Product Disclosure Statement and Policy Booklets (PDS)

Our Product Disclosure Statement and Policy Booklets (PDS) contain detailed information about your insurance policy including cover, terms and conditions.

Premium, Excess, Discount and Benefits Guides (PED)

Our PED guides provide further information about the cost of insurance, including:

  • how we calculate premiums
  • which excess levels can apply, and
  • discounts and savings.

Helpline Benefits Guide

The Helpline Benefits Guide contains information on our Helpline telephone service which provides assistance and advice 24/7 based on the type of insurance cover.

Key Facts Sheet (KFS)

The KFS sets out some of the events covered and not covered by our Home Insurance Policy (excluding Landlord and Strata Insurance) and other information you should consider. This Sheet does not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policy. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

This information is state specific

CTP / Green Slip Insurance

Product Disclosure Statements (PDS)

NSW CTP / Green Slip At-fault Driver Policy Booklet February 2016

For policies with a commencement or renewal date on or after 1 February 2016.

ACT CTP At-fault Driver Policy Booklet October 2015

For policies with a commencement or renewal date on or after 30 October 2015.

Transport Accident Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Car Insurance

Product Disclosure Statements (PDS)

Car Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015 that covers:

  • Comprehensive Car Insurance
  • Comprehensive Plus Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

Veteran, Vintage & Classic Vehicle Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Car Insurance PED July 2015

For policies with a commencement or renewal date on or after 1 July 2015.

Veteran, Vintage & Classic Vehicle Insurance PED September 2015

For policies with a commencement date on or after 13 September 2015, or with a renewal date on or after 2 November 2015.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Car Insurance

Product Disclosure Statements (PDS)

Car Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015 that covers:

  • Comprehensive Plus Car Insurance
  • Comprehensive Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

Veteran, Vintage & Classic Vehicle Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Car Insurance PED January 2016

For policies with a commencement or renewal date on or after 5 January 2016.

Veteran, Vintage & Classic Vehicle Insurance PED September 2015

For policies with a commencement date on or after 13 September 2015, or with a renewal date from 2 November 2015 - 27 December 2015.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Car Insurance

Product Disclosure Statements (PDS)

Car Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015 that covers:

  • Comprehensive Plus Car Insurance
  • Comprehensive Car Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance

Veteran, Vintage & Classic Vehicle Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Car Insurance PED March 2015

For policies with a commencement date on or after 22 March 2015, or with a renewal date on or after 11 May 2015.

Veteran, Vintage & Classic Vehicle Insurance PED September 2015

For policies with a commencement date on or after 13 September 2015, or with a renewal date on or after 2 November 2015.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Home Insurance

Product Disclosure Statements (PDS)

Landlord Insurance PDS April 2014

For policies with a commencement date on or after 6 April 2014, or with a renewal date on or after 19 May 2014.

Home Insurance PDS April 2014

For policies with a commencement date on or after 6 April 2014, or with a renewal date on or after 19 May 2014 that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Premium Excess and Discount Guides (PED)

Home Insurance PED October 2015

For policies with a commencement or renewal date on or after 29 October 2015.

Landlord Insurance PED October 2015

For policies with a commencement or renewal date on or after 29 October 2015.

Key Facts Sheet

Home Buildings KFS August 2014

Home Plus Buildings KFS August 2014

Home Contents KFS August 2014

Home Plus Contents KFS August 2014

Please download iBooks from the App Store to store documents.

Home Insurance

Product Disclosure Statements (PDS)

Home Insurance PDS June 2013

For policies with a commencement or renewal date on or after 17 June 2013 that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Home Insurance PDS June 2013

For policies with a commencement or renewal date on or after 17 June 2013 that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Landlord Insurance PDS June 2013

For policies with a commencement or renewal date on or after 17 June 2013.

Landlord Insurance PDS June 2013

For policies with a commencement or renewal date on or after 17 June 2013.

Strata Title Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Home Insurance PED July 2015

For policies with a commencement or renewal date on or after 1 July 2015.

Landlord Insurance PED July 2015

For policies with a commencement or renewal date on or after 1 July 2015.

