Third Party Fire & Theft Car Insurance
As with our Third Party Property Damage Insurance, NRMA Third Party Fire and Theft Car Insurance covers you for damage you cause to someone else's car or property up to $20 million.
However, with additional fire and theft protection for your own car up to a market value of $10,000, NRMA Third Party Fire and Theft Insurance is designed to give you extra peace of mind.
Do you drive for a ridesharing service like UberX?
We're making ridesharing insurance easy by including it in our car insurance products.
- Simply get a quote and when asked if you use your vehicle for business purposes, select ridesharing
- Existing customers, please call us on 132 132 so we can update your policy
What's covered?
- Fire damage to your car up to a market value of $10,000
- Theft or attempted theft up to a market value of $10,000
- Damage you cause to someone else’s car or property up to $20 million
- Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
- Hire car after theft or attempted theft up to $75 a day for up to 21 days
- Hire car excess and bonds up to $2,000
Important documents
Download the Product Disclosure Statement (PDS) and policy booklet
Why choose NRMA Insurance?
- With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
- Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
- Lifetime guarantee for the workmanship of all authorised repairs, for as long as you own the car
- 24/7 Helpline assistance
- Experience – we’ve been insuring Australians for over 90 years
- No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history
NSW Emergency Services Levy (ESL)
The NSW Government announced it's delaying changes to the ESL. With changes now on hold, we've reintroduced ESL on insurance policies.
Buying a second hand car?
Getting the legal and safety aspects right. Learn more on The Hub
How good a driver are you really?
Take our road rule quiz on The Hub and find out!
CAR COMPREHENSIVE COLLISION CLAIM NRMA is rated
out of
5 by
9890.
Rated 1 out of
5
by
Vanilla Rose from
My friends thought I was joking
Throughout my experience my claims and repairs experience my friends thought I was joking. I was told that the repairs for my car would be around $3000 however, it took over five months to have my car returned to me. All of this time, I only heard from NRMA twice and that is when I started to jump up and down. Every time I spoke to a friend and I told them about my car they would laugh that the repairs could take so long.
Date published: 2016-11-09
Rated 1 out of
5
by
Rays from
Very disappointed
I am very disqusted in the nrma service as I have been with the nrma for a very long time including 2 cars insured with the nrma. After my car is fixed I will be insuring with someone else and leaving nrma thanks
Date published: 2017-08-29
Rated 5 out of
5
by
Puddles from
Great service
Windscreen replacement of cracked window on our bt50
Date published: 2016-02-15
Rated 5 out of
5
by
Dave60 from
Excellent sevice
My car claim was processed online, approved and paid out within days of incident.
Date published: 2016-10-31
Rated 5 out of
5
by
mesdaile from
Excellcent Service, Quick Payment
After the accident NRMA organised towing for my wife. The claims process was hassle free. Money in my account within a day of the vehicle being declared a total loss.
Date published: 2016-10-31
Rated 5 out of
5
by
Michelle47 from
Excellent service
It would as so easy to lodge my claim over the phone. The repairs were completed quickly and with no fuss. Perfect!
Date published: 2016-10-29
Rated 5 out of
5
by
Prashant from
Great service
Took bit longer time to do repair on my car but it's come in really nice condition.
Date published: 2016-10-27
Rated 5 out of
5
by
ann at Skittlo from
Prompt and polite service by all Staff
1.Assessor contacted us quickly, stating that the car was written off and inquiring whether we needed anything out of the car. as we were unable to retrieve anything at the time of the accident, with the car being upside down.. Very helpful! 2. We had to hire a car for 14 days and our claim money was paid in that time, car bought and hire car returned.
Date published: 2016-10-18