Third Party Property Damage Car Insurance
At NRMA Insurance, we offer two levels of Third Party Car Insurance:
Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an at fault driver for up to $5,000.
Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000. View this cover
What's covered?
- Damage you cause to someone else's car or property up to $20 million
- Cover up to $5,000 if your vehicle is damaged in a crash with an uninsured at fault driver
Important documents
Download the Product Disclosure Statement (PDS) and policy booklet
Why choose NRMA Insurance?
- With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
- Lifetime guarantee on repairs we authorise
- 24/7 Helpline assistance
- Experience – we’ve been insuring Australians for over 90 years
- No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history
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CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated
out of
5 by
5443.
Rated 5 out of
5
by
Scotty from
Very prompt service and good manners
Repairs carried out as quick as possible! Happy with outcome
Date published: 2016-03-08
Rated 5 out of
5
by
Sara W from
A VERY STRESS-FREE EXPERIENCE
Everything was handled for us by NRMA and the smash repairer. What could have been a traumatic experience, was all taken care of and completely stress-free. Having a hire care made a big difference too.
Date published: 2016-11-04
Rated 5 out of
5
by
Jackie66 from
Great Service
My car windscreen got chipped by a stone thrown up by the truck in front of me. I rang the NRMA when I got home, they immediately contacted a windscreen repairer who rang back soon after. There were no costs or hassles for me, and I didn't lose my no claim bonus. Thank you
Date published: 2016-10-14
Rated 5 out of
5
by
R Vee from
very caring and responsive. work done well.
Great customer service. Work was completed on time with minimum fuss. No regrets at all in paying NRMA its premiums. We only have 5 insurance policies with them.
Date published: 2016-11-01
Rated 5 out of
5
by
beni from
Can't fault the service
The repairs were carried out as advised and on time
Date published: 2016-10-10
Rated 5 out of
5
by
Anh Hung from
Excellent Service!
Communication was friendly and repair was done promptly.
Date published: 2016-05-17
Rated 5 out of
5
by
Arts One from
Vandalism Outcome
My Audi A6 Quatro with the 3 litre turbo diesel engine was my retirement gift to myself and my pride and joy. I drove into a service station which I had used several times previously and filled up. I was not aware that someone had switched the pump handles over and the one clearly marked diesel was actually E10 petrol. I drove from the Central Coast to Sydney where the car would not restart. NRMA transported the car to a mechanical workshop recommended by them and the next day catastrophic damage was reported to me. I was advised that most insurance companies will classify this type of damage as the result of neglect by the driver and will not cover repair. I was in acute shock when I rang NRMA and explained. From that point on the whole experience was one of absolute professional care and efficiency. My explanation was accepted, the car was assessed and the workshop given the go ahead to examine the damage. The assessor determined that the workshop was well equipped to deal with an Audi and kept regular very professional contact with the mechanics. It was decided that the car could be repaired, albeit at great cost, and this was done. I paid my excess and now have my beloved Audi back and am just so, so, thankful that I have had all of my insurances with NRMA since 1977.
Date published: 2016-10-18
Rated 5 out of
5
by
Lake Macquarie from
Excellent Service
I was amazed at just how easy the whole process was and was kept informed along the way as to the process of my claim
Date published: 2016-10-11