Make a claim
Popular Searches

We've been helping Australians for 100 years

Learn more

Holiday Rental Insurance    

We work with ShareCover to bring you protection designed for homes with short-term rental guests.

Get a quote

Renting your home through websites like Airbnb or Stayz?

We’re working with ShareCover, another IAG brand, to bring you specialised protection for your home.

ShareCover can protect your house or apartment when you use online home sharing websites for short-term rentals (up to 90 nights).

Go to ShareCover

How does ShareCover’s Holiday Rental Insurance work?

Cover your property for just one night, or up to 90 nights. You can also select how much cover you want for your building (up to $2m) and your items (up to $500k).

What does Holiday Rental Insurance cover?

ShareCover policies are specifically designed for people renting to short-term guests through sites like Airbnb and Stayz. It covers:

  • Accidental damage
  • Theft
  • Vandalism
  • Loss of rent
  • Temporary accommodation.

Read the Product Disclosure Statement to learn more about what’s covered.

Pay online now

To purchase cover online or modify an existing policy, visit www.ShareCover.com.

Protect your property with NRMA home insurance

We can cover the cost to repair or rebuild your home if it’s damaged or destroyed by an incident we cover, up to the sum insured.

Protect your home inside and out with combined Buildings and Contents Insurance. Your buildings and items will be covered for a range of incidents.

Protect your rental property, its contents, or both. We can cover rent default, as well as damage to your property from theft, vandalism, fire, storms and more.

Learn more about Holiday Rental Insurance

See what you’re covered for with ShareCover Holiday Rental Insurance

Read the PDS

Cover your property for just one night, or up to 90 nights

Get a quote

Read travel and lifestyle articles to inspire your next getaway

Explore our blog
Existing customers

Already have a policy with us?

Renew your policy
Manage your payments
Make a claim
FAQs

Holiday Rental Insurance FAQs

Read more

What is Holiday and Short Term Rental Insurance?

Holiday and Short Term Rental Insurance is specifically designed for properties that are rented out for a short amount of time, such as holiday homes.

Having Holiday Rental Insurance can cover your property against various risks, like if your guests accidentally or deliberately damage your property or the contents inside your property. 

It may also cover the rental income that your property earns, as well as public liability and guest-related theft or vandalism of your property.

Does Home Insurance cover short-term rentals?

This depends on your policy.

Some Home and Contents Insurance policies exclude coverage for short-term rentals. Check your policy to see what you're covered for.

Are payments tax deductible?

Your premiums might be tax deductible when you let relevant tax authorities know about your rental income. Please seek independent financial or tax advice from a licensed professional such as an accountant.

How much does ShareCover cost?

The average cost of a policy is less than $8 a night, depending on how much cover you choose.

Every property is different and prices change based on a lot of different factors. The quickest way to find out how much you’ll pay is to get a quote.

Get a quote

Things you should know

  1. ShareCover is a separate brand to NRMA Insurance, but both are issued by Insurance Australia Limited.

  2. ShareCover is issued by Insurance Australia Limited, ABN 11 000 016 722, AFS Licence No. 227681, trading as ShareCover Enterprises. When making decisions about your insurance, always read the Product Disclosure Statement and Target Market Determinations. You can also read the Buildings Key Fact Sheet and Contents Key Fact Sheet which list some important events and risks that are covered and not covered.

  3. ShareCover Enterprises isn’t related to Airbnb or Stayz. References to Airbnb or Stayz don’t mean we endorse those platforms (or that they endorse us).