Make a claim
Popular Searches

We've been helping Australians for 100 years

Learn more

Ways you can save

All of these discounts can apply together1

Online Discount

You can save up to 10%1

Multi-Product Discount

You can save up to 15%1

Relationship Discount

You can save up to 10%1

Save up to 10% on your first year’s premium when you buy an eligible policy online1

Get a quote and take out an eligible NRMA Insurance policy online, and we'll automatically apply the discount. For all eligible insurance, you'll save up to 10% on your first year's premium.

The online discount will not apply where you get a quote or take out a policy via a different channel (e.g. over the phone) and then make payment for that policy online.

You could qualify for a Multi-Product Discount (MPD) when you have 2 or more eligible products with us. The more eligible products you have, the more you could save1

Your discount is applied if you are eligible at the time of purchase or at renewal.

You could qualify for a Relationship Discount (RD) when you’ve had an eligible policy with us for 5 years in a row1

Your discount is applied if you are eligible at the time of purchase or at renewal.

More than one policyholder?

Your discount is based on the policyholder with the highest number of eligible policies.

Eligible products

MPD

1

0%

2–3

5%

4–8

10%

9+

15%

More than one policyholder?

Your discount is based on the policyholder with the highest number of eligible policies.

Period of time

RD

0–4 consecutive years

0%

5–9 consecutive years

5%

10+ consecutive years

10%

Want to know more?

To learn more about how discounts are applied and which products are eligible, read the Insurance Premium, Excess and Discounts Guide (PED) for your policy.

Explore policy booklets

Are you an NRMA Insurance customer?

Log in to your NRMA Insurance account to see if you have any eligible policies that qualify for a discount.

View my discounts

Important information

  1. Discounts shown on this page are based on our records and reflect your eligibility at the time of purchase or most recent renewal. Only policies with discounts applied are shown.

    If you become eligible for an updated Multi-Product or Relationship Discount around the time your existing products are due for renewal, the updated Multi-Product or Relationship Discount may not be applied to those renewing products (the updated discount will be applied on the subsequent renewal).

    Any applicable discounts may be subject to minimum premiums and only apply until a minimum premium is reached. This means the effective discount applied to your policy may be less than the headline percentage shown.

    If more than one discount applies, discounts are applied one at a time to the already discounted premium, rather than being added together.

    Discount eligibility and discount amounts can change over time, including at renewal, if your products or policy details change. Updates to eligible products or discounts may take up to 72 hours to appear.

    While every effort is made to ensure the accuracy and reliability of the information shown, errors may occasionally occur. If you identify errors, please contact us.

    To learn more about how discounts are calculated and which products are eligible, read the relevant Insurance Premium, Excess and Discounts Guide (PED) for your policy.