What types of insurance might a farmer consider?

Whether you’re a grazier, grower, dairy farmer or hobby farmer, Farm Insurance can help protect you and your hard work. There are a range of risks and liabilities you may want to get cover for if you run a commercial rural farm. Unexpected events could affect your valued produce, livestock and farm machinery, and impact the income you receive from your farming business. With our Rural Farm Insurance, you can also add cover for theft, burglary, personal accident and illness, and additional working costs in case things go wrong. If you have a smaller hobby or leisure farm, you might still consider Farm Insurance. Even if you don’t earn an income from your farm, your farming-related possessions and activities may not be covered by a Home and Contents Insurance policy. Owning a smaller farm can still come with a number of risks, like if one of your cows or horses escapes from your property and causes a car crash on the road. Our Hobby Farm Insurance includes Public and Products Liability to help protect you against these events.

What kind of claims are covered by Public and Products Liability Insurance for my farm?

Some examples of claims that may be covered by your Public Liability policy include: A visitor to your farm falls over some tools left on the ground and breaks their ankle You accidentally damage a neighbour’s property with your equipment Your livestock escape their enclosure or fencing and cause a car crash Someone becomes ill after eating a farm product you sold. These are examples only. For more information, read the Product Disclosure Statement .

How much is Farm Insurance?

It depends on a number of factors, including the type and level of cover you choose, the type and size of your farm and how many staff you have (if you run a commercial farming business). The quickest way to get an estimate of how much your Farm Insurance policy will cost is to get a quote.

Make a claim

Farm Insurance - No Longer Available

We no longer offer Farm Insurance. We stopped offering new Farm Insurance policies on 1 July 2025.

What has changed?

We stopped selling Farm Insurance policies on 1 July 2025. This includes Hobby Farm Insurance and Rural Farm Insurance.

Alternative Insurance Options

While we no longer offer Farm Insurance, we understand that protecting your farm is still a priority. That’s why we’re referring new business to WFI.

To explore WFI’s insurance offerings and request a quote, visit WFI Farm Insurance.

Existing customers

If you need to make a claim for an existing policy, call us on 132 818.

Important documents

Product Disclosure Statement

Target Market Determination

Domestic Home Buildings Key Facts Sheet

Domestic Home Contents Key Facts Sheet

FAQs

Farm Insurance FAQs

If you have questions about past or existing Farm Insurance policies, you can contact us on 132 132.

Things you should know

Insurance issued by Insurance Australia Limited, ABN 11 000 016 722, AFSL 227681, trading as WFI. To see if a product is right for you, always consider the Product Disclosure Statement and Target Market Determinations available on www.wfi.com.au.

Farm Insurance - No Longer Available

What has changed?

Alternative Insurance Options

Existing customers

Important documents

Farm Insurance FAQs

Things you should know

About NRMA Insurance

Insurance

Useful links

Farm Insurance - No Longer Available

What has changed?

Alternative Insurance Options

Existing customers

Important documents

Farm Insurance FAQs

Things you should know

About NRMA Insurance About NRMA Insurance

Insurance Insurance

Useful links Useful links

About NRMA Insurance

Insurance

Useful links