Product Disclosure Statements (PDS)

For policies that started from 15 July 2021, or were renewed from 16 August 2021.

The PDS includes an SPDS which applies to new policies effective from 15 July 2021 or for renewals with an effective date on or after 16 August 2021.

Download (284.54 KB)

For policies that started from 15 July 2021, or were renewed from 16 August 2021.

The PDS includes an SPDS which applies to new policies effective from 15 July 2021 or for renewals with an effective date on or after 16 August 2021.

Download (347.61 KB)

For policies that started from 28 February 2021 - 14 July 2021, or were renewed from 5 April 2021 - 15 August 2021.

Download (827.07 KB)

For policies that started from 28 February 2021 - 14 July 2021, or were renewed from 5 April 2021 - 15 August 2021. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Download (391.17 KB)

For policies that started from 14 June 2020 - 27 February 2021, or were renewed from 20 July 2020 - 4 April 2021. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Download (488.56 KB)

For policies that started from 14 June 2020 - 27 February 2021, or were renewed from 20 July 2020 - 4 April 2021.

Download (354.13 KB)

Target Market Determinations

Effective from 5th October 2021

Download (43.98 KB)

Effective from 4th November 2021

Download (40.46 KB)

Premium Excess and Discount Guides (PED)

For policies that started from 28 October 2021, or were renewed from 30 November 2021. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Download (134.24 KB)

For policies that started from 28 October 2021, or were renewed from 30 November 2021.
 

Download (87.6 KB)

 For policies that started from 7 June 2021 - 27 October 2021, or were renewed from 12 July 2021 - 29 Novemeber 2021. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Download (126.14 KB)

For policies that started from 7 June 2021 - 27 October 2021, or were renewed from 12 July 2021 - 29 Novemeber 2021.

Download (84.09 KB)

For policies that started from 13 October 2020 - 6 June 2021, or were renewed from 28 October 2020 - 11 July 2021. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Download (93.83 KB)

For policies that started from 13 October 2020 - 6 June 2021, or were renewed from 28 October 2020 - 11 July 2021.

Download (1009.96 KB)

Product Disclosure Statements (PDS)

For policies that started from 15 July 2021, or were renewed from 16 August 2021.

The PDS includes an SPDS which applies to new policies effective from 15 July 2021 or for renewals with an effective date on or after 16 August 2021.

Download (311.1 KB)

For policies that started from 15 July 2021, or were renewed from 16 August 2021.

The PDS includes an SPDS which applies to new policies effective from 15 July 2021 or for renewals with an effective date on or after 16 August 2021.

Download (845.29 KB)

For policies that started from 15 July 2021, or were renewed from 16 August 2021.

The PDS includes an SPDS which applies to new policies effective from 15 July 2021 or for renewals with an effective date on or after 16 August 2021.

Download (225.38 KB)

For policies that started from 18 April 2021 - 14 July 2021 or were renewed from 24 May 2021 - 15 August 2021. 

Download (252.97 KB)

For policies that started from 28 February 2021 - 14 July 2021, or were renewed from 5 April 2021 - 15 August 2021. Includes Home Buildings, Home Contents, and Buildings & Contents.

Download (461.52 KB)

For policies that started from 28 February 2021 - 14 July 2021, or were renewed from 5 April 2021 - 15 August 2021.

Download (309.24 KB)

For policies that started from 28 February 2021 - 17 April 2021, or were renewed from 5 April 2021 - 23 May 2021.

The included SPDS for Rent default applies to new policies that first started from 14 June 2020 - 17 April 2021, but does not apply to new policies or renewals of policies that first started before 14 June 2020

Download (252.97 KB)

For policies that started from 14 June 2020 - 27 February 2021, or were renewed from 20 July 2020 - 4 April 2021. Includes Home Buildings, Home Contents, and Buildings & Contents.

Download (538.49 KB)

For policies that started from 14 June 2020 - 27 February 2021, or were renewed from 20 July 2020 - 4 April 2021.

Download (368.43 KB)

For policies that started from 17 February 2019 -27 February 2021, or were renewed from 1 April 2021- 4 April 2021

The included SPDS for Rent default applies to new policies that first started from 14 June 2020 - 17 April 2021, but does not apply to new policies or renewals of policies that first started before 14 June 2020.

Download (397.15 KB)

Target Market Determinations

Effective from 5th October 2021

Download (39.43 KB)

Effective from 5th October 2021

Download (47.29 KB)

Effective from 5th October 2021

Download (49.27 KB)

Premium Excess and Discount Guides (PED)

For policies that started from 28 October 2021, or were renewed from 30 November 2021. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

Download (224.22 KB)

For policies that started from 28 October 2021, or were renewed from 30 November 2021.

