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MAI Insurance

Cover for you and anyone who’s injured if you cause an accident on the road

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What is MAI Insurance?

Motor Accident Injuries (MAI) Insurance is a must-have for ACT drivers.

It replaces CTP Insurance and covers you for road accidents that happen from 1 February 2020.

You need MAI Insurance before you can register your vehicle. It doesn’t cover damage to your vehicle, other vehicles, or property – only injuries.

MAI Insurance pays for medical treatment for anyone who needs it after they’re injured in a road accident.

When you register your vehicle through Access Canberra, choose NRMA Insurance for your MAI Insurance.

How much does MAI Insurance cost?

Vehicle type

Premium (for private use vehicles)

Passenger vehicle

$393.70

Ute or van (gross vehicle mass under 4.5 tonnes)

$472.40

Motorcycle (engine capacity under 300cc)

$100.00

Motorcycle (engine capacity over 300cc)

$485.00

Existing customers

Manage your policy online wherever you are, whenever you want

Renew your policy
Manage regular payments
Make a claim

Looking for CTP Insurance in your state or territory?

Compulsory Third Party (CTP) Green Slip is mandatory for NSW motorists. You need CTP before you can register your vehicle.

Cover for people you injure if you cause an accident on the road, purchased when you renew your registration in SA. You can nominate us as your preferred CTP insurer when you renew your registration.

Help protect your vehicle in the ACT

Get up to 10% off your first year when you buy car insurance online5

Get a quote

Get guaranteed workmanship of all authorised repairs for as long as you own the car

Repairers near you

Make a claim anytime, anywhere through our 24/7 claims helpline on 132 132

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FAQs

MAI Insurance FAQs

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How do I pay for my MAI Insurance?

You have a few options to pay for your MAI Insurance:

What happens to my MAI Insurance if I sell my car or motorcycle?

Your MAI Insurance stays with your vehicle, so we’ll transfer the insurance to the new owner.

This also means you won’t get a refund on your MAI Insurance when you sell your vehicle.

What's the difference between MAI Insurance and CTP Insurance?

From 1 February 2020, the Compulsory Third Party (CTP) Insurance scheme was replaced by Motor Accident Injuries (MAI) Insurance.

The CTP scheme didn’t cover everyone injured in a road accident. If you caused the accident or if you were hurt in an accident that wasn’t anyone’s fault (like if you hit a kangaroo), you weren’t covered for the cost of your treatment or lost income.

With the new MAI scheme, everyone who’s injured in a road accident may now be covered for up to five years of medical treatment, care, and lost income if they’re injured in an accident.

Find out more about MAI Insurance at the Motor Accident Injuries Commission (MAIC).

Because the new MAI scheme covers a driver who caused an accident, we no longer offer At-fault Driver cover. If you need to claim for an accident that happened before February 2020, call us on 1800 032 220.

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    What’s the difference between Compulsory Third Party and Third Party Property Damage Insurance?

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  • 04 March, 2025
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    Why do I need CTP Insurance?

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Renewing your rego?

Choose us for your MAI Insurance when you renew your registration.

Go to Access Canberra

Need help?

We're here to help. Call us on 132 132.

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