Car insurance

Choose from our range of car insurance and find the cover that’s right for you

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Comprehensive car insurance

Popular

Comprehensive

 

Your car

  • Damage from an accident
  • Theft, storm damage, fire & flood
 

Other cars

  • Damage if you cause an accident
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Premium

Comprehensive Plus

 

Your car

  • Damage from an accident
  • Everything you get with Comprehensive, plus more
 

Other cars

  • Damage if you cause an accident
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Third party car insurance

Third Party Property Damage

 

Your car

  • Damage from an accident
 

Other cars

  • Damage if you cause an accident
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Third Party Fire & Theft

 

Your car

  • Damage from an accident
  • Fire or theft (up to $10,000 market value)
 

Other cars

  • Damage if you cause an accident
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Compulsory Third Party (CTP)

CTP Green Slip

 

You

  • Injuries from an accident you cause (for up to 26 weeks)
 

Others

  • Injuries from an accident you cause
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Vintage and classic car insurance

Speciality cars

Veteran, Vintage & Classic

 

Your car

  • Damage from an accident
  • Theft, storm damage, fire & flood
 

Other cars

  • Damage if you cause an accident
Tell me more

Comprehensive Car Insurance

NRMA Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism or malicious acts. Plus we cover the extras on your car like alloy wheels, sunroofs and custom sound systems. To find out how much Comprehensive Car Insurance costs, get a car insurance quote online.

NRMA Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism or malicious acts. Plus we cover the extras on your car like alloy wheels, sunroofs and custom sound systems. To find out how much Comprehensive Car Insurance costs, get a car insurance quote online.

NRMA Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism or malicious acts. Plus we cover the extras on your car like alloy wheels, sunroofs and custom sound systems. To find out how much Comprehensive Car Insurance costs, get a car insurance quote online.

NRMA Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism or malicious acts. Plus we cover the extras on your car like alloy wheels, sunroofs and custom sound systems. To find out how much Comprehensive Car Insurance costs, get a car insurance quote online.

Comprehensive Plus Car Insurance

NRMA Comprehensive Plus Car Insurance is our highest level of cover and gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover. What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $100 a day until your vehicle is repaired after an incident or your claim is settled.

Third Party Property Damage Car Insurance

At NRMA Insurance, we offer two levels of Third Party Car Insurance: Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an at fault driver for up to $5,000. Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000.

Third Party Fire & Theft Car Insurance

As with our Third Party Property Damage cover, NRMA Insurance Third Party Fire and Theft Car Insurance covers you for damage you cause to someone else's car or property up to $20 million.

However, with additional fire and theft protection for your own car up to a market value of $10,000, NRMA Insurance Third Party Fire and Theft is designed to give you extra peace of mind.

Get a car insurance quote to see how much Third Party Fire & Theft Car Insurance costs compared to Third Party Property Damage.

Get a car insurance quote to see how much Third Party Fire & Theft Car Insurance costs compared to Third Party Property Damage.

Get a car insurance quote to see how much Third Party Fire & Theft Car Insurance costs compared to Third Party Property Damage.

Get a car insurance quote to see how much Third Party Fire & Theft Car Insurance costs compared to Third Party Property Damage.

Veteran, Vintage or Classic Car Insurance

We will cover your veteran, vintage or classic vehicle for loss or damage if an incident we cover happens during the car insurance policy period. We will also cover you for Liability up to $20 million. Whether your pride and joy is a veteran (pre-1919), vintage (made between 1919 and 1930) or classic (15 years or older) vehicle, we can provide cover for its agreed value against accidental damage, theft, fire, storm, flood and more. Tell us about your speciality car when you get your car insurance quote and we'll be able to tell you how much your insurance will cost.

Why choose NRMA Car Insurance?

  • Get car insurance quotes in just a few minutes–just tell us about yourself and your car
  • Automatic cover for modifications, options and accessories
  • Flexible excess options
  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, see how much you could save1
  • Experience - we've been insuring Australians for over 90 years
  • We cover anyone who drives your car*
  • Lifetime guarantee for the workmanship of all authorised repairs, for as long as you own the car
  • 24/7 Helpline assistance
  • No Claim Bonus - you could get a No Claim Bonus up to 60% on your new policy1

* Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and speciality products.

1 Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.

* Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes MAI, commercial policies and speciality products.

1 Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.