Looking to rent your home through websites such as Airbnb or Stayz?
ShareCover can protect your home when you use online home sharing websites for short term holiday rentals. You can insure all or part of your home and cover it just for the time that it’s being rented.
ShareCover gives you added Home Insurance protection
ShareCover protects you from the risks associated with having a paying guest in your home. While it's not a replacement for Home Insurance, it can protect you from some of the risks associated with having a paying guest in your home.
ShareCover covers you from loss or damage from certain events caused by a paying guest when you invite them into your home. These include:
- Malicious damage
- Accidental damage
- Personal liability.
How much does it cost?
You’ll only pay for the nights you have guests on your property. ShareCover starts from as little as $5 a night.
Do I still need Home Insurance?
Yes you do still need Home Insurance. ShareCover is not designed to replace standard home insurance. It provides cover for additional risks associated with renting your home on websites such as Airbnb or Stayz.
Your existing home policy may not cover you for loss or damage caused by a paying guest when you invite them into your home or if you use your property for a commercial purpose.
To see more about what's covered under your existing home insurance please read our policy documents.
How long can I cover my home for?
With ShareCover you can cover your home for a minimum of 1 day to a maximum of 90 days. We also offer a 6 and 12 month policy.
To find out more or get a quote visit sharecover.com.
Things you should know
ShareCover is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. When making decisions about a product, always read the Product Disclosure Statement (PDS). For home policies, please also read the Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by the home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
To help you make an informed choice on insurance visit the Australian Government website: www.moneysmart.gov.au.
ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb or Stayz. References to Airbnb and Stayz on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover.
Frequently Asked Questions
Can I cover part of my home?
Yes under ShareCover you can select the amount of cover you need for just the building and contents you want insured.
Are payments tax deductible?
Your ShareCover premiums may be tax deductible when you let relevant tax authorities know about your rental income. Please seek independent financial or tax advice from a licensed professional such as an accountant.
What's personal liability?
Personal legal liability refers to the costs you face from a claim or legal action against you from another party, such as a guest.
What we found was that while a lot of people were putting up properties on Airbnb and Stayz, they were still worried about damage to their property.
Find out how ShareCover can protect your Airbnb or Stayz rental on The Hub.