What discounts can I get?
With our Loyalty Discount, the more eligible policies you have and the longer you stay with us, see how much you could save2.
What's included in my cover?
New replacement
If your trailer is written off in its first two years and we agree to pay your claim as a total loss, then we may choose to replace your trailer with a new one.
Theft, vandalism and accidental damage
We cover your trailer for loss or damage caused by theft, vandalism or accidental damage, up to the agreed value of your policy.
Fire and storm
We cover your trailer for loss or damage caused by fire or storm, up to the agreed value of your policy.
Flood, rainwater run-off and storm surge
We cover your trailer for loss or damage caused by flood, rainwater run-off and storm surge, up to the agreed value of your policy1.
Modifications, options and accessories
We cover any modifications, options and accessories that are attached to your trailer, up to the agreed value of your policy.
Emergency repairs
We cover up to $500 for emergency repairs you need to arrange as a result of an incident we cover.
Towing and storage costs
We cover one tow and pay the reasonable storage costs for your trailer, if required as a result of an incident we cover.
Liability cover
We provide up to $20 million liability cover if use of your trailer causes property damage, death or injury to another person.
Making the most of my policy
Still have a few questions?
Try our FAQs
What if I need to make emergency repairs?
If we agree to pay your claim and you've made emergency repairs to your trailer as a result of an incident, we'll cover up to $500 without any prior agreement between you and us.
Ensure you keep your receipts for all repairs so we can reimburse you.
Can anyone borrow the trailer and still be covered?
Yes, we cover anyone who has your permission to use your trailer.
What does new for new replacement mean?
If we consider your trailer to be a total loss within its first two years, and we've agreed to pay your claim, we may choose to replace it with one of the same make and model if it's available in Australia.
What happens if my trailer needs to be towed?
If we agree to pay your claim and your trailer is damaged as a result of an incident, we'll pay the cost of one tow from the scene of the incident to the nearest repairer or a safe place.
For more information, refer to the Product Disclosure Statement (PDS).
Need more info?
Read up on the
detailed info
Premium, Excess and
Discounts Guide
1 This applies to policies purchased on or after 15 April 2018, and policies with a renewal date on or after 28 May 2018.
2 Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.