Download (219.34 KB)

Download (415.29 KB)

For policies that started from 7 June 2021 - 27 October 2021, or were renewed from 12 July 2021 - 29 November 2021. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

Download (76.68 KB)

For policies that started from 7 June 2021 - 27 October 2021, or were renewed from 12 July 2021 - 29 Novemeber 2021.

Download (74.1 KB)

For policies that started from 13 October 2020 - 6 June 2021, or were renewed from 28 October 2020 - 11 July 2021. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

Download (68.73 KB)

For policies that started from 13 October 2020 - 6 June 2021, or were renewed from 28 October 2020 - 11 July 2021.

Download (65.25 KB)

Key Facts Sheet

Download (143.83 KB)

Download (144.65 KB)

Download (135.75 KB)

Download (136.46 KB)

Product Disclosure Statements (PDS)

For policies that started from 29 September 2021 – 27 November 2021.

Download (514.1 KB)

For policies that started from 1 April 2021 -  28 September 2021.

Download (446.25 KB)

For policies that started from 14 March 2020 -  31 March 2021.

Download (357.59 KB)

Product Disclosure Statements (PDS)

For policies that started from 15 July 2021, or were renewed from 16 August 2021.

The PDS includes an SPDS which applies to new policies effective from 15 July 2021 or for renewals with an effective date on or after 16 August 2021.

Download (284.54 KB)

For policies that started from 15 July 2021, or were renewed from 16 August 2021.

The PDS includes an SPDS which applies to new policies effective from 15 July 2021 or for renewals with an effective date on or after 16 August 2021.

Download (347.61 KB)

For policies that started from 28 February 2021 - 14 July 2021, or were renewed from 5 April 2021 - 15 August 2021. Includes Comprehensive and Third Party Property Damage.

Download (391.17 KB)

For policies that started from 28 February 2021 - 14 July 2021, or were renewed from 5 April 2021 - 15 August 2021.

Download (827.07 KB)

For policies that started from 14 June 2020 - 27 February 2021, or were renewed from 20 July 2020 - 4 April 2021. Includes Comprehensive and Third Party Property Damage.

Download (488.56 KB)

For policies that started from 14 June 2020 - 27 February 2021, or were renewed from 20 July 2020 - 4 April 2021.

Download (354.13 KB)

Target Market Determinations

Effective from 4th November 2021

Download (40.46 KB)

Effective from 5th October 2021

Download (43.98 KB)

Premium Excess and Discount Guides (PED)

For policies that started from 28 October 2021, or were renewed from 30 November 2021. Includes Comprehensive and Third Party Property Damage.

Download (134.24 KB)

For policies that started from 28 October 2021, or were renewed from 30 November 2021.

Download (87.6 KB)

For policies that started from 7 June 2021 - 27 October 2021, or were renewed from 12 July 2021 - 29 November 2021. Includes Comprehensive and Third Party Property Damage.

Download (126.14 KB)

For policies that started from 7 June 2021 - 27 October 2021, or were renewed from 12 July 2021 - 29 Novemeber 2021.

Download (84.09 KB)

For policies that started from 13 October 2020 - 6 June 2021, or were renewed from 28 October 2020 - 11 July 2021. Includes Comprehensive and Third Party Property Damage.

Download (93.83 KB)

For policies that started from 13 October 2020 - 6 June 2021, or were renewed from 28 October 2020 - 11 July 2021.

Download (1009.96 KB)

Product Disclosure Statements (PDS)

For policies starting on 8 October 2021 or renewals from 13 November 2021. 

Download (806.64 KB)

For policies starting on 8 October 2021 or renewals from 13 November 2021. 

Download (859.17 KB)

Farm Insurance Plan Product Disclosure Statement (policies started or renewed from 8 July 2021).

Download (1.01 MB)

For policies that started or were renewed from 30 May 2021.

Download (451.49 KB)

For policies that started or were renewed from 30 May 2021.

Download (388.32 KB)

For policies that started or were renewed from 30 May 2021 - 7 October 2021.

Download (1.17 MB)

For policies that started or were renewed from 30 May 2021 - 7 July 2021.

Download (1.92 MB)

For policies that started or were renewed from 30 May 2021 - 7 October 2021.

Download (1.4 MB)

For policies that started or were renewed from 31 March 2021 - 29 May 2021.

Download (941.16 KB)

For policies that started or were renewed from 17 October 2020.

Download (391.38 KB)

For policies that started or were renewed from 17 October 2020 - 29 May 2021.

