CTP Green Slip Insurance in NSW - FAQs

All motor vehicles that are registered in NSW need a Green Slip. This includes cars, motorcycles, trucks, buses and other motor vehicles.

Certain vehicle types such as trailers and caravans do not require a separate Green Slip as they are covered by the CTP Green Slip Insurance of the towing vehicle.

A Green Slip in NSW covers the cost of injuries caused by your vehicle to people you injure in a road accident.

This includes costs for medical treatment, rehabilitation and lost income. Green Slip cover extends to drivers, passengers, pedestrians, cyclists and motorcyclists.

A Green Slip protects people and not property. It covers personal injury only and doesn't cover damage to your vehicle, other vehicles, or any property. For property and vehicle damage protection, you can consider policies such as  Comprehensive Car Insurance or Third Party Property Damage Insurance policy.

With our CTP Green Slip Insurance, eligible vehicle types may also get extra at fault Driver Protection Cover. This cover provides defined benefits if you cause an accident and suffer certain serious injuries. Take a look at the Driver Protection Cover Information Sheet for the full list of eligible vehicle types and full benefit details¹.

No, CTP Green Slip Insurance and third party property insurance are different types of cover.

A Green Slip covers personal injuries caused by your vehicle to people you injure in a road accident. It's mandatory when you register your vehicle in NSW.

Third party property insurance such as Third Party Property Damage Car Insurance or Third Party Fire & Theft Car Insurance covers damage your vehicle causes to other people's cars and property. These are separate products.

CTP Green Slip Insurance covers the costs of personal injuries caused to people you injure when your motor vehicle is involved in a road accident in NSW.

Comprehensive Car Insurance covers damage to your own vehicle, as well as damage your car causes to other people's vehicles and property. It can also cover your vehicle against events like theft, fire, and severe weather.

No, a Green Slip is a separate insurance policy and is not included in Comprehensive Car Insurance.

Comprehensive Car Insurance covers vehicle and property damage, while a Green Slip covers the cost of personal injuries caused by your vehicle to people you injure in road accidents in NSW. They're two separate insurance products offering different types of cover.

In some states, CTP Insurance is included in the vehicle registration fee. In NSW, it's purchased separately. You need a valid Green Slip in place before you can register your vehicle and drive it on NSW roads.

In NSW, you can get a quote for a first-time Green Slip on our website, or by calling us.

Once purchased, we’ll send the details to Service NSW, allowing you to proceed with your vehicle registration.

If renewing, here’s your options.

Once you've paid for your Green Slip, we aim to send it to Service NSW promptly, typically within an hour. This electronic notification is known as an ‘e-green slip’.

If you need to complete your registration soon after purchasing your Green Slip, we suggest allowing sufficient time before contacting Service NSW.

Yes, when you sell your registered car in NSW, the Green Slip policy remains with the vehicle until the registration period expires.

The Green Slip policy is linked to the vehicle's registration, not the owner. This means it remains with the car and the new owner receives the benefit of the existing Green Slip cover until the registration expires.

While the Green Slip transfers automatically when you sell your vehicle, it’s a good idea to submit a notice of disposal to Service NSW. This formally records the transfer of ownership and can help protect you from liability for any future fines incurred after the sale.

Green Slips in NSW are paid as a single upfront payment. Instalment options are not currently available for Green Slip policies in NSW.

You can choose to pay for your Green Slip renewal up to 42 days before your registration is due.

The Fund Levy listed on your Green Slip is a component of your CTP premium required in NSW as part of the CTP Scheme.

This is mandated and administered by SIRA NSW and contributes to lifetime care and support for people who are severely injured in motor vehicle accidents. It also covers ambulance and hospital fees, as well as the costs of running the scheme.

The Fund Levy is a flat fee, not a percentage of your premium, and varies by vehicle type and location.

The input tax credit (ITC) on your Green Slip relates to the GST component of your premium. If you are registered for GST and use your vehicle for business purposes, you may be entitled to claim some or all of the GST on your Green Slip premium as an input tax credit.

This is general information only and does not constitute tax advice. We recommend consulting a qualified tax adviser or visiting the Australian Tax Office website for guidance on your individual circumstances.

For a new Green Slip policy, you'll need to have a few important details available:

• your vehicle's registration plate number
• your VIN (Vehicle Identification Number) or chassis number
• your NSW driver licence number.

If you're renewing your Green Slip with us, you can pay for your renewal online in just a few minutes using your postcode and policy number.