Can I use my caravan during the lay up period?

Lay-up cover is an optional benefit you can choose that may reduce your premium (and the cover we provide) for an agreed time while you’re not using your caravan.

You can choose lay-up cover for up to 12 months (for up to your entire policy period).

For more information, see our Product Disclosure Statements.

Important note for customers in NSW, Queensland, Tasmania and the ACT:

If your policy was

• First purchased before 21 April 2024 and not yet renewed
• Last renewed before 1 July 2024

your cover will be different. Call us on 132 132.

By adding lay-up cover as an option, you can reduce your premium (and the cover we provide) for an agreed time while you’re not using your holiday caravan.

For more information on lay-up cover, read the Product Disclosure Statement.

Yes. We cover anyone who has your permission to use your caravan and keeps to the terms of your policy. However, your excess may be affected. See the Premium, Excess and Discounts Guide for your Caravan policy

For more information on what's covered, what's not and terms and conditions, read the Product Disclosure Statement (PDS) on our policy booklets page.

Important note: If you're planning to rent out your caravan, you'll need to let us know beforehand.

Yes, your policy covers your caravan or trailer anywhere in Australia.

By adding lay up cover you may reduce your premium (and the cover we provide) for an agreed time while you're not using your boat.

We cover your boat in the lay up period you choose. You can't use your boat in that time and you must keep it securely on a trailer or dry stored at the address shown on your policy.

We also cover your boat in the lay up period if you're taking your boat for a scheduled service or to be repaired.

If you want to use your boat during the lay up period, we'll only cover it if:

• You tell us you're going to use it
• We agree to cover you for that use, and
• You pay us any additional premium that applies.