Business insurance
From Public Liability and Professional Indemnity, to insurance for your beauty salon or hobby farm, we have insurance for lots of different businesses
Business interruption claims
If your business has been affected by COVID-19 and you have business interruption cover, talk to us about making a claim on 132 818.
There have been two test cases in relation to business interruption cover and COVID-19 impacts. Information about these test cases is available on the Insurance Council of Australia’s website.
Public Liability
Cover your business if someone successfully claims that your negligent acts caused injury or property damage.
Professional Indemnity
If your business gives advice or provides a service which cause loss to your clients, Professional Indemnity Insurance can protect you from different kinds of risks that can affect your business.
Farm Insurance
If you have a hobby farm or rural farm, we can help protect your land and animals, as well as your home.
Save up to $100 when you buy a new Hobby Farm Insurance policy online1.
Motor Trades Insurance
If you’re a mechanic, auto electrician or detailer, we’ve designed insurance for exactly your type of business.
Explore business insurance
Talk to a business insurance specialist online 8am–8pm, Mon–Fri
Insurance for your small business
If you’re looking for more than Public Liability Insurance, you can add cover for the unique needs of your business.
For example, cover for your equipment or stock if they’re damaged by a fire, or cover for cash stolen from your premises. There’s also cover for things like tax investigations, glass damage and commercial vehicles.
To find cover for your business, here are examples of what some industries choose to add.
Tradies
Get cover for things like Public Liability or damage to the tools and vehicles you use for your business
Professionals
For professional services like lawyers, accountants and real estate agents, you can cover your business for things like business interruption, and damage to your premises and electronic equipment (like computers and printers)
Retailers
If you own a shop or an online store, Business Insurance can protect your stock and equipment from things like fire and theft
Domestic services & repairs
If you offer services like domestic repairs, home cleaning or pet grooming, Business Insurance can cover your business for things like fire, theft and personal accidents
Commercial property owners
Protect the commercial properties you own for things like fire, theft and business interruption
Hospitality
If you run a cafe, coffee shop or restaurant, Business Insurance can protect your business for things like fire, theft and machinery breakdown
Health & medical services
For businesses like doctors, vets, osteopaths and dieticians, Business Insurance can protect your business for fire, theft and personal illness
Home businesses
Designed to protect your home business for things like fire and theft, and damage to home office equipment like computers, laptops and printers
Have a question? We can help
Things you should know
You can save up to 10% on the Business Insurance 'base premium' when you first purchase online, or up to $100 on the Hobby Farm Insurance 'base premium' when you first purchase online. The base premium doesn't include any government or statutory charges. You will only get a discount on your first year's premium. Discounts only apply until you reach your minimum premium, so your discount might be limited by your minimum premium. When we calculate your premium on renewal, we may also limit any increases or decreases by considering factors like your previous year’s premium. These online offers may be withdrawn at any time. The 10% off Business Insurance offer is subject to its full terms and conditions, and the $100 off Hobby Farm Insurance is subject to its full terms and conditions.