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CTP Green Slip Insurance NSW

Compulsory Third Party (CTP) Insurance, also known as a Green Slip, is a must-have for vehicle registration in NSW. It helps cover the cost of injuries caused by your vehicle to people you injure in a road accident.

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Driver Protection Cover, only with NRMA Insurance

We’re the only CTP insurer in NSW that provides extra cover for at-fault drivers who suffer specific injuries in a road accident at no extra cost1.

Why choose NRMA CTP Insurance?

The top choice

We're NSW's most preferred provider for CTP Green Slip Insurance3

Get extra cover

We're the only NSW CTP insurer that provides extra at-fault Driver Protection Cover1

Quick and easy

Once we have your vehicle information, your Green Slip should be with Service NSW within the hour

What does a CTP Green Slip cover?

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Included

For anyone driving your vehicle

  • Your medical expenses
    We cover your medical expenses from an accident you cause, regardless of fault.

  • Lost income
    We cover part of your income if you need time off work to recover.

  • Ridesharing
    We cover injuries from an accident while providing ridesharing services.

  • Other people's medical expenses
    We cover other people’s injuries from an accident you cause (including your passengers, other drivers and pedestrians).

  • Extra cover for your injuries
    We offer extra cover for certain serious injuries if you cause an accident1.

Not included

There are some things we don’t cover

  • Your vehicle
    Damage to your vehicle isn’t covered, see our other insurance for that.

  • Other vehicles & property
    Damage to other people’s vehicles or property isn’t covered, see our other insurance for that.

What is a CTP Green Slip?

CTP Green Slip is Compulsory Third Party Insurance, a must-have for vehicle registration in NSW.

CTP Insurance covers costs like medical treatment and lost income for people who are injured by your vehicle in a road accident.

CTP Insurance doesn’t cover damage to your vehicle, other vehicles or property.

When you get CTP Insurance with us, depending on the kind of vehicle you drive, we may also provide Driver Protection Cover. This extra at fault cover provides defined benefits for you if you cause an accident and suffer certain serious injuries1. Take a look at the Driver Protection Cover Information Sheet for the full list of eligible vehicle types and full benefit details.

What’s the difference between CTP Insurance and Green Slip?

There is no difference. In NSW, CTP Insurance is also referred to as a Green Slip. It's insurance you need before you register your vehicle that helps cover the cost of injuries caused by your vehicle to people you injure in a road accident.

Why do you need a CTP Green Slip?

A Compulsory Third Party (CTP) Green Slip is legally required to register vehicles in NSW.

If you get into an accident that causes an injury, your CTP Green Slip covers costs like medical treatment and lost income.

With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries1.

CTP Green Slip Insurance for your vehicle

Cars and motorcycles

CTP insurance isn't just for cars, it's required for motorcycles too. A Green Slip helps cover the cost of injuries to people if your car or motorcycle is involved in a road accident.

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Trucks

We provide Green Slips for trucks as well as cars and motorcycles. If you have a goods vehicle with a gross vehicle mass under 4.5 tonnes, Driver Protection Cover may also be included1.

Take a look at the Driver Protection Cover Information Sheet for the full list of eligible vehicle types and full benefit details.

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Trailers

You don’t need a separate Green Slip for a trailer towed by a registered vehicle with its own Green Slip. Just make sure the trailer is roadworthy and your towing vehicle has a current Green Slip.

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Unregistered vehicles

You can get your CTP Green Slip before you register your vehicle. Once you've paid, we'll notify Transport for NSW so you can complete your registration.

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New customers

To find out how much it costs to get covered with a CTP Green Slip, you’ll need to provide some information about your vehicle and how it’ll be used.

We’ll also need to know about your driving history and some other information like your claims history.

Get a quote

Renewing your CTP Green Slip Insurance

Get a quote online and we'll send your CTP Green Slip to Transport for NSW (TfNSW) typically within an hour of payment.
 

  1. Have your details ready. You can find your policy number on your renewal notice. Choose the term of your policy, which will usually be either 6 or 12 months. Check if your vehicle needs a pink slip first.

  2. Once you’ve paid for the renewal, we’ll send your CTP Green Slip to TfNSW typically within an hour.

Simple ways to renew

Online

Renew anytime using your policy number and postcode. This is the fastest option. Your renewed CTP Green Slip reaches Transport for NSW typically within an hour.

In the app

Pay, manage your policy, and receive renewal reminders in the NRMA Insurance app.

Over the phone

Call us to renew. Have your policy number ready. We accept Visa or Mastercard.

At a branch

Renew in person at your nearest NRMA Insurance branch. Not all branches accept cash, so check before you visit.

Existing customers

Already have a policy with us?

Renew your policy
Manage your payments
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Want to cover your car as well?

Learn more about our car insurance policies to find the cover you're looking for.

See Comprehensive

Bundle your NRMA Insurance policies and save

You could qualify for a Multi-Product Discount when you have 2 or more eligible products with us. The more eligible policies you have, the more you could save2. For more information about how our discounts work, visit our customer discounts page.

Get the details

Read our policy booklet to learn more about Driver Protection Cover1.

Driver Protection Cover

Looking for CTP Insurance in your state or territory?

MAI Insurance pays for medical treatment for anyone who needs it after they’re injured in a road accident. You need MAI Insurance before you can register your vehicle.

Cover for people you injure if you cause an accident on the road, purchased when you renew your registration in SA. You can nominate us as your preferred CTP insurer when you renew your registration.

Help protect your vehicle in NSW

Want to cover your car as well? Take a look at our other car insurance options

Learn more

Get your Green Slip online and we’ll send your details to Service NSW in less than an hour

Renew your rego

Claim online through MyServiceNSW or call our specialist CTP team for help

How to claim
FAQs

CTP Green Slip Insurance FAQs

More CTP Insurance FAQs

Yes – anyone who wants to register their vehicle in NSW will need a valid CTP Insurance policy (also known as a Green Slip).

