover for contents contained in your boat’s lockable cabin (up to $10,000 with a maximum of $1500 for any one item).
Find out about our Trailer Insurance
Boat Insurance discounts and savings
At NRMA Insurance, we offer you special discounts on your Boat Insurance cover if you hold certain qualifying products with us.
NRMA Boat Insurance discounts and savings
- Multi-Policy discount - Pay a lower premium when you hold certain policies with NRMA Insurance.
- No Claim Bonus - Save up to 20% on your boat cover if you have a good claims history.
Why choose NRMA Boat Insurance?
- Cover for you boat's agreed value anywhere in Australia
- Lay up cover for your boat on a trailer for a nominated period (optional)
- Sailboat racing cover (optional)
- Optional cover for contents contained in your boat's lockable cabin (up to $10,000 with a maximum of $1,500 for any one item).
- Liability cover for waterskiing and flotation devices (optional)
- More savings when you hold certain policies with NRMA Insurance
- 24/7 helpline assistance
- Fast, paperless claims
- Experience – we've been insuring Australians for over 85 years