How to renew CTP insurance in NSW

You’ll need to have the following information on hand:

• details about the vehicle, including its registration plate number, VIN number and chassis number
• driver licence number and Service NSW-issued photo card number
• driver details, like age and any demerit points.

There are 6 licensed insurers that can provide CTP insurance in NSW. You can compare options by visiting different insurance websites, chatting to friends and family, and taking a look at SIRA reports on customer claims experiences and feedback. Then you can request a quote, weigh up your options, and decide who to insure with.

Once your research is done, it’s time to commit. Whether you jump to a new insurer or renew with your existing insurer, the process is pretty simple. You pay for the CTP insurance, and your information gets sent electronically to TfNSW within an hour or so.

Light vehicles more than 5 years old need a safety check in order for registration to be renewed. This can be done at any Authorised Inspection Scheme (AIS) station. To find an AIS station near you, head over to the safety checks and vehicle inspections page on the NSW Government’s website where you can run a search using your postcode.

If you’re not sure if this applies to you, never fear. It will say so on your renewal notice (yay!).