In NSW, a Green Slip and CTP Insurance are the same thing. The name comes from the physical green certificate that was once issued with each policy. While the process is now mostly digital, the name is still used.

No, a Green Slip and Third Party Property Damage Car Insurance are two different types of cover.

A Green Slip covers the cost of injuries caused by your vehicle to people you injure, including other drivers, passengers, cyclists, and pedestrians, in a road accident. Green Slip covers personal injury only and doesn’t cover damage to vehicles or property.

Third Party Property Damage Car Insurance helps cover damage a car causes to someone else's vehicle or property.

Here are some things to consider to help you decide which option might be best for you:

  • A 12-month policy may work out cheaper over time. It’s also a little less administrative effort, as you’ll only need to renew it once a year.

  • A 6-month policy may be a practical choice if you’re unsure how long you'll be keeping your vehicle or don’t intend to use it for an extended period. For example, if you’re in the market for a new car, or planning a long overseas trip where you’ll be leaving your car behind.

You can usually choose to hold a NSW CTP Green Slip policy for 6 or 12 months. If your CTP policy has expired, you must renew your policy within 21 days of the due date or you will have to choose a 12-month registration when renewing.

A Green Slip covers the vehicle, not specific drivers.

As long as a learner driver is driving a registered vehicle and accompanied by a fully-licensed supervising driver, they should be covered under the vehicle’s Green Slip.

Any of the licensed NSW CTP insurers can be chosen at renewal time.

It's worth knowing that for eligible vehicles, only NRMA Insurance provides extra at fault Driver Protection Cover at no extra cost. This provides defined benefits if you cause an accident and suffer certain serious injuries covered by the policy. No other NSW CTP insurer currently offers this type of additional cover.

To switch to NRMA Insurance, get a quote online or call us on 131 144. Once payment is made, we’ll send your new Green Slip to Transport for NSW typically within an hour.

See the Driver Protection Cover Information Sheet for more details. 

A Green Slip policy is linked to the vehicle’s registration, not the owner. When you sell your registered car in NSW, the cover remains with the car and the new owner receives the benefit of the existing Green Slip cover until the registration expires.

If cover has been paid for a period that won't be used because you’re cancelling the registration, a partial refund may apply.

The amount you pay for a Green Slip (called the premium) is different from person to person and vehicle to vehicle. The quickest way to find out how much you’ll pay is to get a quote.

How much you pay is based on things about you and your vehicle. It's partly decided by the State Insurance Regulatory Authority (SIRA), and partly by us. We weigh up things like how old your vehicle is, the age of the youngest driver and claims you’ve made in the past.

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A Green Slip covers costs like medical treatment and lost income for people who have been injured in a road accident.

For accidents from 1 April 2023

With the changes to NSW CTP Green Slips, an injured person, regardless of fault, will receive up to 52 weeks of benefits including:

  • Weekly income payments (if time off work is required to recover)
  • Medical and treatment expenses.

For accidents on or before 31 March 2023

An injured person, regardless of fault, will receive up to 26 weeks of benefits including:

  • Weekly income payments (if time off work is required to recover)
  • Medical and treatment expenses.

Driver Protection Cover is extra cover we give you, depending on the kind of vehicle you drive, when you get your car’s Green Slip with us.

It’s cover for some specific injuries if you cause an accident and you’re seriously hurt1. You get this protection on top of what you get with your Green Slip.

Before you can cancel your CTP Green Slip, first you need to cancel your vehicle’s registration.

Cancelling your registration

Go to Service NSW for full information on how to cancel your rego.

When your rego is cancelled, you’ll get documents from Service NSW to confirm it’s done.

Cancelling your CTP Green Slip

Once you have the documents from Service NSW, you can cancel your Green Slip.

Complete our CTP cancellation form and email it to us at ctpaccountspayable@iag.com.au. You can also post it to us at the address shown on the form.

You can also cancel over the phone on 1800 882 364, or at your nearest branch.

Selling your car

Remember, if you’re selling your vehicle, you might not have to cancel your registration or your Green Slip. When you sell your vehicle, the Green Slip is transferred to the new owner.

Explore these articles

  • 20 March, 2025
    On the road | NRMA Insurance Blog

    How to renew Green Slip insurance in NSW

    Read more
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  • 30 March, 2025
    On the road | NRMA Insurance Blog

    Pink Slip, Blue Slip, and Green Slip explained

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  • 17 March, 2025
    On the road | NRMA Insurance Blog

    How CTP works in Australia: a guide for each state and territory

    Read more
    Guide Insurance

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Things you should know

  1. Driver Protection Cover pays certain amounts for specific injuries from an accident you cause. It applies if your vehicle is a passenger vehicle with seating for up to nine adults, or a goods vehicle that weighs up to 4.5 tonnes. All other vehicles aren’t covered, including motorcycles, ambulances and police vehicles, taxis, buses, tow trucks, machinery and self-driven hire vehicles. Read the Driver Protection Cover Information Sheet for full details.

  2. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible products if a minimum premium is reached, or we have limited increases or decreases in your premium. When we complete the Multi-Product Discount calculation, we will use the policy start date of your policy, not the date that you purchase your policy. As such, policies must be purchased in order of their start date so that the discount can be appropriately applied. Any applicable discount is applied in tiers based on the number of eligible policies only. Maximum tier reached at 9 eligible policies. Existing policies will not be eligible for any new discount tier until renewal. We sometimes refer to this as the “multi-policy discount”.

  3. Based on NSW CTP monthly market share reports.