Third Party Property Damage Car Insurance

At NRMA Insurance, we offer two levels of Third Party Car Insurance:

Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an at fault driver for up to $5,000.

Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000. View this cover

What's covered?

  • Damage you cause to someone else's car or property up to $20 million
  • Cover up to $5,000 if your vehicle is damaged in a crash with an uninsured at fault driver

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Get a quote

Make a claim

Retrieve a quote

Why choose NRMA Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Lifetime guarantee on repairs we authorise
  • 24/7 Helpline assistance
  • Experience – we’ve been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history

 Frequently Asked Questions

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CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated 4.3 out of 5 by 1529.
Rated 5 out of 5 by from Glad I'm with NRMA! My calls were answered promptly. The operators who took my calls were all easy to understand, informative and more than happy to help. Every dealing that I had with NRMA were both pleasant and professional - they really put my mind at ease. I highly recommend their services.
Date published: 2016-03-28
Rated 5 out of 5 by from car repairs suggested a preferred smash repairer close by. they were excellent. Once claim was processed, all taxis, hire car and paperwork was taken care of.
Date published: 2016-07-11
Rated 5 out of 5 by from Excellent Sevice !!! My comprehensive insurance claim was processed smoothly and quickly !
Date published: 2016-06-21
Rated 5 out of 5 by from accident claim Friendly and efficient service as always. That is why I stick to NRMA
Date published: 2016-05-11
Rated 5 out of 5 by from claim settled promptly. Helpful and eficient staff.
Date published: 2016-02-27
Rated 1 out of 5 by from unhappy I was very happy with all the staff at nrma they were great. I was extremly un impressed with express repairs at weathril park. They were always rude never attentive. I picked up my car i had nearly a full tank of petrol when i got it bak i only had a quarter which is disgusting. I had cds thrown through the car i had them out of the way. I also had stuff in my boot which i didnt relaise i had to take out. This stuff was thrown all through the car. My visor was broken when i got it bak also the repairs on the side where the blackplastic runs keeps popping out this was the part they fixed. I think this was absolutely disgusting.
Date published: 2015-10-26
Rated 1 out of 5 by from Disappointing follow up The accident was very small a large excess was taken out (due to driver being under 25) we were told we would be contacted if the claim was less than the excess so we could opt out of using no claim bonus Received no communication. When I eventually phoned I was told a claim had been lodged which was much less than my excess paid so I asked for it to be refunded so I could settle the claim directly. I then found this was not possible but was told I would have the balance of excess refunded within a week as the repair had been dcompleted already Ihad to phone again over 2 weeks later and then I was paid.i felt if I hadn't chased it up I would not have been reimbursed.
Date published: 2015-10-09
Rated 1 out of 5 by from NEVER AGAIN! Repairers in which my car was sent to was HORRIBLE. Small dent to the back of the car which was fixed in 3 days. When I went to pick up my car, the repairers scratched the front of my car in the process (scratch approx 10cm long). They were to fix it the following day so off i go home in a taxi. When I go the pick up the car AGAIN, there is an issue with the reversing sensors. They got really defensive, saying they didn't touch it... (my sensors were fine before my car got dropped off to you!). My boot handle was also missing, because they replaced the back part of the car, but chucked the handle away. Another 2 day wait for them to order and put it in. What a waste of my TIME!!!
Date published: 2015-10-08
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