Am I covered for fusion or electrical motor burnout?

If you run a business from home, let us know so we can help you choose your cover.

Depending on what you use for your home business, some contents may not be covered under our Building and Contents policies. For example, sometimes a Home Contents or a combined Home Building and Contents Insurance policy may be a suitable option for insuring home office equipment that you use to run your business from home. However, this won’t cover stock used by your business.

Keep in mind, under a Home Contents or combined Home Building and Contents policy, legal liability for your business will not be covered, unless the business involves renting your home for domestic use.

Call us on 131 123 (8am–8pm AEST/AEDT) to learn more.

Yes. As long as it meets our standard acceptance criteria, you can cover your electric motorcycle under our motorcycle policies.

NRMA Insurance has partnered with a number of leading retailers and licensed repairers to take the hassle out of you having to obtain quotes.

In most cases you won't need to get quotes but if we need you to we'll contact you to let you know.

Our Comprehensive Basics, Comprehensive and Comprehensive Plus Car policies cover your battery for loss or damage caused by a covered incident (such as fire, collision, crash, theft, attempted theft or storm). However, mechanical, structural, electrical, hydraulic or electronic breakdown or failure are not covered under our policies.

For example, if your battery is damaged due to a collision or crash it may be covered. However, we don’t cover your battery if it breaks down due to wear and tear.

Accidental Damage Cover is an option you can choose when you get a home insurance quote. It covers things like:

• Your child accidentally knocked your TV over and broke the screen
• You were up in your roof and accidentally put your foot through the ceiling.

You can choose Accidental Damage Cover for your building, your contents or both. It's automatically included in Building Plus and Contents Plus policies.

For more information on Accidental Damage Cover, read our Product Disclosure Statement or call us on 132 132.

Damage caused by your pet is only covered if you selected the Pet Lover's Pack as an optional extra. The Pet Lover's Pack is being phased out, and won't be available as an option when you next renew.

For more information about what's covered, what's not and terms and conditions, read the Product Disclosure Statement (PDS) on our policy booklets page.

Whether you have an electric vehicle (EV), hybrid or plug-in-hybrid vehicle (PHEV) vehicle, we can cover your vehicle for loss or damage caused by a covered event with our comprehensive car and motorcycle policies.