Public Liability Insurance
Protect the business you’ve built with Public Liability Insurance
Public Liability Insurance
What is Public Liability Insurance?
Public Liability Insurance protects you and your business if it’s shown your negligence led to someone being injured or having their property damaged.
For example, if the floor in your shop is wet and a customer slips and hurts themselves, or you’re cleaning a client’s house and you accidentally break a window.
Without Public Liability Insurance, legal bills and compensation for these claims could disrupt your cash flow or ruin your business1.
So, whether you run an e-commerce website from your house, work on-site at your clients’ homes, or have a team and an office, Public Liability Insurance can protect you from these unexpected costs.
Have a question? We can help
It depends on a number of factors, including the level of cover you choose, the type of business you run and how many staff you have.
The quickest way to get an estimate of how much it costs is to get a quote.
Yes, Public Liability can protect your business against claims of negligence from clients or suppliers who visit your home. For example, if a client comes to your home for a meeting, and they trip on a loose wire and hurt themselves.
It depends, every business is different. Lots of different businesses use Public Liability Insurance to protect against claims of negligence. For example, if you own a shop and a customer trips on a fallen box and hurts themselves, or you run a bakery and a customer gets very sick after eating an unrefrigerated cake.
Legal bills and compensation can be very expensive and could disrupt your cash flow of your business. To protect what you've built, Public Liability Insurance can cover $5 million, $10 million or $20 million worth of these costs, depending on which level of cover you choose. If you need more cover, call us on 132 818 (8am–8pm, Mon–Fri).
Things you should know
This is only general information. We haven't considered your personal circumstances, so you need to decide if this information applies to you. Before you decide to buy insurance, always read the Product Disclosure Statement (PDS).
The discount is automatically applied to new, eligible Business Insurance policies, and terms and conditions apply. You can save up to 10% on the Business Insurance 'base premium' when you first purchase online. The base premium doesn't include any government or statutory charges. You will only get a discount on your first year's premium. Discounts only apply until you reach your minimum premium, so your discount might be limited by your minimum premium. When we calculate your premium on renewal, we may also limit any increases or decreases by considering factors like your previous year’s premium. This online offer can be withdrawn at any time and is subject to the full terms and conditions.
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