Download (818.63 KB)

For policies that started from 6 September 2020 - 30 March 2021, or were renewed from 17 October 2020 - 30 March 2021.

Download (837.33 KB)

For policies that started or were renewed from 17 October 2020 - 29 May 2021.

Download (4.08 MB)

For policies that started or were renewed from 30 June 2019 - 29 May 2021.

Download (412.72 KB)

For policies that started or were renewed from 30 June 2019 - 29 May 2021.

Download (342.4 KB)

For policies that were renewed from 1 December 2018.

Download (545.37 KB)

For policies that were renewed from 1 December 2018.

Download (598.37 KB)

For policies that were renewed from 1 December 2018.

Download (487.88 KB)

For policies that started or were renewed from 1 December 2018.

Download (683.96 KB)

For policies that started or were renewed from 1 December 2018.

Download (787.73 KB)

Target Market Determinations

Effective from 5 October 2021.

Download (83.68 KB)

Effective from 5 October 2021.

Download (67.36 KB)

Effective from 5 October 2021.

Download (47.77 KB)

Key Facts Sheet

Download (170.04 KB)

Download (171.79 KB)

Download (169.95 KB)

Download (170 KB)

Download (168.19 KB)

Product Disclosure Statements (PDS)

Download (324.68 KB)

Product Disclosure Statements (PDS)

Download (324.68 KB)

Product Disclosure Statements (PDS)

Download (220.43 KB)

Product Disclosure Statements (PDS)

For policies that started from 15 July 2021, or were renewed from 16 August 2021.

The PDS includes an SPDS which applies to new policies effective from 15 July 2021 or for renewals with an effective date on or after 16 August 2021.

Download (216.58 KB)

For policies that started from 28 February 2021 - 14 July 2021, or were renewed from 5 April 2021 - 15 August 2021.

Download (292 KB)

For policies that started from 14 June 2020 - 27 February 2021, or were renewed from 20 July 2020 - 4 April 2021.

Download (347.1 KB)

Target Market Determinations

Effective from 5th October 2021

Download (40.84 KB)

Premium Excess and Discount Guides (PED)

For policies that started from 28 October 2021, or were renewed from 30 November 2021.

Download (216.67 KB)

For policies that started from 7 June 2021 - 27 October 2021, or were renewed from 12 July 2021 - 27 October 2021.

Download (98.23 KB)

For policies that started from 13 October 2020 - 6 June 2021, or were renewed from 28 October 2020 - 6 July 2021.

Download (78.41 KB)

Product Disclosure Statements (PDS)

For policies that started from 15 July 2021, or were renewed from 16 August 2021.

The PDS includes an SPDS which applies to new policies effective from 15 July 2021 or for renewals with an effective date on or after 16 August 2021.

Download (826.9 KB)

For policies that started from 13 October 2020 - 27 February 2021, or were renewed from 28 October 2020 - 4 April 2021. Includes On-site Caravan, Touring Caravan and Trailer.

Download (379.64 KB)

For policies that started from 28 February 2021 - 14 July 2021, or were renewed from 5 April 2021 - 15 August 2021. Includes On-site Caravan, Touring Caravan and Trailer.

Download (854.48 KB)

Target Market Determinations

Effective from 5th October 2021

Download (40.76 KB)

Premium Excess and Discount Guides (PED)

For policies that started from 28 October 2021, or were renewed from 30 November 2021.

Download (222.64 KB)

For policies that started from 13 October 2020 - 6 June 2021, or were renewed from 28 October 2020 - 11 July 2021. Includes On-site Caravan, Touring Caravan and Trailer.

Download (83.53 KB)

For policies that started from 7 June 2021 - 27 October 2021, or were renewed from 12 July 2021 - 29 Novemeber 2021. Includes On-site Caravan, Touring Caravan and Trailer.

Download (80.52 KB)

Product Disclosure Statements (PDS)

Download (3.41 MB)

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Glossary

Product Disclosure Statements (PDS)

The PDS has the full details on a policy including what’s covered and what’s not, limits and conditions.

Target Market Determinations (TMD)

A TMD helps you understand the types of people (called the ‘class of customers’) our insurance policies are designed for, considering their needs, objectives, and financial situations.

Premium, Excess & Discounts Guides (PED)

The PED has information on how we calculate your premium, how much you might need to pay if you make a claim, and discounts you may be eligible for.

Key Facts Sheets (KFS)

The KFS has quick information about a policy, including events we cover and some conditions. It doesn't include everything, read the PDS before making a decision about your insurance.

Quick links

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