Third Party Property Damage

Basic, affordable car insurance for when things go wrong

Third Party Property Damage

What's included

For everyone driving your car

Damage to others' property

We cover damage you cause to other people’s cars or property in an accident (up to $20 million).

Accidents caused by uninsured

We cover damage to your car if an uninsured driver causes an accident1 (up to $5,000).

Towing

We pay for towing to a repairer or safe place if your car’s damaged by an uninsured driver1.

Ridesharing

We cover you if you occasionally drive your personal car for a ridesharing service like Uber2.


Not included

There are some things we don’t cover

Damage you cause to your car

If you cause an accident, we don't cover damage to your car (but we do with Comprehensive Insurance).

Storm, hail or flood

Damage caused by some severe weather events isn’t covered, (but it is with Comprehensive Insurance).

Roadside assistance

It’s not covered by your policy but, when you’re with us, get a discount on NRMA roadside assistance*.

Injuries to you or others

Injuries are covered by your mandatory CTP Green Slip.


Policy booklets

For full details, including limits, conditions and exclusions, read these policy documents

Want more protection for your car?

We have over 90 years’ experience helping Australians protect the things they care about

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Things you should know

  1. Your car’s covered if we agree it was the other driver's fault and you have their name, address and rego number.

  2. You’re covered if you’ve told us you’re using your own personal car for ridesharing and pay any extra premium. Only owners listed on the policy are covered when using the car for ridesharing.

If you already have a policy, log in and see how much you could save

If you need help, you can talk to us. Call 132 132 (7am–10pm)