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Heating your home safely this winter

11 July, 2025
4 min

Australia may not be famous for snow, but our winters can still leave you shivering! We help you beat the chill with tips on how to heat your home safely.

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Besides rugging up with layers and blankets, how else can you stay warm in winter? Well, there are three main types of heating – gas, electric and natural. We’re not going to go into the pros and cons of each, but we do have some practical tips on how to make the most of the warmth they produce, and some simple safety precautions you can take to heat your home safely.

    How different heaters work

    Gas heaters 
    Available in all sorts of shapes and sizes, gas heaters can be fuelled by butane, propane, liquified petroleum gas or natural gas. A home with a gas heater will usually have either a ducted system or a flued system. 

    Electrical heaters 
    As the name suggests, an electric heater uses electricity to create heat by transforming watt energy into thermal energy. They come in a variety of sizes and can be portable or fixed.

    Wood fireplaces 
    Nothing beats the sound of a crackling fireplace on a stormy winter’s day, but wood heaters aren’t just loved for their cosy ambience. Freestanding or inbuilt, wood heaters offer an energy-efficient heating solution through the natural combustion of wood.

    Safety tips to keep in mind

    According to Fire and Rescue NSW, the cooler months see a 10% increase in the number of home fires, with heaters and electric blankets the common culprits – but gas and wood heaters pose their own threats, too. Here’s what you need to know.

    Gas heater precautions 
    Gas heaters can create carbon monoxide, a gas you can’t see or smell that can cause illness or death. However, there are steps you can take to help ensure your gas heater is safe.

    • Have it serviced by a qualified gas plumber at least every two years.

    • Never use outdoor heaters inside, and always follow the operating instructions.

    • Consider buying a carbon monoxide alarm that meets EU or US standards – this can help alert you to a leak.

    Electric heater precautions 
    Whether you’ve got a portable heater or a fixed appliance, there are some standard safety measures worth keeping in mind.

    • Don’t put other items like furniture or clothes too close to a heater.

    • Keep portable electric heaters away from wet areas.

    • Avoid connecting heaters to extension cords and power strips as these can overheat.

    • Avoid running a heater at a high temperature for a long period of time.

    • Always follow the manufacturer's instructions of operation and keep up with regular maintenance/servicing.  

    Wood fireplace precautions 
    Wood burning heaters can cause air pollution and can also pose a fire hazard if they’re improperly used or poorly maintained. 

    • Only burn untreated wood.

    • Ensure flues and chimneys are regularly cleaned.

    • Have the unit serviced by a professional technician every year.

    • Always use a fire screen in front of an open fire. 

    • Keep wood and other items at least one metre away from the fire.

    • Extinguish all embers before leaving the room or house, and before going to bed.

    Ways to keep the warmth inside

    Did you know that heating can account for 20-50% of your home energy consumption, depending on your climate zone? Check you’re not letting that energy go to waste by implementing the following measures.

    Draught-proof your home

    Heat can escape through gaps and cracks around your home, especially around doors and windows.

    How you do it: 
    Depending on where the gaps are, you may need carpentry work, or you could get away with applying silicon sealants using a caulking gun. In some situations, a simple door-snake may be enough to cover the gap and keep the heat from escaping.  

    Cover up cold floors

    Tiles can be particularly chilly to walk on during winter, but hardwood floors can be just as troublesome. Wood can expand and contract due to changes in humidity and weather, which can create gaps that let in draughts.

    How you do it: 
    Add a rug, and if you can, splash out on one with a thick pile. Rugs help create a layer of insulation that can help block draughts coming up through gaps in timber flooring. When it comes to tiles, rugs can provide a warmer surface to step on.

    Create zones

    There’s no point heating the whole home if you’re only going to spend time in one room. By creating zones, you can help regulate the temperature in your home and help reduce energy running costs.

    How you do it: 
    Close the doors to all the rooms you’re not using. This will allow you to only heat the spaces that really need it.

    Helping you protect the family home

    Explore cover for flood, fire, theft, and accidents with a combined home and contents insurance policy.

    All content on the NRMA Insurance Blog is intended to be general in nature and does not constitute and is not intended to be professional advice.

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    Home Energy efficiency

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