Boat Insurance

Protect your boat for its agreed value both on and off the water with NRMA Boat Insurance for residents of NSW, QLD and ACT. We offer cover for your boat anywhere in Australia against accidental damage, theft, fire, flood or storm, malicious damage and more. Protect against accidental damage, theft, fire, vandalism and more, plus enjoy 24/7 helpline assistance for ultimate peace of mind.

Like a quote? Call 132 132 and talk to one of our friendly staff.

Boat Insurance cover

  • Vandalism or malicious damage
  • Accidental damage
  • Liability cover
  • Fire, flood or storm
  • Emergency towing
  • Theft or attempted theft
  • Salvage costs 

Optional cover

  • Lay up – Reduced Premiums when your boat is stored on a trailer for a nominated period.
  • Racing (sailboat) - Protect your sailboat against loss or damage during racing.
  • Cover for waterskiing or flotation devices - Liability cover for when you’re using waterskiing and flotation devices.
  • Contents - Cover for contents contained in your boat’s lockable cabin (up to $10,000 with a maximum of $1500 for any one item).


Download the Boat Insurance policy booklet (PDF)