Key Facts Sheet

Home Buildings KFS August 2014

Home Buildings KFS August 2014

Home Plus Buildings KFS August 2014

Home Plus Buildings KFS August 2014

Home Contents KFS August 2014

Home Contents KFS August 2014

Home Plus Contents KFS August 2014

Home Plus Contents KFS August 2014

Please download iBooks from the App Store to store documents.

Home Insurance

Product Disclosure Statements (PDS)

Landlord Insurance PDS April 2014

For policies with a commencement date on or after 6 April 2014, or with a renewal date on or after 19 May 2014.

Home Insurance PDS April 2014

For policies with a commencement date on or after 6 April 2014, or with a renewal date on or after 19 May 2014 that covers:

  • Home Buildings Insurance
  • Home Contents Insurance
  • Home Buildings & Contents Combined Insurance

Premium Excess and Discount Guides (PED)

Home Insurance PED December 2014

For policies with a commencement or renewal date on or after 3 December 2014.

Landlord Insurance PED December 2014

For policies with a commencement or renewal date on or after 3 December 2014.

Key Facts Sheet

Home Buildings KFS August 2014

Home Plus Buildings KFS August 2014

Home Contents KFS August 2014

Home Plus Contents KFS August 2014

Please download iBooks from the App Store to store documents.

Holiday Rental Insurance

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Travel Insurance

Product Disclosure Statements (PDS)

Travel Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Travel Insurance

Product Disclosure Statements (PDS)

Travel Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Travel Insurance

Product Disclosure Statements (PDS)

Travel Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Motorcycle & Scooter Insurance

Product Disclosure Statements (PDS)

Motorcycle & Scooter Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015 that covers:

  • Comprehensive Motorcycle Insurance
  • Comprehensive Scooter Insurance
  • Motorcycle Third Party Property Damage Insurance
  • Scooter Third Party Property Damage Insurance

Veteran, Vintage & Classic Vehicle Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Motorcycle & Scooter Insurance PED March 2015

For policies with a commencement date on or after 22 March 2015, or with a renewal date on or after 11 May 2015.

Veteran, Vintage & Classic Vehicle Insurance PED September 2015

For policies with a commencement date on or after 13 September 2015, or with a renewal date on or after 2 November 2015.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Motorcycle & Scooter Insurance

Product Disclosure Statements (PDS)

Motorcycle & Scooter Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015 that covers:

  • Comprehensive Motorcycle & Scooter Insurance
  • Third Party Property Damage Motorcycle & Scooter Insurance

Veteran, Vintage & Classic Vehicle Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Motorcycle & Scooter Insurance PED July 2015

For policies with a commencement date on or after 13 September 2015, or with a renewal date on or after 1 July 2015.

Veteran, Vintage & Classic Vehicle Insurance PED September 2015

For policies with a commencement date on or after 13 September 2015 or with a renewal date on or after 2 November 2015.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Motorcycle & Scooter Insurance

Product Disclosure Statements (PDS)

Motorcycle & Scooter Insurance PDS 2015

For policies with a commencement or renewal date on or after 28 December 2015 that covers:

  • Comprehensive Motorcycle Insurance
  • Comprehensive Scooter Insurance
  • Motorcycle Third Party Property Damage Insurance
  • Scooter Third Party Property Damage Insurance

Veteran, Vintage & Classic Vehicle Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Motorcycle & Scooter Insurance PED January 2016

For policies with a commencement or renewal date on or after 5 January 2016.

Veteran, Vintage & Classic Vehicle Insurance PED September 2015

For policies with a commencement date on or after 13 September 2015, or with a renewal date from 2 November 2015 - 27 December 2015.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Business Insurance / Public Liability

Product Disclosure Statements (PDS)

Business Insurance PDS

Farm Insurance PDS

Motor Trade Insurance PDS

Motor Vehicle Fleet Insurance PDS

Commercial Motor Vehicle Insurance PDS

EasyBiz Business Insurance PDS

Easy Farm Business Insurance PDS

EasyBiz Tradesperson Business Insurance PDS

EasyBiz@Home Business Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Domestic Home in Business Insurance KFS

Domestic Home In Farm Insurance KFS

Domestic Home in Motor Trade Insurance KFS

Domestic Home in Easy Farm KFS

Domestic Home in Easybiz@home KFS

Please download iBooks from the App Store to store documents.

