Policy Booklets

Policy booklets and Product Disclosure Statements (PDS)

Our Product disclosure statement (PDS) and policy booklets contain detailed information about your insurance policy including cover, terms and conditions.

Premium, Excess, Discount and Benefits Guides (PED)

Our PED guides provide further information about the cost of insurance, including:

  • how we calculate premiums
  • which excess levels can apply, and
  • discounts and savings.

Helpline Benefits Guide

The Helpline Benefits Guide contains information on our Helpline telephone service which provides assistance and advice 24/7 based on the type of insurance cover.

This information is state specific

CTP Green Slip Insurance

Product Disclosure Statements (PDS)

Current

Transport Accident Insurance

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014, that covers:

  • Transport Accident Insurance

CTP / Greenslip At-fault Driver policy booklet

With a commencement date on or after 1 Feb 2013, that covers:

  •     CTP Greenslip At-fault Driver Policy Booklet

CTP ACT At-fault Driver policy Booklet

With a commencement date on or after 12 June 2014 covers:

  • CTP Greenslip At-fault Driver Policy Booklet

Premium Excess and Discount Guides (PED)

Car Insurance

Product Disclosure Statements (PDS)

Current

Commercial Motor Vehicle Insurance policy booklet

  • Commercial Motor Vehicle Insurance PDS

Motor Fleet Insurance policy booklet

  • Motor Fleet Insurance PDS

Veteran, Vintage & Classic Vehicle Insurance policy booklet November 2013

  • Veteran, Vintage & Classic Vehicle Insurance Policy Booklet

Car Insurance

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014 that covers:

  • Comprehensive Plus Car Insurance
  • Comprehensive Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance
     

Premium Excess and Discount Guides (PED)

Current

Car Insurance PED August 2014

Car Insurance Premium Excess & Discount Guides

These documents cover:

  •     Comprehensive Plus Car Insurance
  •     Compehensive Car Insurance
  •     Third Party Fire & Theft Insurance
  •     Third Party Property Damage Insurance

Car Insurance PED Guide - policies with a commencement date of 10 August 2014 or renewal date on or after 22 September 2014.

Car Insurance

Product Disclosure Statements (PDS)

Current

Commercial Motor Vehicle Car Insurance

  • Commercial Motor Vehicle Insurance PDS

Motor Fleet Car Insurance

  • Motor Fleet Car Insurance policy booklet

Veteran, Vintage & Classic Vehicle Car Insurance

  • Veteran, Vintage & Classic Vehicle Car Insurance policy booklet

Car Insurance policy booklet

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014 that covers:

  • Comprehensive Plus Car Insurance
  • Comprehensive Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

Premium Excess and Discount Guides (PED)

Current

Car Insurance Premium Excess & Discount Guide July 2014

These documents cover:

  • Comprehensive Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

Car Insurance

Product Disclosure Statements (PDS)

Current

Veteran, Vintage & Classic Vehicle Insurance PDS QLD

  • Veteran, Vintage & Classic Vehicle Insurance PDS - QLD

Commercial Motor Vehicle Insurance

  • With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014, that covers: Commercial Motor Vehicle Insurance policy booklet

Motor Fleet Insurance

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014, that covers:

  • Motor Fleet Insurance PDS

Veteran, Vintage & Classic Vehicle

With a commencement date on or after 16 March 2014 or with a renewal date on or after 28 April 2014, that covers:

  • Veteran, Vintage & Classic Vehicle Insurance policy booklet

Car Insurance Policy Booklet

Commencing on or after 16 March 2014, or with a renewal date on or after 28 April 2014, that covers:

  • Comprehensive Car Insurance
  • Comprehensive Plus Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

Our Product Disclosure Statement and Policy Booklet (PDS) contain detailed information about your policy including limits, exclusions and conditions.You should consider the PDS before making decisions about a product.

Premium Excess and Discount Guides (PED)

Current

Comprehensive Plus Car Insurance PED ACT

  • Comprehensive Plus Motor policies commencing 1/10/2012 to 31/01/2013

Car Insurance Premium Excess & Discount Guide

Car Insurance Premium Excess & Discount Guides
These documents cover:

  • Comprehensive Plus Car Insurance
  • Comprehensive Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

With a commencement date or renewal date after 1 July 2014

Home Insurance

Product Disclosure Statements (PDS)

Current

Landlord policy booklet

Home insurance policy booklet that covers:

  • Landlord Insurance policy booklet

Home Insurance policy booklet

Home Insurance policy booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Strata Title Insurance NSW policy booklet

