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Life Insurance

Why have life insurance?

You work hard to keep your family happy, healthy and secure. But have you considered how they would cope if you were to die or become terminally ill?
 
Protect the lifestyle you've worked so hard to build
Without the income you provide, your family could struggle to pay day-to-day living expenses such as rent or mortgage payments, school fees, utility bills, and even the basics like food and clothing. They might even be forced to sell the car or family home just to get by.
That's why life insurance is so important - it could help secure your family’s financial future, even if you're no longer around to help.

 Life Insurance Video
 

 Enjoy the peace of mind that Life Insurance  can bring your family. 

 Watch our videos to discover more about our  Life Insurance cover options.
 
 
Additional Content: 

Benefits

At NRMA Life Insurance, we believe everyone should be able to enjoy the peace of mind that life insurance can bring. That’s why we’ve made our life insurance cover:

*Based on $100,000 cover for a female non-smoker on standard premium rates, aged 25 to 30
The information on this website about NRMA Life Insurance is general advice only and does not take into account your personal financial situation, needs or objectives. You should consider the Product Disclosure Statement and Financial Services Guide and your own circumstances before deciding to purchase NRMA Life Insurance. NRMA Life Insurance is promoted by IAL Life Pty Limited ABN 15 137 509 936 Authorised Representative No. 427847 of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260. NRMA Life Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848. IAL Life Pty Limited is a subsidiary of Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. All life insurance information on this website is provided by TAL Direct Pty Limited and IAL Life Pty Limited.
 

How much will it cost?

NRMA Life Insurance could be more affordable than you think. For example, a 30 year old female non-smoker could get $100,000 cover for as little as $2.31 a week*. 

The exact amount you'll pay depends on the cover option you choose, the level of insurance you want, your age, gender and lifestyle.
*Based on $100,000 cover for a female non-smoker on standard premium rates, aged 25 to 30.
 
Discounts for NRMA Insurance customers
At NRMA Insurance, we believe everyone should be able to experience the peace of mind that life insurance can bring. So to help keep your cover affordable, there are a range of great premium discounts, including: 
Discount
  • Save on your spouse or partner’s premium when you add them to your policy.
  • Get 12 months insurance for the price of 11 months when you pay your premium annually.
  • Save 30% on cover above $150,000, or 35% on cover above $300,000.
Get 5% off NRMA Life Insurance for the life of your policy if you are an existing NRMA Insurance customer.
Find out more. To find out how much  your policy could cost, get a quote or call 132 825.
The information on this website about NRMA Life Insurance is general advice only and does not take into account your personal financial situation, needs or objectives. You should consider the Product Disclosure Statement and Financial Services Guide and your own circumstances before deciding to purchase NRMA Life Insurance. NRMA Life Insurance is promoted by IAL Life Pty Limited ABN 15 137 509 936 Authorised Representative No. 427847 of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260. NRMA Life Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848. IAL Life Pty Limited is a subsidiary of Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. All life insurance information on this website is provided by TAL Direct Pty Limited and IAL Life Pty Limited.
 

How to apply

How to apply in just 3 simple steps

1. Use our easy online calculator to help you choose a  level of cover for your family.

2. Choose between two great cover options:
  • Comprehensive Cover. Personalised cover up to $1.5 million for Australians aged 18-65^. 
  • Fast Track Cover. Fast, guaranteed cover up to $750,000 for Australians aged 18-65+. 
Before you choose a cover option, make sure you have a good understanding of each one, including what is and isn’t covered. You can find this information in the Product Disclosure Statement.
3. Apply online or call us on 132 825.
 
And, we offer a 30 day money back guarantee, so if you change your mind within the first 30 days, we’ll give you a complete refund – no questions asked.
^Suicide not covered for first 13 months. Other exclusions may apply. Application subject to acceptance
+Suicide and pre-existing medical conditions are not covered for the first five years. Criminal activities, and dangerous occupations and pastimes are not covered at anytime
 
The information on this website about NRMA Life Insurance is general advice only and does not take into account your personal financial situation, needs or objectives. You should consider the Product Disclosure Statement and Financial Services Guide and your own circumstances before deciding to purchase NRMA Life Insurance. NRMA Life Insurance is promoted by IAL Life Pty Limited ABN 15 137 509 936 Authorised Representative No. 427847 of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260. NRMA Life Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848. IAL Life Pty Limited is a subsidiary of Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. All life insurance information on this website is provided by TAL Direct Pty Limited and IAL Life Pty Limited.
 

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