Business Insurance / Public Liability

Product Disclosure Statements (PDS)

Business Insurance PDS

Farm Insurance PDS

Motor Trade Insurance PDS

Motor Vehicle Fleet Insurance PDS

Commercial Motor Vehicle Insurance PDS

Commercial Property Owners Insurance PDS

EasyBiz Business Insurance PDS

Easy Farm Business Insurance PDS

EasyBiz Tradesperson Business Insurance PDS

EasyBiz@Home Business Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Domestic Home in Business Insurance KFS

Domestic Home in Motor Trade Insurance KFS

Domestic Home in Farm Insurance KFS

Domestic Home in Easybiz@home KFS

Domestic Home in Easy Farm KFS

Please download iBooks from the App Store to store documents.

Business Insurance / Public Liability

Product Disclosure Statements (PDS)

Business Insurance PDS

Farm Insurance PDS

Motor Trade Insurance PDS

Motor Vehicle Fleet Insurance PDS

Commercial Motor Vehicle Insurance PDS

EasyBiz Business Insurance PDS

Easy Farm Business Insurance PDS

EasyBiz Tradesperson Business Insurance PDS

EasyBiz@Home Business Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Domestic Home in Business Insurance KFS

Domestic Home in Motor Trade Insurance KFS

Domestic Home in Farm Insurance KFS

Domestic Home in Easybiz@home KFS

Domestic Home in Easy Farm KFS

Please download iBooks from the App Store to store documents.

Life Insurance

Product Disclosure Statements (PDS)

Life Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Income Protection Insurance

Product Disclosure Statements (PDS)

Income Protection Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Funeral Insurance

Product Disclosure Statements (PDS)

Funeral Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Boat Insurance

Product Disclosure Statements (PDS)

Boat Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Boat Insurance PED October 2015

For policies with a commencement or renewal date on or after 29 October 2015.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Boat Insurance

Product Disclosure Statements (PDS)

Boat Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015.

Premium Excess and Discount Guides (PED)

Boat Insurance PED December 2014

For policies with a commencement or renewal date on or after 3 December 2014.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Boat Insurance

Product Disclosure Statements (PDS)

Boat Insurance PDS December 2015

For policies with a commencement or renewal date on or after 28 December 2015

Premium Excess and Discount Guides (PED)

Boat Insurance PED July 2015

For policies with a commencement date or renewal date on or after 1 July 2015.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Home & Business Alarms

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Home & Business Alarms

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Home & Business Alarms

Product Disclosure Statements (PDS)

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Caravan Insurance

Product Disclosure Statements (PDS)

Caravan & Trailer Insurance PDS September 2014

For policies with a commencement date on or after 21 September 2014, or with a renewal date on or after 3 November 2014.

Premium Excess and Discount Guides (PED)

Caravan & Trailer Insurance PED December 2014

For policies with a commencement or renewal date on or after 3 December 2014.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Caravan Insurance

Product Disclosure Statements (PDS)

Caravan & Trailer Insurance PDS September 2014

For policies with a commencement or renewal date on or after 21 September 2014, or with a renewal date on or after 2 November 2015 that covers:

  • On-Site Caravan Insurance
  • Touring Caravan
  • Trailer Insurance

 

Premium Excess and Discount Guides (PED)

Caravan & Trailer Insurance PED July 2015

For policies with a commencement or renewal date on or after 1 July 2015

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Caravan Insurance

Product Disclosure Statements (PDS)

Caravan & Trailer Insurance PDS September 2014

For policies with a commencement date on or after 21 September 2014, or with a renewal date on or after 3 November 2014.

Premium Excess and Discount Guides (PED)

Caravan & Trailer PED October 2015

For policies with a commencement or renewal date on or after 29 October 2015.

Key Facts Sheet

Please download iBooks from the App Store to store documents.

Bicycle Insurance

Product Disclosure Statements (PDS)

Bicycle Insurance PDS

Premium Excess and Discount Guides (PED)

Key Facts Sheet

Please download iBooks from the App Store to store documents.