Third Party Property Damage Car Insurance

At NRMA Insurance, we offer two levels of Third Party Car Insurance:

Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an at fault driver for up to $5,000.

Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000. View this cover

What's covered?

  • Damage you cause to someone else's car or property up to $20 million
  • Cover up to $5,000 if your vehicle is damaged in a crash with an uninsured at fault driver

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Lifetime guarantee on repairs we authorise
  • 24/7 Helpline assistance
  • Experience – we’ve been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

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CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.3 out of 5 by 3475.
Rated 5 out of 5 by from Very happy with NRMA. I have six policies with NRMA,and when I recently had my first 'at fault' accident,I was expecting to be given the run-around,with endless interrogation etc. Such was not the case..... I simply notified NRMA,by phone,that I had been involved in an accident and the very helpful lady took all the details that I had.There was no damage to my vehicle,so no repairs,but everything else seems to gave been managed well,as I have had no further communication from the other party,the tow company,or the repairer. NRMA has handled it all. Well done NRMA!
Date published: 2016-04-18
Rated 5 out of 5 by from Excellent service and help. Evelyn, who took my claim, was wonderful and very helpful. Very easy to make a claim and everything was taken care of by NRMA, which I greatly appreciated.
Date published: 2016-08-31
Rated 5 out of 5 by from Professional Service Great to see that the NRMA will pursue this false claim against me. It gives me peace of mind.
Date published: 2016-05-10
Rated 5 out of 5 by from Very prompt service and good manners Repairs carried out as quick as possible! Happy with outcome
Date published: 2016-03-08
Rated 5 out of 5 by from Great service Very professional from the start to the finish both the Insurance claim and the repair.
Date published: 2016-04-12
Rated 5 out of 5 by from Comforting and reasuring. Car was written off but the whole process was made so much easier by all those that organised taxi and tow truck and every step in the process. Extensive conversations with several people and all very caring and comforting.
Date published: 2016-04-04
Rated 5 out of 5 by from great friendly service very efficient service that went very smoothly .. service man was very knowledgeable
Date published: 2016-01-30
Rated 1 out of 5 by from Not Treated Well, Bad Advice About Hire Car Option My accident happened mid December - I was not at fault. I was told none of your approved reapirers could even look at the car unti end of Jan. I was told I did not have the hire car option and even though I was not at fault I would be without a car. I have 3 young children, start of school holidays and this is our only car so I was under pressure to get the repairs done quickly. I chose a non approved repairer who could do the work straight away. Apparently that places me in the position of having to inspect the repairs myself (what do I know about that) and you won't gurantee the work. The next day 3 different peple told me about Right2Drive - I contacted them and within 2 days they gave me a replacement like for like 5 seat SUV at no cost to me. They will pursue the other insurance company (which is also NRMA) to cover the costs. My point is - why didn't you help me organise a hire car to the same extent that Right2Drive were able to help me with and then that wouldn't have put me in the lesser position of having to go with a non approved repairer?
Date published: 2017-01-19
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