Home and Contents Insurance doesn't protect against the risks of having a paying guest stay in your home. For example, theft, malicious damage, accidental damage, identity theft, and liability.
A Landlord Insurance policy also isn't appropriate, as it covers you for an entire year and only insures stays for longer than 90 days. You'll also need a documented tenancy agreement before buying Landlord Insurance.
If you're looking to protect your home for short term holiday rentals, you can insure all or part of your home with ShareCover.
With ShareCover, you only pay for the nights you have a paying guest in your home, or for a 6 or 12-month policy. You won't need a separate tenancy agreement if you use a recognised platform such as Airbnb or Stayz.
For more information about ShareCover, please visit our Holiday Rental Insurance page.