  • Strata Title Insurance NSW policy booklet

Landlord Insurance policy booklet

  • Landlord Insurance policy booklet

Home Insurance policy booklet

Home insurance policy booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Premium Excess and Discount Guides (PED)

Current

Landlord Insurance PED July 2014

  • Landlord Insurance policies with a commencement or renewal date on or after 1 July 2014

Home Insurance PED July 2014

  • Home Insurance policies with a commencement or renewal date on or after 1 July 2014

Home Insurance

Product Disclosure Statements (PDS)

Current

Landlord Insurance policy booklet

  • Landlord Insurance policy booklet

Home Insurance policy booklet

Home Insurance policy booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Premium Excess and Discount Guides (PED)

Current

SGIO Home Insurance PED November 2013

  • Home Insurance policies commencing on or after 24 Nov 2013

Landlord Insurance PED November 2013

  • Landlord Insurance policies commencing on or after 24 Nov 2013

Home Insurance

Product Disclosure Statements (PDS)

Current

Landlord Insurance policy booklet April 2014

  • Landlord Insurance policy booklet

Home Insurance policy booklet April 2014


Home insurance policy booklet that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Premium Excess and Discount Guides (PED)

Current

SGIC Landlord Insurance PED August 2014

  • Landlord Insurance policies with a commencement date of 10 August 2014 or renewal date on or after 22 September 2014.

SGIC Home Insurance PED August 2014

  • Home Insurance policies with a commencement date of 10 August 2014 or renewal date on or after 22 September 2014.

Travel Insurance

Product Disclosure Statements (PDS)

Current

Travel Insurance policy booklet

  • Travel Insurance Policy Booklet

Premium Excess and Discount Guides (PED)

Travel Insurance

Product Disclosure Statements (PDS)

Current

Travel Insurance

  • Travel Insurance

Premium Excess and Discount Guides (PED)

Travel Insurance

Product Disclosure Statements (PDS)

Current

Travel Insurance policy booklet

  • Travel Insurance policy booklet

Premium Excess and Discount Guides (PED)

Motorcycle & Scooter Insurance

Product Disclosure Statements (PDS)

Current

Veteran, Vintage & Classic Vehicle Insurance

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Veteran, Vintage & Classic Vehicle Insurance policy booklet for QLD

Veteran, Vintage & Classic Vehicle Insurance

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Veteran, Vintage & Classic Vehicle Insurance policy booklet for NSW, ACT & TAS

Motorcycle & Scooter Insurance

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Comprehensive Motorcycle & Scooter Insurance
  • Third Party Property Damage Motorcycle & Scooter Insurance

Premium Excess and Discount Guides (PED)

Current

Motorcycle & Scooter PED July 2014

  • With a commencement date or renewal date after 1 July 2014

Motorcycle & Scooter Insurance

Product Disclosure Statements (PDS)

Current

Motorcycle & Scooter Insurance policy booklet March 2014

Motor Insurance policy booklets

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Comprehensive Motorcycle & Scooter Insurance
  • Third Party Property Damage Motorcycle & Scooter Insurance

Veteran, Vintage & Classic Vehicle Insurance policy booklet November 2013

  • Veteran, Vintage & Classic Vehicle Insurance policy booklet

Premium Excess and Discount Guides (PED)

Current

SGIC Motorcycle & Scooter PED

  • Motorcycle & Scooter Insurance PED Guide for policies commencing on or after 10 August 2014

Motorcycle & Scooter Insurance

Product Disclosure Statements (PDS)

Current

Veteran, Vintage & Classic - Motorcycle Insurance

  • Veteran, Vintage & Classic Vehicle Insurance policy booklet

Motorcycle & Scooter Insurance policy booklet

With a commencement date on or after 16 March 2014 or with renewal effective date on or after 28 April 2014, that covers:

  • Comprehensive Motorcycle & Scooter Insurance
  • Third Party Property Damage Motorcycle & Scooter Insurance

Premium Excess and Discount Guides (PED)

Current

Motorcycle & Scooter PED

  • Motorcycle & Scooter Insurance PED Guide

Business Insurance

Product Disclosure Statements (PDS)

Current

Business Motor Trade Insurance

Business Insurance

  • Motor Trade Insurance policy booklet

Business Motor Fleet Insurance

Business Insurance

  • Motor Trade Insurance policy booklet

Business Farm Insurance

Business Insurance

  • Farm Insurance policy booklet

Business EasyFarm Insurance

Business Insurance
 

  • EasyFarm Insurance policy booklet

Business Insurance EasyBiz Tradesperson

Business Insurance

  • EasyBiz Tradesperson policy booklet

Business Insurance EasyBiz@Home

Business Insurance

  • EasyBiz@Home policy booklet

Business Insurance EasyBiz

Business Insurance

  • EasyBiz Policy Booklet

Business Insurance policy booklet

  • Business Insurance policy booklet

 

