Third Party Property Damage
Basic, affordable car insurance for when things go wrong
Third Party Property Damage
Policy booklets
For full details, including limits, conditions and exclusions, read these policy documents
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Have a car insurance question? We can help
The main thing you get with Third Party Property Damage Insurance is ‘liability cover’.
It’s a basic level of cover (all our car insurance policies come with liability cover up to $20 million).
It covers you for damage you cause to other people’s cars or property in an accident.
Yes, you can pay by the month for your car insurance.
You’ll still pay for 12 months of insurance, but we’ll spread the payments out over the year.
You’ll save money if you pay for the whole year at once but, if monthly is better for you, choose it when you get a quote.
You don’t need to list them on your policy unless they’re the registered owner of the car.
So, for example, if you own your car and your son or daughter is learning to drive, we’ll cover them even if they’re not listed.
We operate in New South Wales, Queensland, Tasmania, Australian Capital Territory, Western Australia, South Australia and the Northern Territory.
Things you should know
Cover is subject to standard underwriting guidelines and policy terms. An additional excess applies to drivers under 25 or with less than 2 years’ driving experience.
Your car’s covered if we agree it was the other driver's fault and you have their name, address and rego number.
You’re covered if you’ve told us you’re using your own personal car for ridesharing and pay any extra premium. Only owners listed on the policy are covered when using the car for ridesharing.
Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.
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If you need help, you can talk to us. Call 132 132 (7am–10pm)
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