Professional Indemnity Insurance
Protect your business, your finances and your reputation with Professional Indemnity Insurance
Professional Indemnity Insurance
What is Professional Indemnity Insurance?
Professional Indemnity Insurance can protect you from some unique risks your business faces when giving advice or providing a service.
If it’s found you made a mistake that caused injury, damage or financial loss to your client, you could face legal fees and damages. Professional Indemnity Insurance is designed to cover these costs and stop them putting pressure on your business’s cash flow.
This protection is designed for businesses that give advice or provide a service. There are two types of cover, one for professionals and consultants (like accountants, graphic designers or fitness instructors) and one for IT and communications (like IT business analysts, IT hardware engineers or IT project managers).
What's included
See how we protect your business
Optional extras
Add these when you get your Professional Indemnity Insurance quote
Policy booklets
For full details including limits, conditions and exclusions, read these policy documents
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Professional Indemnity Insurance can protect you and your business’s finances if you give advice or provide a service.
For example, if you’re a freelance personal trainer who gives their clients advice about exercise and diet, or a real estate agent who’s selling a house on behalf of their client.
You can choose to cover your business for up to $1 million, $5 million, $10 million or $20 million.
Choose your level of cover when you get a quote.
The cost depends on many things including the size of your business and the amount of cover you choose.
The quickest way to find out how much it costs is to get a quote.
This can be confusing because they’re both designed to protect you if someone claims your business caused injury or damage to them.
The main difference is that only Professional Indemnity covers claims made against you because of the professional advice or services you provide to your clients.
Learn more about Public Liability Insurance
If you decide you need both Professional Indemnity Insurance and Public Liability Insurance, you can get them both at once when you get a quote.
Things you should know
We cover reasonable and necessary fees, costs and expenses of the PR consultants retained by you if we agree in writing beforehand. The limits for these are in the policy booklets.
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If you need help, you can talk to us. Call 132 818 (8am–8pm, Mon–Fri)
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