Premium Excess and Discount Guides (PED)

Business Insurance

Product Disclosure Statements (PDS)

Current

Motor Trade Insurance

  • Motor Trade Insurance

Motor Fleet Insurance

  • Motor Fleet Insurance

Farm Insurance

  • Farm Insurance

EasyFarm Insurance

  • EasyFarm Insurance

EasyBiz Tradesperson Insurance

  • EasyBiz Tradesperson Insurance

EasyBiz@Home Insurance

  • EasyBiz@Home Insurance

EasyBiz Insurance

  • EasyBiz Insurance

Business Insurance

  • Business Insurance

Premium Excess and Discount Guides (PED)

Business Insurance

Product Disclosure Statements (PDS)

Current

Business Motor Trade Insurance

  • Business Insurance
  • Motor Trade Insurance

Business Motor Fleet Insurance

Business Insurance

  • Motor Fleet Business Insurance

Business Farm Insurance

Business Insurance

  • Farm Insurance

Business EasyFarm Insurance

Business Insurance

  • EasyFarm Insurance

Business Insurance EasyBiz Tradesperson

Business Insurance

  • Business Insurance EasyBiz Tradesperson

Business Insurance EasyBiz@Home

Business Insurance

  • EasyBiz@Home Insurance

Business Insurance EasyBiz

Business Insurance

  • EasyBiz Insurance

Business Insurance

  • Business Insurance

Premium Excess and Discount Guides (PED)

Life Insurance

Product Disclosure Statements (PDS)

Current

Life Insurance policy booklet

  • Life Insurance Policy Booklet

Premium Excess and Discount Guides (PED)

Income Protection Insurance

Product Disclosure Statements (PDS)

Current

Income Protection

  • Income Protection policy booklet

Premium Excess and Discount Guides (PED)

Boat Insurance

Product Disclosure Statements (PDS)

Current

Boat Insurance policy booklet March 2014

  • Boat Insurance policy booklet

Premium Excess and Discount Guides (PED)

Current

SGIC Boat Insurance PED August 2014

  • Boat Insurance PED guide policies with a commencement date of 10 August 2014 or renewal date on or after 22 September 2014.

Boat Insurance

Product Disclosure Statements (PDS)

Current

Boat Insurance

  • Boat Insurance

Premium Excess and Discount Guides (PED)

Current

Boat Insurance PED January 2014

Boat Insurance PED guide

Boat Insurance

Product Disclosure Statements (PDS)

Current

Boat Insurance QLD

  • QLD Boat Insurance policy booklet

Boat Insurance NSW ACT

  • NSW Boat Insurance policy booklet

Premium Excess and Discount Guides (PED)

Current

Boat PED July 2014

  • With a commencement or renewal date on or after 1/07/2014

Caravan Insurance

Product Disclosure Statements (PDS)

Current

Caravan & Trailer Insurance

Caravan Insurance policy booklet that covers:

  • On-Site Caravan Insurance
  • Touring Caravan and
  • Trailer Insurance

Premium Excess and Discount Guides (PED)

Current

Caravan & Trailer Insurance PED July 2014

  • Policies with a commencement or renewal date on or after 1/07/2014

Caravan Insurance

Product Disclosure Statements (PDS)

Current

SGIC Caravan & Trailer PDS

Caravan Insurance policy booklet that covers:

  • On-Site Caravan Insurance
  • Touring Caravan and
  • Trailer Insurance

Premium Excess and Discount Guides (PED)

Current

SGIC Caravan & Trailer PED August 2014

  • Caravan Insurance PED & Helpline Benefits Guide policies with a commencement date of 10 August 2014 or renewal date on or after 22 September 2014.

Caravan Insurance

Product Disclosure Statements (PDS)

Current

Caravan & Trailer Insurance

  • Caravan Insurance

Premium Excess and Discount Guides (PED)

Current

Caravan & Trailer Insurance PED November 2013

  • Caravan Insurance PED & Helpline Benefits Guide Policies commencing 24 Nov 2013

Security & Monitoring

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Security & Monitoring

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Security & Monitoring

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Bicycle Insurance

Product Disclosure Statements (PDS)

Current

Bicycle Insurance

  • Bicycle Insurance policy booklet

Premium Excess and Discount Guides (PED)