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Travel Insurance
With flexible travel insurance for local destinations in NSW, across Australia and overseas, NRMA Travel Insurance covers your overseas medical and dental expenses, lost and stolen luggage, travel delays, legal liability and more.
Plus, with our 24-hour worldwide emergency assistance hotline, help is only a phone call away should you experience any difficulties on your trip.
or call 1300 305 790
Are you a customer needing help whilst travelling?
- For assistance while travelling within Australia call (02) 8895 0695 (open 24 hours)
- While travelling overseas call +61 2 8895 0695 (open 24 hours)
- Our Travel Insurance plans
- What cover do I get for my money?
- Emergency assistance
- Why choose NRMA Insurance?
Our Travel Insurance plans
| Plan | Cover type |
|---|---|
| Super Plus Plan | Worldwide cover. Compulsory for travel to USA, Canada or Japan. |
| Super Plan | Minimum cover for travel to the UK, Europe, South America, Russia, India, Africa or the Middle East. |
| Standard Plan | Minimum cover for travel to Asia, including Bali. |
| Economy Plan | For travel to New Zealand, Norfolk Island and South Pacific Islands. |
| Australian Plan | Covers travel within Australia only. |
| Cancellation Plan | Covers you for cancellation costs for travel in Australia, New Zealand, and Norfolk Island only. |
Please read our Travel Insurance Product Disclosure Statement for full details.
Super Plus Plan
Provides worldwide cover and is compulsory for travel to the USA, Canada or Japan.
|
Super plus plan |
Singles | Doubles |
|---|---|---|
| Overseas medical | unlimited | unlimited |
| Overseas dental | $1,000 | $2,000 |
| Cancelled or rescheduled travel | unlimited | unlimited |
| Resumption of overseas travel | $3,000 | $6,000 |
| Luggage and travel documents | $12,000 | $24,000 |
| Accidental death and disability | $25,000 | $50,000 |
| Liability | $2.5m | $2.5m |
| Hire car excess waiver | $3,000 | $3,000 |
Super Plan
The minimum cover for travel to the UK, Europe, South America, Russia, India, Africa or the Middle East.
|
Super plan |
Singles | Doubles |
|---|---|---|
| Overseas medical | unlimited | unlimited |
| Overseas dental | $1,000 | $2,000 |
| Cancelled or rescheduled travel | unlimited | unlimited |
| Resumption of overseas travel | $3,000 | $6,000 |
| Luggage and travel documents | $10,000 | $20,000 |
| Accidental death and disability | $25,000 | $50,000 |
| Liability | $2.5m | $2.5m |
| Hire car excess waiver | $2,000 | $2,000 |
Standard Plan
The minimum cover for travel to Asia, including Bali.
|
Standard plan |
Singles | Doubles |
|---|---|---|
| Overseas medical | $300,000 | $600,000 |
| Overseas dental | $1,000 | $2,000 |
| Cancelled or rescheduled travel | unlimited | unlimited |
| Resumption of overseas travel | $1,500 | $3,000 |
| Luggage and travel documents | $5,000 | $10,000 |
| Accidental death and disability | $15,000 | $30,000 |
| Liability | $2m | $2m |
| Hire car excess waiver | $2,000 | $2,000 |
Economy Plan
For travel to New Zealand, Norfolk Island and South Pacific Islands.
|
Economy plan |
Singles | Doubles |
|---|---|---|
| Overseas medical | $100,000 | $250,000 |
| Overseas dental | $1,000 | $2,000 |
| Cancelled or rescheduled travel | unlimited | unlimited |
| Resumption of overseas travel | $1,500 | $3,000 |
| Luggage and travel documents | $3,500 | $7,000 |
| Accidental death and disability | $10,000 | $20,000 |
| Liability | $1m | $1m |
| Hire car excess waiver | $2,000 | $2,000 |
Australian Plan
Covers travel within Australia only. The Australian Plan does not provide cover for medical and dental expenses as these may be covered under Medicare or your private health fund.
If you are cruising in Australian waters, Medicare or your private health fund may not cover you. Select a plan for overseas travel if you want cover for medical and dental expenses.
|
Australian plan |
Singles | Doubles |
|---|---|---|
| Cancelled or rescheduled travel | unlimited | unlimited |
| Minor travel delays | $500 | $1,000 |
| Luggage and travel documents | $2,500 | $5,000 |
| Accidental death and disability | $10,000 | $20,000 |
| Liability | $1m | $1m |
| Hire car excess waiver | $2,000 | $2,000 |
Cancellation Plan
Covers you for cancellation costs for travel in Australia, New Zealand, and Norfolk Island only.
|
Cancellation plan |
Sum insured |
|---|---|
| Cover options available | $1,000 $2,000 $3,000 |
NRMA Travel Insurance is issued by CGU Insurance Limited ABN 27 004 478 371. When making decisions about this product you should consider the Product Disclosure Statement.
What level of cover do I get for my money?
- Overseas medical and dental expenses
- Lost or stolen luggage, including travel documents
- Expenses if your trip is delayed, re-scheduled or cancelled
- Liability cover
- Accidental death or disability
- Hire car excess waiver
Please read our Travel Insurance Product Disclosure Statement for more details.
NRMA Travel Insurance is issued by CGU Insurance Limited ABN 27 004 478 371.
Emergency assistance
Travel doesn’t always go exactly to plan. That’s why NRMA Travel Insurance offers a 24-hour worldwide emergency assistance hotline for any difficulties you may encounter on your trip.
This hotline is operated by First Assistance – one of the world’s leading providers of emergency assistance.
With just one phone call from anywhere in the world, the highly trained multi-lingual staff at First Assistance can help you with:
- Emergency travel assistance, including airline and hotel information
- Legal assistance, including embassy and consulate contact details
- Lost or stolen luggage, including travel documents
- Medical advice and monitoring by a First Assistance Medical Officer
- Medical referral to local doctors, hospitals or clinics
- Medical transport, including emergency evacuations or repatriation back to Australia
NRMA Travel Insurance is issued by CGU Insurance Limited ABN 27 004 478 371. When making decisions about this product you should consider the Product Disclosure Statement.
Why choose NRMA Travel Insurance?
- 24-hour worldwide emergency assistance hotline
- Flexible cover options to suit your destination/s
- Medical and dental cover while overseas
- Lost or stolen luggage cover, including travel documents
- Cover for expenses if your trip is delayed, re-scheduled or cancelled
- Liability, accidental death or disability cover
- Fast, paperless claims lodgement
- Experience – we’ve been insuring Australians for over 85 years
NRMA Travel Insurance is issued by CGU Insurance Limited ABN 27 004 478 371. When making decisions about this product you should consider the Product Disclosure Statement.

