Third Party Property Damage Car Insurance

At NRMA Insurance, we offer two levels of Third Party Car Insurance:

Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an at fault driver for up to $5,000.

Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000. View this cover

What's covered?

  • Damage you cause to someone else's car or property up to $20 million
  • Cover up to $5,000 if your vehicle is damaged in a crash with an uninsured at fault driver

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Lifetime guarantee on authorised repairs, as long as you're the owner of your car
  • 24/7 Helpline assistance
  • Experience – we’ve been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

NSW Emergency Services Levy (ESL)

The NSW Government announced it's delaying changes to the ESL. With changes now on hold, we've reintroduced ESL on insurance policies.

Learn more

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CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.2 out of 5 by 9466.
Rated 5 out of 5 by from Over the phone was great service, The men at the panel shop were fantastic , great service, wash the car, looked great when I picked it up .
Date published: 2016-04-02
Rated 5 out of 5 by from Windscreen Replacement - Fast Service When it became apparent that the first choice for windscreen replacement was not available, it was replaced by O'Brien Glass the same day. Very happy with service and result.
Date published: 2016-03-29
Rated 5 out of 5 by from Very great service Done so good and on time and done in know time at all
Date published: 2016-03-14
Rated 5 out of 5 by from They made it easy My repairs were completed professionally and on time.
Date published: 2016-03-09
Rated 5 out of 5 by from Excellent service and follow up Repairs were completed to a high standard and with great courtesy
Date published: 2016-03-02
Rated 5 out of 5 by from Very prompt action The repairs were completed quickly and the vehicle was immaculate when I picked it up
Date published: 2016-02-17
Rated 5 out of 5 by from Great service Windscreen replacement of cracked window on our bt50
Date published: 2016-02-15
Rated 5 out of 5 by from NRMA Claims were very caring and professional and made the whole experience easier in trying times. Thanks NRMA!
Date published: 2016-01-27
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