Third Party Property Damage Car Insurance

At NRMA Insurance, we offer two levels of Third Party Car Insurance:

Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an at fault driver for up to $5,000.

Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000. View this cover

What's covered?

  • Damage you cause to someone else's car or property up to $20 million
  • Cover up to $5,000 if your vehicle is damaged in a crash with an uninsured at fault driver

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Lifetime guarantee on repairs we authorise
  • 24/7 Helpline assistance
  • Experience – we’ve been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

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CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.3 out of 5 by 4737.
Rated 5 out of 5 by from Comforting and reasuring. Car was written off but the whole process was made so much easier by all those that organised taxi and tow truck and every step in the process. Extensive conversations with several people and all very caring and comforting.
Date published: 2016-04-04
Rated 5 out of 5 by from Very prompt service and good manners Repairs carried out as quick as possible! Happy with outcome
Date published: 2016-03-08
Rated 5 out of 5 by from A VERY STRESS-FREE EXPERIENCE Everything was handled for us by NRMA and the smash repairer. What could have been a traumatic experience, was all taken care of and completely stress-free. Having a hire care made a big difference too.
Date published: 2016-11-04
Rated 5 out of 5 by from Great Service My car windscreen got chipped by a stone thrown up by the truck in front of me. I rang the NRMA when I got home, they immediately contacted a windscreen repairer who rang back soon after. There were no costs or hassles for me, and I didn't lose my no claim bonus. Thank you
Date published: 2016-10-14
Rated 5 out of 5 by from very caring and responsive. work done well. Great customer service. Work was completed on time with minimum fuss. No regrets at all in paying NRMA its premiums. We only have 5 insurance policies with them.
Date published: 2016-11-01
Rated 5 out of 5 by from Fantastic and helpful lady on the phone centre Yes quick approval and repaired promptly at our preferred repairer
Date published: 2016-06-20
Rated 5 out of 5 by from Excellent Service! Communication was friendly and repair was done promptly.
Date published: 2016-05-17
Rated 5 out of 5 by from EXCEPTIONAL SERVICE MY WINDSCREEN WAS CHANGED WITHOUT ANY HICKUPS & CO-ORDINADED WELL BETWEEN OTHER SERVICES WORKING ON MY CAR AT SAME TIME -NO FUSS -NO WORRIES A JOB WELL DONE
Date published: 2016-05-01
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